Income Tax Login and e-Filing Portal For FY 2024-25

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Filing income tax returns has become much simpler thanks to the digital services offered by the Income Tax Department of India. It is now mandatory for taxpayers to register themselves on the official portal before they can file their returns online. The government has launched a new e-filing portal — user-friendly, efficient, and packed with features — to streamline the process. Whether you're filing taxes for the first time or accessing your previous returns, using the income tax login is the first essential step. This guide explains how to register, log in, and make full use of the portal.

How to register on the income tax portal in India

Following are the steps for filing your income tax returns online

Step 1. Visit the official website of the e-filing income tax
Step 2. Click on ‘Register Yourself’
Step 3. Choose any one option from the drop-down menu under ‘Select User Type’. Options include:

  1. Individual
  2. Hindu Undivided Family (HUF)
  3. Other than individual/ HUF
  4. External agency
  5. Chartered accountants
  6. Tax deductor and collector
  7. Third-party software utility developer

Step 4. Click on ‘Continue’
Step 5. Enter the required personal details
Step 6. Once entered, click on ‘Continue’
Step 7. Provide the following details:

  1. Password details
  2. Personal details
  3. Contact details like phone number (primary/ secondary), email ID (primary/ secondary), etc
  4. Current address
  5. Captcha for verification

Step 8. Click on ‘Submit’
Step 9. Enter the email OTP and mobile OTP
Step 10. Click on ‘Validate’

Following this, a confirmation message is displayed for successful registration, and a transaction ID is provided. With this confirmation, users can now proceed to the ITR login page to access their e-Filing income tax profile.

Note: Before filing the Income Tax Return, use an income tax calculator to get an idea of the tax liabilities you have.

When you file your tax returns, having proper financial documentation becomes crucial for major purchases like buying a home. If you are planning to purchase your dream property, Bajaj Finserv offers competitive interest rates starting from 7.49%* p.a and loan amounts up to Rs. 15 Crore*. Check your eligibility today. You may already be eligible, find out by entering your mobile number and OTP.

How to login to the Income Tax portal

Following are the steps to login.

Step 1. Visit the official website
Step 2. Click on ‘Login Here’
Step 3. Provide the necessary details like user ID (PAN), password, and captcha

How to login to income tax website via net banking

Here are the steps to login:

Step 1: Navigate to the e-Filing portal homepage and select "Login." If opting for Net Banking as a higher security measure, enter your User ID and password, then choose "Through Net Banking" on the Higher Security Options page and proceed to Step 3.

Step 2: If you haven’t enabled the e-Filing Vault Higher Security option, select the "Net Banking" option at the bottom under "Other Ways to Access Your Account."

Step 3: Choose your preferred bank and click "Continue."

Step 4: Carefully read the disclaimer and click "Continue."

Step 5: Log in to your Net Banking account using your Net Banking User ID and password.

Step 6: After logging in, select the e-Filing portal link on your bank’s website to access the e-Filing Dashboard.

For individual users, if your PAN is not linked to Aadhaar, a pop-up will notify you that your PAN is inactive. To resolve this, click the "Link Now" button or proceed by clicking "Continue."

How to log in to the income tax portal using mobile number/ e-mail

To log in to the income tax portal using your registered mobile number or email address, follow these simple steps:

  1. Visit the official portal at https://www.incometax.gov.in and click on ‘Login’ on the homepage.
  2. In the User ID field, type your PAN and press ‘Continue’.
  3. Verify the secure access message displayed, then enter your password and continue.
  4. Choose whether to receive the OTP via SMS or voice call on your primary mobile number.
  5. Enter the 6-digit OTP sent to your mobile or email and click ‘Login’.
  6. Once verified, your personalised e-Filing Dashboard will appear.

Please note:

  • OTP is valid for 15 minutes.
  • You get 3 chances to enter the correct OTP.
  • An on-screen countdown shows the time left before expiry.
  • Click ‘Resend OTP’ if required.

