Applying for a personal loan is quick and easy. Follow these simple steps to get the funds you need:
1. Learn all you can about the personal loan before you apply
- Consider the features of personal loans offered by Bajaj Finserv.
- Check loan terms like maximum loan amount, tenor, interest rates and other fees charged to be informed.
2. Check your loan eligibility and estimate your EMIs
- Before you apply, check your personal loan eligibility by using the handy online calculator. Enter your basic information to see the amount you qualify for.
- Once you know you are eligible, calculate your probable EMI to plan your repayment.
3. Apply online for the funds you need
- Once you complete your research, move to the application stage for the personal loan.
- Visit the online application form and enter your personal details. Verify your identity by entering the OTP sent to your mobile number.
- Existing customers can see the pre-approved personal loan offer they are eligible for. Applicants new to Bajaj Finserv will be asked to enter their financial and employment data.
- New applicants will be asked to upload their documents and complete their application.
4. Get instant approval
- If you meet the eligibility criteria, you are eligible for instant online approval within just 5 minutes.
- Once you select your loan details, you will get a call from our representative, who will guide you on the next steps.
- The loan amount will be disbursed to your bank account within 24 hours*.