Income Tax Login & Registration Process
As per the Income Tax Act, 1961, each resident as well as a non-resident with an origin in India, must pay income tax levied by the Government of India. Such levy depends on his/her annual income computed for a given assessment year. With the digitisation of income tax filing and payment, eligible assessees can proceed for income tax login at the e-Filing portal to file returns and make payments.
Who are Liable to Pay Income Tax?
Earing individuals with a yearly income of above Rs.2.5 lakh (Rs.3 lakh for senior citizens) are liable to pay income tax in India. For super-senior citizens (above 80 years of age), the minimum threshold for tax payment is Rs.5 lakh. They can visit the income tax login page for e-filing of their IT Returns, to check previous years’ returns, andto know the status of their refunds.
Steps to Login to the Income Tax Portal
Step 1. Visit the official website.
Individuals need to visit the official website for e-Filing income tax. Note that this website is not the same as that for Income Tax India.
Step 2. Click on ‘Login Here’.
Step 3. Provide the necessary details like user ID (PAN), password and captcha.
Step 4. Click on ‘Login’.
Registering Process on the Income Tax Department Portal
Eligible individuals new to the portal need to first register before proceeding to income tax return login page. Follow the steps given below to register–
Step 1. Visit the official website of the e-Filing income tax.
Step 2. Click on ‘RegisterYourself’.
Step 3. Choose any one option from the drop-down menu under ‘Select User Type’.
Options include –
- Individual
- Hindu Undivided Family (HUF)
- Other than individual/HUF
- External agency
- Chartered accountants
- Tax deductor and collector
- Third-party software utility developer
Step 4. Click on ‘Continue’.
Step 5. Enter the required details that include –
- PAN
- Surname
- Middle name
- First name
- Date of birth
- Residential status
Step 6. Once entered, click on ‘Continue’.
Step 7. Provide the necessary details like –
- Password details, including primary and secondary secret question and answer
- Personal details
- Contact details like phone number (primary/secondary), email ID (primary/secondary), etc
- Current address
- Captcha for verification
Step 8. Click on ‘Submit’.
It follows OTP generation, whereby OTP1 is sent to the provided phone number while OTP2 is forwarded to the entered email ID.
Step 9. Click on ‘Confirm’.
Step 10. Enter the email OTP and mobile OTP.
Step 11. Click on ‘Validate’.
Following this, a confirmation message is displayed for successful registration, and a transaction ID is provided.
With this confirmation, users can now proceed to the ITR login page to access their e-Filing income tax profile
Existing and New Income Tax Slabs
Taxpayers can pay income tax as per the existing tax slab (FY2019-20) or the new tax slab (FY2020-21).
Tax slabs as per FY2019-20
i. For individuals under the age of 60
- Up to Rs.2.5 lakh – Nil.
- Rs.2.5 lakh to Rs.5 lakh – 5%.
- Rs.5 lakh to Rs.10 lakh – Rs.12,250 + 10%.
- Above Rs.10 lakh – Rs.1,12,500 + 30%.
ii. For senior citizens
- Up to Rs.3 lakh – Nil.
- Rs.3 lakh to Rs.5 lakh – 5%.
- Rs.5 lakh to Rs.10 lakh – Rs.10,000 + 20%.
- Above Rs.10 lakh – Rs.1,00,000 + 30%.
iii. For senior citizens
- Up to Rs.5 lakh – Zero.
- Rs.5 lakh to Rs.10 lakh – 20%.
- Above Rs.10 lakh – Rs.1,00,000 + 30%.
Tax slabs as per FY2020-21
Tax slabs and rates as per FY2020-21 apply to individuals of every age. The slabs are mentioned below –
- Rs.2.5 lakh to Rs.5 lakh – 5%.
- Rs.5 lakh to Rs.7.5 lakh – Rs.12,500+ 10%.
- Rs.7.5 lakh to Rs.10 lakh – Rs.37,500+ 15%.
- Rs.10 lakh to Rs.12.5 lakh – Rs.75,000+ 20%.
- Rs.12.5 lakh to Rs.15 lakh – Rs.125,000+ 25%.
- Above Rs.15 lakh – Rs.187,500+ 30%.
Assessees opting for this slab will need to forfeit 70 income tax exemptions, which are otherwise available to those paying income tax as per the FY2019-20 slabs. These include –
- Standard deduction.
- Professional tax.
- Section 24(b) – Interest on home loans.
- Deductions mentioned in Chapter VIA (Excluding Section 80CCD(2) and 80JJA).
- Exemptions under Section 10(14).
- Leave Travel Allowance (LTA).
- Education fees for children.
- Conveyance allowances.
- Allowance or benefit granted to meet expenses during employment.
- Helper allowance.
- House Rent Allowance (HRA).
Also, a tax rebate of Rs.12,500 is available for all individuals falling under the tax slab between Rs.2.5 lakh and Rs.5 lakh for both FY2019-20 and FY2020-21.
How to File ITR Online?
Follow the steps mentioned below to file income tax online:
Step 1. Visit the official portal of e-Filing income tax.
Step 2. Click on ‘IT Return Preparation Software’ under ‘Download’.
Step 3. Download the relevant form (ITR 1, 2,3, or 4).
A taxpayer can download a pre-filled form via his/her profile with the income tax login ID and password.
Step 4. Enter the necessary details in the form and verify.
Step 5. Calculate tax liability.
Step 6. Save the form.
Step 7. Visit the official website of e-Filing income tax and login.
Step 8. Click on ‘e-File’.
Step 9. Select ‘Income Tax Return’.
Step 10. Enter the necessary details. These include:
- ITR form number
- Assessment year
- Submission mode (Upload XML)
- Filing type (Original/Revised Return)
Step 11. Select the mode to verify the filing. Options include:
- Aadhaar OTP
- Digital Signature Certificate (DSC)
- EVC using pre-validated Demat account details
- EVC using pre-validated bank account details
- Manually through the Centralised Processing Centre, Income Tax Department, Bengaluru.
Step 12. Click on ‘Continue’.
Step 13. Upload the ITR form.
Step 14. Comply with the steps as per the selected mode of verification.
Step 15. Click on ‘Submit’.
Following this, a message stating a successful ITR form submission is displayed. An acknowledgment number is also generated through which taxpayers can know the status of their IT filing.
How to Check ITR Status?
Taxpayers can check the status of their ITR by following these steps –
Step 1. Visit the official website of the e-Filing income tax.
Step 2. Select ‘ITR Status’.
Step 3. Enter PAN, acknowledgment number, and captcha.
Step 4. Check the ‘Request OTP’ box.
Step 5. Next, click on ‘Submit’.
The status of such filing can either be ‘Return submitted and verified’ or ‘Return processed and refund paid’.
Taxpayers can also check their ITR status by logging into their account with their income tax login ID and password.
The e-Filing income tax portal of the Income Tax Department makes it considerably easier for taxpayers to pay their liabilities and also check for their returns and refund status.
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