How to login to income tax website using Aadhaar OTP

If your Aadhaar is linked to your PAN, you can log in using an Aadhaar OTP by following these steps:

  • Go to the homepage of the e-Filing portal and click ‘Login’.
  • Enter your Aadhaar number in the User ID field and click ‘Continue’.
  • Confirm the secure message and select ‘OTP on Aadhaar-linked mobile’, then click ‘Continue’.
  • If you already have an OTP, select ‘I already have an OTP’, else click ‘Generate OTP’.
  • On the verification page, tick ‘I Agree to Validate My Aadhaar Details’ and then choose ‘Generate Aadhaar OTP’.
  • Enter the OTP received on your Aadhaar-linked mobile number and click ‘Login’.

After successful verification, you will be redirected to your dashboard.

Log in using DSC (Digital Signature Certificate)

You can also access your income tax account using a DSC. Here’s what you need to do:

  1. Open the login page on the Income Tax portal and click ‘Login’.
  2. Enter your PAN and press ‘Continue’.
  3. Verify the secure message and enter your password.
  4. Select the ‘Login using DSC’ option and click ‘Continue’.
  5. Choose between a new DSC or an already registered DSC.
  6. Ensure the emSigner utility is installed (a link is provided if not).
  7. On the Data Sign screen, select the appropriate certificate provider, input your DSC password, and click ‘Sign’.

Once authenticated, your dashboard will be displayed.

Note: If your PAN is not linked to Aadhaar, a pop-up message will appear. Click ‘Link Now’ to update your details.

Log in for other users (CA, TAN, ERI, external agency, ITDREIN)

Users other than individuals (such as CAs or tax collectors) can also log in using specific credentials:

  1. Visit the Income Tax e-filing login page and click ‘Login’.
  2. Enter your unique User ID:
    • Chartered Accountants: ARCA + 6-digit membership number.
    • Tax Deductors/Collectors: TAN.
    • ERI: ERIP + 6-digit number.
    • External Agency: EXTA + 6-digit number.
    • ITDREIN: PAN/TAN + 2 letters and 3 digits.
  3. Confirm your secure message and enter your password.
  4. After verification, access your designated dashboard.

Prerequisites for income tax login

To log in to the income tax portal, make sure you have the following ready:

General

  • You must be registered on the portal.
  • Keep your User ID (PAN/Aadhaar/TAN) and password handy.

For net banking login

  • Your PAN must be linked with your bank account.
  • Ensure you're registered for e-filing.

For DSC login

  • A valid Class 2 or Class 3 DSC is required.
  • The emSigner tool must be installed and active.
  • Insert your DSC token provided by a certified Indian authority.

How to reset income tax e-filing login password

To reset your income tax e-filing login password, follow these steps:

  1. Visit the income tax e-filing portal.
  2. Click on the "Forgot Password" option.
  3. Enter your User ID and the Captcha code, then click "Continue."
  4. Choose the option to reset your password via OTP or by answering security questions.
  5. Follow the instructions sent to your registered email or mobile number.
  6. Set a new password ensuring it is strong and unique.
  7. Log in with your new password to access your income tax e-filing account securely.

Activating your income tax department login

To activate your login credentials on the income tax portal:

  1. Visit https://www.incometax.gov.in.
  2. Click on ‘Register’ on the homepage.
  3. Choose ‘Others’ as the category.
  4. Select ‘Tax Deductor and Collector’.
  5. Enter your TAN and validate it.
  6. Pick the appropriate scenario from the options.
  7. Click ‘Continue’ to proceed.
  8. Enter all required personal and organisational details.
  9. Input the OTPs received on your registered email and mobile.
  10. Review all the information and confirm.
  11. Set your preferred login password.

Steps to turn off secure access in income tax portal

If you wish to disable the secure login feature, follow these steps:

  1. Log in to your account via the income tax portal.
  2. Go to ‘Profile Settings’.
  3. Click on ‘e-Filing Vault – Higher Security’.
  4. Deselect any chosen high-security options.
  5. Click ‘Proceed’, and then ‘Disable’ to turn off additional security layers.

