Personal Loan in Bihar

Whether you live in Patna, Gaya, Bhagalpur, or any other city in Bihar, managing major expenses has never been easier. A Bajaj Finserv Personal Loan in Bihar offers up to Rs. 55 lakh with instant approval and disbursal in just 24 hours*, without any need for collateral. The process is 100% online—simple, secure, and fast.

✅ Check your pre-approved loan offer in Bihar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Quick approval

Fill our online application form to get your personal loan approved swiftly.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bihar with just your phone number and OTP – no need to visit the branch.

Borrow up to Rs. 55 lakh

Meet all your monetary needs using a Bajaj Finserv Personal Loan of up to Rs. 55 lakh.

Money in bank within 24 hours*

Once the loan is approved, the money is credited to your account within 24 hours*.

Minimal documentation

You will only need some basic documents such as KYC documents, income proof, and account statements.

Repay over 96 months

Choose a convenient repayment schedule from tenures going up to 96 months.

Zero hidden fees

We assure you of affordable rates as per policy. Pay no hidden charges on personal loans.

Online loan management

Track your EMI payments, outstanding principal, payable interest, etc., through our online account management facility on My Account.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.