Get an unsecured Personal Loan with 5 easy steps
2 min read
Applying for a personal loan is quick and easy. Follow these simple steps to get the funds you need:
1. Learn all you can about the personal loan before you apply
- Consider the features of personal loans offered by Bajaj Finserv.
- Check loan terms like maximum loan amount, tenor, interest rates and other fees charged to be informed.
2. Check your loan eligibility and estimate your EMIs
- Before you apply, check your personal loan eligibility by using the handy online calculator. Enter your basic information to see the amount you qualify for.
- Once you know you are eligible, calculate your probable EMI to plan your repayment.
3. Apply online for the funds you need
- Once you complete your research, move to the application stage for the personal loan.
- Visit the online application form and enter your personal details. Verify your identity by entering the OTP sent to your mobile number.
- Existing customers can see the pre-approved personal loan offer they are eligible for. Applicants new to Bajaj Finserv will be asked to enter their financial and employment data.
- New applicants will be asked to upload their documents and complete their application. Check the personal loan application status after your loan is approved.
4. Get instant approval
- If you meet the eligibility criteria, you are eligible for instant online approval within just 5 minutes.
- Once you select your loan details, you will get a call from our representative, who will guide you on the next steps.
- The loan amount will be disbursed to your bank account within 24 hours*.
Additional Read: Know everything about the loan
*Conditions apply
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Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Explore and apply for co-branded credit cards online.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements, and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