Key services available after income tax e-filing portal login

After logging into the income tax e-filing portal, you can access several key services. You can file your Income Tax Return (ITRs) for various assessment years, track the status of filed returns, and view/ download acknowledgment receipts. Additionally, you can link your Aadhaar to their PAN, view your Form 26AS, and apply for PAN or TAN online. The portal also provides facilities for e-verification of returns, updating personal/ contact details, and responding to tax notices. You can access tax calculators, tax-saving investment options, and view tax credit statements. Furthermore, you can explore e-proceedings and e-assessment features for streamlined communication with tax authorities.

Documents required for registration process on income tax portal

The registration process on the income tax portal requires certain documents, which are as follows:

  1. PAN card: Permanent Account Number (PAN) Card is mandatory for registration on the Income Tax portal.
  2. Address proof: Any of the following documents can be provided as an address proof: Aadhaar card, passport, Voter ID, or driving licence.
  3. Mobile number and email ID: A valid mobile number and email ID are required for registration as it will be used for communication purposes.
  4. Bank account details: Bank account details such as account number, IFSC code and MICR code are also necessary for registration.
  5. Digital signature: In case of companies, a digital signature certificate (DSC) is mandatory for the registration process.
  6. Proof of business: Sole proprietorship firms need to submit their business registration certificate, while companies and LLPs require their Certificate of Incorporation (COI) or LLP registration document.

Ensure that all the documents are in order and available before registering on the income tax portal.

Benefits of Income Tax Return (ITR) Filing

Filing income tax returns offers several benefits:

  1. Compliance with the law: Filing income tax returns is a legal requirement mandated by the government. It ensures that individuals and entities fulfill their tax obligations and comply with the tax laws of the country.
  2. Claiming refunds: If excess income tax been deducted or paid during the financial year, filing an income tax return enables individuals to claim a refund from the government.
  3. Proof of income: Income tax returns serve as proof of income, which may be required for various purposes such as applying for loans like home loan, visas, or government benefits.
  4. Avoiding penalties: Filing income tax returns on time helps individuals avoid penalties and fines imposed by the tax authorities for non-compliance or late filing.
  5. Building financial history: Regularly filing income tax returns helps individuals build a financial history, which may be beneficial for future financial transactions and creditworthiness assessments.
  6. Availing tax benefits: Filing income tax returns allows individuals to avail of various tax benefits and deductions provided under the Income Tax Act, such as deductions for investments, expenses, and contributions to certain schemes.
  7. Compliance with international requirements: For individuals with international income or assets, filing income tax returns may be necessary to comply with international tax reporting requirements and avoid legal implications.

Benefits of regular income tax filing

Here are the benefits of regular income tax filing:

  1. Staying updated on tax obligations and deadlines: Regular filing ensures awareness of tax rules and deadlines, preventing penalties and legal issues.
  2. Tracking tax payments and refunds: It allows individuals to monitor tax payments accurately and claim refunds promptly if overpaid.
  3. Accessing important tax-related documents and statements: Filing regularly provides easy access to essential documents like Form 16, which are often required for financial transactions and proof of income.
  4. Financial Discipline: Regular tax filing promotes financial organisation and planning, helping you optimise tax savings within your income tax slab.

Overall, filing income tax returns not only fulfills legal obligations but also helps individuals manage their finances efficiently and avail of tax benefits and refunds where applicable.

How to check ITR status?

Taxpayers can check the status of their ITR by following these steps

Step 1: Visit the official website of the e-Filing income tax
Step 2: Log in with username and password
Step 3: Select ‘ITR Status’
Step 4: Enter PAN, acknowledgment number, and captcha
Step 5: Check the ‘Request OTP’ box
Step 6: Next, click on ‘Submit’

The status of such filing can either be ‘Return submitted and verified’ or ‘Return processed and refund paid’

Taxpayers can also check their ITR status by logging into their account with their income tax login ID and password.

