Bajaj Finserv in your city

Bhagalpur, situated in Bihar, is the state’s third-largest city. It is also known as the silk city for its silk textile manufacturing and printing hub. Bhagalpur also has a remarkable contribution to the commercial, political, and educational spheres.

Residents can get a personal loan from Bajaj Finserv by meeting the simple eligibility requirements. The funds can be utilised without restrictions to meet multiple financial needs.

Features and benefits of a personal loan in Bhagalpur

  • High-value financing up to Rs. 25 lakh

    High-value financing up to Rs. 25 lakh

    Meet your big-ticket funding needs with a high-value personal loan in Bhagalpur of up to Rs. 25 lakh.

  • Unsecured loan

    Unsecured loan

    Bajaj Finserv does not require any collateral against the approved amount. Fulfil minimum personal loan eligibility criteria to apply.

  • Quick approval

    Quick approval

    With the quick approval facility, the loan application gets processed within minutes of sending the online form.

  • Pre-approved offers

    Pre-approved offers

    Experience simplified processing of finances with the pre-approved offers on personal loans in Bhagalpur.

  • Money in account within 12 hours*

    Money in the account within 24 hours*

    Once approved, receive the loan amount in your account within the next 24 hours*.

  • Transparency

    Transparency

    Experience transparency in charges levied with simplified terms and conditions when using a personal loan from Bajaj Finserv.

  • Minimum documentation

    Minimum documentation

    With minimal paperwork, Bajaj Finserv eliminates the hassles of loan processing, reducing approval time.

  • Flexible tenor

    Flexible tenor

    Use the Bajaj Finserv Personal Loan EMI calculator online to select flexible tenor options ranging up to 60 months.

  • Flexi loan facility

    Flexi loan facility

    Avail of the Flexi loan facility to save on your EMI payments by up to 45%*.

  • Online loan account management

    Online loan account management

    Access our dedicated customer portal – Experia, to manage your loan account at any time and from anywhere.

With a flourishing agro-based industry, Bhagalpur’s economy is primarily supported by crop productions like barley, maise, rice, wheat, and oilseeds. In a government-led joint venture, the city has also been selected for smart city program-based development. Bhagalpur also carries a rich history and is exceptionally abundant in flora and fauna. It is also one of the major destinations for local tourism.

The financing woes of residents here are resolved with big-ticket funding available as a personal loan from Bajaj Finserv. It comes with zero restriction to end-use and suits the diverse spending needs of borrowers.

*Conditions apply

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Eligibility criteria for a personal loan in Bhagalpur

Fulfil only a handful of eligibility and document requirements to avail of the unsecured loan in Bhagalpur with ease.

  • Age

    Age

    From 21 years to 67 years*

  • Employment

    Employment

    Should be a salaried employee working with an MNC or a private/ public company

  • CIBIL score

    CIBIL score

    750 and above

  • Nationality

    Nationality

    Residing Indian citizenship
  • Minimum salary

    Minimum salary

    Check your minimum salary requirement with the city list.

Use a Bajaj Finserv Personal Loan eligibility calculator available online to assess your maximum loan availability before applying. Borrowers can also check their tenor suitability with a Bajaj Finserv EMI calculator.

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Interest rates and charges on a personal loan in Bhagalpur

Avail the Bajaj Finserv Personal Loan with affordable interest rates and other nominal charges for repayment in easy EMIs.