Bajaj Finserv in your city

Lucknow is the capital of Uttar Pradesh and is a crucial seat of commerce, finance, governance, poetry, and tourism. Its flourishing industries draw aspirants from all over India, boosting Lucknow’s real estate and housing segment.

Bag the best home loan in Lucknow from Bajaj Finserv and finance your dream house in this multicultural city today. Apply online or visit the Bajaj Finserv branch in your city to get a head start on finding your dream home.

Features and benefits

Apply for a home loan in Lucknow from Bajaj Finserv to enjoy competitive interest rates and enjoy access to its benefits.

  • PMAY

    PMAY benefits

    Enjoy the benefits of the Pradhan Mantri Awas Yojana as you will get your home loan at a subsidized rate of up to 6.5% at Bajaj Finserv.

  • Calendar

    Tenor stretchability

    Select a suitable tenor based on your repayment capacity using a home loan EMI calculator and choose a tenor that goes up to 30 years.

  • Minimal documentation

    Hassle-free paperwork

    Bajaj Finserv offers home loans in Lucknow against minimal documentation and simple eligibility criteria.

  • Money in hand

    Ample funding

    Bajaj Finserv provides funding of up to Rs. 5 Crore* to fund your home purchase.

  • EMI network

    Enjoy a top up loan

    Obtain a top-up loan of up to Rs. 1 crore on the current housing loan with Bajaj Finserv.

  • Flexi repayment

    Prepayment and foreclosure benefits

    Choose to partly prepay or foreclose a Bajaj Finserv Home Loan in Thane at no additional charges.

Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

NA

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

First-time homebuyers can save significantly on interest payments by obtaining a Bajaj Finserv Home Loan under PMAY. Also check the tax benefits allowed to home loan borrowers under various sections of IT Act, 1961 to maximise savings.

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Home loan interest rate, fees, and charges

Bajaj Finserv Home Loan come at attractive rates, starting from 7.20%* for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals. We maintain transparency when levying additional charges to give you an honest and easy borrowing experience.

*Terms and conditions apply