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Security features of the income tax portal

  • Two-Factor Authentication: Adds a second layer of security to prevent unauthorised access.
  • Secure Socket Layer (SSL): Protects your data through encryption.
  • Frequent Updates: Ensures the platform is regularly patched and secure.
  • User Activity Monitoring: Tracks suspicious activity and ensures account safety.

Troubleshooting common income tax portal login issues

1. Forgot password:

Click on ‘Forgot Password’ on the login page. Enter your User ID and captcha, then follow the on-screen instructions to reset it via OTP or email.

2. Account locked:

If you’ve entered the wrong password too many times, your account may be locked. Wait a while or use the ‘Unlock Account’ option.

3. Incorrect captcha:

Ensure the captcha is typed exactly as shown. Refresh if it’s unclear.

4. Browser problems:

Clear your browser history, cache, and cookies. Alternatively, use a different browser for better performance.

5. Inactive pan:

If your PAN has not been activated, get in touch with the Income Tax Department for help.

Benefits of using the income tax portal

  • Simplified tax filing: The portal makes it easy for individuals and businesses to file returns online.
  • Time-saving: The process is quicker than manual filing, reducing delays.
  • Paperless convenience: Encourages a digital-first approach, eliminating paperwork.
  • Instant confirmation: Receive immediate updates and acknowledgements for returns submitted.
  • Comprehensive services: Access a wide range of tools — from refund status tracking to e-verification and tax credit checks — all in one place.

Conclusion

The Income Tax e-filing portal is a vital platform for taxpayers in India. It offers a secure and straightforward way to manage your tax-related responsibilities. Whether you're a first-time filer or a regular taxpayer, understanding how to register and log in is essential. The portal’s features ensure convenience, clarity, and control. After logging in, you can file returns, check refund status, and update personal details with ease — all from the comfort of your home. Staying informed and using the portal correctly helps you stay compliant with tax rules and makes the overall process stress-free.

With your tax compliance in order, you are well-positioned for major financial decisions like purchasing a home. A strong tax filing history demonstrates financial responsibility to lenders. Bajaj Finserv offers attractive interest rates starting from 7.49%* p.a and quick approval within 48 hours*. Check your loan eligibility with Bajaj Finserv today. You may already be eligible, find out by entering your mobile number and OTP.

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Frequently asked questions

Who should file an ITR?

Filing an Income Tax Return (ITR) is required for:

  • Resident and non-resident individuals with income exceeding the exemption limit.
  • Hindu Undivided Families (HUFs) with income above the exemption limit.
  • Companies, firms, trusts, associations, and other entities based on their income and type.
  • Those with specific income types or seeking tax refunds, even if below the exemption limit.

Consult tax professionals or authorities for accurate guidance based on your situation.

Can I log into my income tax account using net banking credentials?

No, net banking credentials cannot be used to log into the income tax account. The login credentials are specific to the income tax portal.

Is Aadhaar card authentication available for logging into my income tax account?

Yes, Aadhaar card authentication is available for logging into the income tax account, providing a secure and convenient authentication method.

How do I log in to the income tax website using a Digital Signature Certificate (DSC)?

To log in to the income tax website using a Digital Signature Certificate (DSC), select the 'Login through DSC' option and connect the USB token to launch the certificate. Enter the PIN to authenticate the DSC and log in to the account.

What is the username required for logging into the income tax portal?

The username required for logging into the income tax portal is the same as the user's PAN card number.

I do not have Form 16 with me, and I am a salaried individual. Can I file the ITR?

Yes, you can file ITR without Form 16. You would need your salary slips, bank account statements and tax saving investment proof. Remember, even without Form 16, it's your responsibility to report your income correctly to the IT department.

Can I access my income tax account without entering a password?

No, a password is required to access a user's income tax account.

After how many attempts will my income tax login get locked?

After three consecutive unsuccessful login attempts, your income tax account will be locked. It will automatically get unlocked after 24 hours and you can attempt to log in again.

How can I claim deductions for tax saving?

