Personal Loan

How to Get a Personal Loan?

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How to Get a Personal Loan?

Follow this process to get a personal loan:

  1. Get all the details about the personal loan
    • Do this by either physically visiting your lender or by logging on to their official website.
    • Bajaj Finserv’s website contains all the details about personal loans, their features and benefits, charges, interest rates, etc.
    • Follow the link to find out more about personal loans offered by Bajaj Finserv.
  1. Check your eligibility and EMI
    • Before you apply, you can check your eligibility for the personal loan by providing basic information such as your income, employer, date of birth, etc.
    • You can check your personal loan eligibility here.
    • Once you know you are eligible, calculate your probable EMI to get a better idea of what to expect.
    • Add in your loan amount and chosen tenor of repayment.
  1. Apply online
    • Once you are satisfied, you can apply for a personal loan online.
    • You will be guided to log in and add your details, and may even get a pre-approved offer by the lender.
    • You may need to submit financial details like your salary slips, PAN Card, ID card, etc.
  1. Get instant approval
    • Enter all the details correctly and you will get an instant online approval within 5 minutes!
    • After this, you will be asked to select your loan amount and tenor.
    • Once you have submitted all the details, you will get a call from a representative.
    • They will arrange for your documents to be collected.