Bajaj Finserv in your state

The third most populous sub-national entity in the world, Bihar is a predominantly agricultural state with the sector employing 80 per cent of its population.

Bajaj Finserv has around 20 branches across Bihar offering personal loans to the people of the state to meet planned or unplanned expenses.

Apply online for a personal loan with a few basic documents.

Features of personal loans in Bihar

  • Flexibility


    Reduce your EMIs by up to 45%* with the Flexi loan facility. Pay interest only on funds utilised.

  • Quick approval

    Quick approval

    Fill our online application form to get your personal loan approved swiftly.

  • Pre-approved offers

    Pre-approved offers

    Existing customers can enjoy a hassle-free application process with personalised pre-approved offers. 

  • Borrow up to Rs. 40 lakh

    Borrow up to Rs. 40 lakh

    Meet all your monetary needs using a Bajaj Finserv Personal Loan of up to Rs. 40 lakh.

  • Money in bank within 24 hours*

    Money in bank within 24 hours*

    Once the loan is approved, the money is credited to your account within 24 hours*.

  • Minimal documentation

    Minimal documentation

    You will only need some basic documents such as KYC documents, income proof, and account statements.

  • Repay over 96 months

    Repay over 96 months

    Choose a convenient repayment schedule from tenors going up to 96 months.

  • Zero hidden fees

    Zero hidden fees

    We assure you of affordable rates as per policy. Pay no hidden charges on personal loans.

  • Online loan management

    Online loan management

    Track your EMI payments, outstanding principal, payable interest, etc., through our online account management facility on Experia.

Bihar’s economy has developed significantly over the years. The state is the eighth-largest producer of fruit and the fourth-largest producer of vegetables in India. Some of the major products coming from Bihar are rice, cauliflower, sunflower, rice, lady’s finger, mango, litchi, brinjal and guava. Bihar is also known for its traditional Madhubani paintings, music and culture.

Personal loans from Bajaj Finserv are personalised for customers in Bihar to fulfil all monetary needs. Borrowers need not pledge any asset to avail of the loan. They can also choose a convenient repayment tenor of up to 96 months.

Our online account management facility allows borrowers to access their loan accounts 24/7. They can check their application status, upcoming EMIs, payment due dates, outstanding principal and other details through our customer portal, Experia.

*Conditions apply

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Eligibility criteria for instant personal loans in Bihar

You can qualify for a personal loan once you fulfil these easy-to-meet parameters. Use an online personal loan calculator before applying to know your loan eligibility.

  • Employment status

    Employment status

    Salaried employee of a public/ private limited company or an MNC

  • CIBIL score

    CIBIL score

    685 and above

  • Nationality


    Indian (residing in the country)
  • Income


    Refer to the city list to know the minimum requirements

  • Age


    From 21 years to 80 years*

To improve your chances of loan approval, try to close your existing debts first. Bajaj Finserv offers exclusive features on personal loans to eligible applicants. Enjoy the most favourable terms and conditions with no hidden charges.

*Conditions apply

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Interest rates and charges for personal loans in Bihar

Get your personal loan at affordable interest rates only from Bajaj Finserv. We levy nominal processing fees and other charges.

Frequently asked questions

Is it safe to transact online with Bajaj Finserv?

Yes. Bajaj Finserv ensures the safety of all online transactions. All unauthorised access is restricted through advanced SSD data encryption.

What are the charges for the part-prepayment facility?

The part-prepayment charge on a personal loan is up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment for term loans. For Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.

Can repayment tenor be less than 12 months?

The minimum repayment tenor you can choose is 6 months, while the maximum is 96 months, which is 8 years.

How many documents need to be submitted?

Submit basic documents like KYC documents, income proof, employment ID and a recent photograph.

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