Follow below points to claim deductions for tax savings:

  1. Identify eligible deductions: Understand the deductions available based on your country's tax laws. These could include expenses like investments, education, medical bills, and more.
  2. Gather supporting documents: Collect receipts, certificates, and proofs of the expenses you intend to claim as deductions.
  3. Calculate deduction amount: Calculate the total amount you can claim as deductions based on the eligible expenses.
  4. Choose appropriate tax form: Select the correct tax form that corresponds to the deductions you're claiming.
  5. Fill out the form: Complete the relevant sections of the tax form, providing accurate details about your eligible deductions.
  6. Attach documentation: Attach the necessary supporting documents to your tax return to validate your deductions.
  7. Submit your tax return: File your tax return electronically or by the required method, adhering to the deadlines set by your country's tax authorities.

How do I check TDS details from my form 26AS?

To check TDS (Tax Deducted at Source) details from your Form 26AS, follow these steps:

1. Access Form 26AS:

  • Visit the official website of the income tax department in your country.
  • Log in to your account using your PAN (Permanent Account Number) and password.

2. View Form 26AS:

  • Look for the option to view or download Form 26AS. In some countries, it might be labeled as "Tax Credit Statement" or a similar term.

3. Select assessment year:

  • Choose the relevant assessment year for which you want to view the TDS details. Keep in mind that Form 26AS is available for multiple assessment years.

4. Choose view as:

  • You can usually view Form 26AS in HTML, Text, or PDF formats. Choose your preferred viewing format.

5. View TDS details:

  • Once you access Form 26AS, navigate to the section that displays TDS details.
  • Here, you'll find information about TDS deducted from various sources such as salary, interest, rent, etc.

6. Check TDS entries:

  • Review the entries carefully to ensure accuracy.
  • The TDS entries will include details such as the deductor's name, TAN (Tax Deduction and Collection Account Number), TDS amount, and more.

7. Verify PAN and amounts:

  • Double-check that your PAN is correctly mentioned in the TDS entries.
  • Verify that the TDS amounts match the information you have received from the deductors.

8. Download or print:

  • You can download Form 26AS for your records or take a printout if needed.

9. Cross-check with documents:

  • Compare the TDS details in Form 26AS with the TDS certificates (Form 16, Form 16A) you've received from the deductors.

10. Keep records:

  • Maintain a copy of Form 26AS and related documents for future reference and during the filing of your tax return.

Remember that Form 26AS is an essential document for verifying the TDS details claimed during the filing of your income tax return. Ensure that all the TDS entries are accurate to prevent any discrepancies during the tax assessment process.

I receive my salary after deduction of TDS. Am I required to file an income tax return?

Yes, even if TDS has been deducted from your salary, it's mandatory to file an income tax return if your income exceeds the tax-free threshold. Filing an income tax return is also helpful if you wish to claim a refund for any excess tax deducted.

How do you activate your user ID to login to the e-filing portal?

To activate your TAN login ID, log in using your PAN, go to the Pending Actions tab, find Approval/Modification of Tax Deductor and Collector Registration under For Your Actions, and click Approve.

How to file ITR for the first time?

Visit the income tax e-filing website, log in with your credentials, then go to the e-file section. Choose the Assessment Year, and select Online as your filing method. Follow the step-by-step prompts to complete the process.

What is the income tax rate for senior citizens in India for FY 2025–26?

Under the old regime, senior citizens aged 60–79 pay: Nil for up to Rs. 3 lakh, 5% for Rs. 3–5 lakh, 20% for Rs. 5–10 lakh, and 30% beyond Rs. 10 lakh. Super senior citizens (80+) pay nil up to Rs. 5 lakh. The new regime applies equally to all ages.

Can I file ITR without a CA?

Yes, you can file your ITR without a Chartered Accountant. Choose the correct ITR form based on your income type, register on the income tax portal, and file your return either online or by uploading a completed form.

Having proper tax documentation prepared independently also helps when applying for major loans like home financing. If you are planning to buy a property, Bajaj Finserv offers competitive rates starting 7.49%* p.a with loan amounts up to Rs. 15 Crore*. Check your home loan eligibility with Bajaj Finserv now. You may already be eligible, find out by entering your mobile number and OTP.

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