Personal Loan in Barabanki

Personal Loan in Barabanki

Check your eligibility for personal loan in Barabanki with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Barabanki

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • If you are in Barabanki and looking for quick funds—be it for a wedding, higher education, travel, medical emergencies, or home renovation—a Bajaj Finserv Personal Loan is an easy and collateral-free option.


    ✅ Check your pre-approved loan offer in Barabanki with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Barabanki, located in Uttar Pradesh, is a city with historical, cultural, and agricultural importance. Known as the "Sugar Bowl of the State," it is a major producer of sugarcane and mentha oil. The city is also home to several religious and heritage sites such as Deva Sharif Dargah, attracting thousands of devotees and tourists each year. With its mix of agriculture, trade, and growing small-scale industries, Barabanki has a dynamic local economy.


*Terms and conditions apply.

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Features of personal loan in Barabanki

  • Unsecured finance

    Personal loans offered by Bajaj Finance are risk-free. There is no need to pledge any asset.

  • High sum financing

    With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40000 to Rs. 55 lakh.

  • Flexible tenure

    You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start.

  • Money within 24 hours*

    Get the entire approved loan amount in your account within 24 hours*. You can use the money immediately.

  • Quick approval

    No more waiting for days. Bajaj Finance, being a reliable lender, provides quick approval on loans online.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Barabanki with just your phone number and OTP – no need to visit the branch.

  • Flexi facility

    Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds.

  • Basic documents

    Submit the basic personal loan documents necessary to get approval without much hassle.

  • Transparent policies

    We bring transparent terms and conditions along with no hidden rates. You pay for only what you see.

  • Online account management

    Log in to our customer portal, My Account, and manage your loan account round the clock.

The city of Barabanki holds high historical and cultural significance. Attract many people from the neighbouring villages. Eligible applicants can borrow up to Rs. 55 lakh and use it for various purposes like home renovation, wedding, higher education, medical urgency, etc. We offer unique features like the Flexi facility, longer tenure, online tools for precise evaluation, part-prepayment facility, nominal fees, minimal documentation and more. You can apply through pre-approved offers or an online application form.


Our Personal Loan branches in Barabanki

Personal Loan In Verma Market East End


*Conditions apply

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Eligibility criteria and documents for personal loan in Barabanki

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Barabanki

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000