Home Loan EMI Payment

Increase Existing Home Loan Amount

Enter your first and last name
Please enter Full Name
Enter your 10-digit mobile number
Mobile No can not be blank
Enter your pin code
Pin Code can not be blank
null
null

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC.T&C

Please accept the terms and conditions
An OTP has been sent on your mobile number

Enter one-time password

0 Seconds
Entered wrong mobile number ?
null
Enter net monthly salary
Net Monthly Salary can not be blank
Please enter loan amount required
null
null
Please Select Property Location
null
select date of birth
Please enter your date of birth
Enter PAN card details
Pan Card can not be blank
Select employer name from the list
Enter personal email address
Personal Email can not be blank
Enter official email address
Official Email ID can not be blank
Enter current monthly obligations
null
null
null
null
null
Select business vintage value
Enter your monthly salary
Net Monthly Salary can not be blank
null
Please enter loan amount required
null
Please Select Balance Transfer Bank
null
null
Select Property Location
Enter annual turnover (18-19)
Enter your Annual Turnover 17-18

Thank you

How to Increase Home Loan Amount?

There are options available if you wish to increase your home loan amount. However, before applying for any home loan, you should use a home loan eligibility calculator and home loan EMI calculator in order to work out the amount that you are eligible for and the EMI that has to be repaid every month. You should also compare home loan interest rates offered by various lenders. For increasing the amount, you can get the present home loan refinanced. The second option helps in choosing several aspects linked to the home loan-

Tenor
Loan Amount
Lender’s Charges
Interest Rate

Upon refinancing, the home loan amount can be increased. Keep an eye on the interest rates though. Also, by doing a home loan balance transfer to another lender, a top-up loan might be obtained for various purposes. In case you are applying for a fresh home loan and wish to increase your eligibility in terms of the amount that you can get sanctioned, you can consider having your spouse or family member as the co-applicant. This will help you get a higher loan amount sanctioned. You can increase your home loan amount post sanctioning in case you decide to buy a costlier property and have the eligibility to take a higher home loan amount as well.

Also Read: Tips to Increase Home Loan Eligibility to Take Higher Loan Amount