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How Can Your Reduce Your Home Loan Burden?

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How Can Your Reduce Your Home Loan Burden?

You can reduce your home loan repayment burden by the following methods:

1. Repay the principal amount first, as the faster you repay the principal amount of your home loan, the less interest you have to pay.
2. Pay 1 EMI per year over your regular EMI payments from your annual bonus or incentive payments. Take help of the home loan EMI calculator.
3. Increase your EMI amount every year with the increment of your salary. Bajaj Finserv’s reducing balance EMI calculator will guide you.
4. You can refinance home loan at a lower rate of interest. If another lender is giving you a lower interest rate on your home loan than your current lender, opt for it.

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