Personal Loan in Bhagalpur

Need quick funds in Bhagalpur for a personal goal or emergency? Whether it's for a wedding, home renovation, travel, or a medical situation, a Bajaj Finserv Personal Loan in Bhagalpur offers up to Rs. 55 lakh with no collateral and a 100% digital application process. Get instant approval and disbursal within 24 hours*, without stepping out of your home.

✅ Check your pre-approved loan offer in Bhagalpur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

High-value financing up to Rs. 55 lakh

Meet your big-ticket funding needs with a high-value personal loan in Bhagalpur of up to Rs. 55 lakh.

Unsecured loan

Bajaj Finance does not require any collateral against the approved amount. Fulfil minimum personal loan eligibility criteria to apply.

Quick approval

With the quick approval facility, the loan application gets processed within minutes of sending the online form.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bhagalpur with just your phone number and OTP – no need to visit the branch.

Money in the account within 24 hours*

Once approved, receive the loan amount in your account within the next 24 hours*.

Transparency

Experience transparency in charges levied with simplified terms and conditions when using a personal loan from Bajaj Finance.

Minimum documentation

With minimal paperwork, Bajaj Finance eliminates the hassles of loan processing, reducing approval time.

Flexible tenure

Use the Bajaj Finserv Personal Loan EMI calculator online to select flexible tenure options ranging up to 96 months.

Online loan account management

Access our dedicated customer portal – My Account, to manage your loan account at any time and from anywhere.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.