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Personal Loan
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Instant Loan in Bihar

Bihar is the 3rd most populous subnational entity in the world. This Indian state has one of the strongest agricultural sectors, employing 80% of its population.

Be it planned or unplanned expenses, people in Bihar can cover major funding needs with a Bajaj Finserv Personal Loan. We have around 20 branches across the state which you can visit to apply in person.

Proceed to apply online now, with a few essential documents.

  • Flexible repayment schemes

    Reduce your EMIs by up to 45%* with the Flexi loan facility. Pay interest only on utilised funds.

  • Instant approval

    Quick approval

    Fill in our online application form to get your personal loan approved in minutes.

  • Pre-approved offers

    Pre-approved offers

    Existing customers can benefit from hassle-free processing with personalised pre-approved offers.

  • loan against property emi calculator

    High sanction

    Manage all your varied needs using a Bajaj Finserv Personal Loan of up to Rs.25 lakh, with no restriction on usage.

  • Loan against Property Eligibility & documents

    Money in bank within 24 hours*

    Once approved, the money reaches your account within a day*.

  • Minimal documents

    KYC documents, income proof, account statements are some of the basic documents needed.

  • Personal Loan

    Long tenor

    Choose a repayment schedule that is convenient for your finances. Tenors up to 60 months are available.

  • Zero hidden fees

    Pay no hidden charges on personal loans, when you apply for finance from Bajaj Finserv.

  • mortgage loan emi calculator

    Online loan management

    Keep track of your EMI payments, outstanding principal, payable interest, etc. via our customer portal – Experia.

Bihar has recorded significant development in its economy over recent years. In addition to agriculture, Bihar is also renowned for its traditional painting styles like Madhubani art, and music.

In Bihar, personal loans from Bajaj Finserv help you fulfil all monetary needs without any restriction. Being unsecured loans, you do not need to pledge any asset to get funds. You can choose a convenient repayment tenor of up to 60 months, as suits your budget.

You can also access your loan account 24x7 to know about upcoming EMIs, payment due dates, outstanding principal and other information through our customer portal – Experia.

Eligibility Criteria for Instant Personal Loan in Bihar

Borrowers must fulfil these easy-to-meet parameters and use an online personal loan calculator before applying.

Employment: Employee of a public/private limited company or an MNC

CIBIL score: 750+

Nationality: Indian (residing in the country)

Income: Refer to the city list to know the minimum requirements

Age: From 20 to 60 years

To improve your chances of loan approval, try to close your existing debts first. Bajaj Finserv offers exclusive features on personal loans to eligible applicants.

Interest Rates and Charges for Instant Loan in Bihar

Get your personal loan at affordable interest rates only from Bajaj Finserv. We levy nominal processing fees and other charges.

Contact Us

If you are seeking additional information about personal loan in Bihar, you can reach us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, you can call us at 020-3957 5152 or write in at personalloans1@bajajfinserv.in.

*Conditions apply

Frequently asked Questions

1. Is it safe to transact online with Bajaj Finserv?

Yes! Bajaj Finserv ensures safety of all online transactions. Any unauthorized access is restricted through advanced SSD data encryption.

2. What are the charges for part-payment facility?

The part-payment charges on a personal loan are 2%, plus the applicable taxes on the paid amount.

3. How many documents need to be submitted?

Submit only basic documents like KYC documents, income proof, employment ID and a recent photograph.