TransUnion CIBIL Limited is a bureau that monitors and tracks individuals’ credit histories and issues credit scores ranging from 300 to 900. These scores are representative of an individual’s creditworthiness. A high score indicates you are financially responsible, whereas a low score means you have been irresponsible with credit. Ideally, your TransUnion credit score should be 685 or above.
A high credit score comes in handy when you’re applying for credit, such as a loan. It will reassure the lender of your repayment abilities and help you get a loan with personal loan interest. From a lender’s point of view, a high credit score is especially essential for an unsecured personal loan, as borrowers don’t pledge any asset as collateral.
Steps to get your CIBIL Score with Credit Pass
To get your score, these are the broad steps that you have to follow.
Step 1: Click on "Check Score" at the top of this page.
Step 2: Enter your registered mobile number and verify with an OTP.
Step 3: Enter a few basic details.
Step 4: Upon verification of details, you will be able to view your free CIBIL Score.
It is as easy as it can get. Remember to keep your credit score high to get personal loan offer instantly at an affordable interest rate.