Fridge on EMI: Buy Fridge on EMI without Credit Card

Buy your dream fridge on EMI without a credit card! Explore flexible payment plans, zero down payment options, and instant approvals. Bring home your new fridge today!
Fridge on EMI
3 min
17-Dec-2024

Want to upgrade your fridge but worried about the upfront cost? With the Bajaj Finserv Insta EMI Card, you can bring home the latest fridge models with easy EMIs, no credit card needed! Enjoy flexible repayment options, zero down payment, and fast approvals — all designed to make your shopping simple and stress-free.

What is a Fridge and Why Does It Matter?

A fridge isn’t just a kitchen appliance — it’s what keeps your fruits, veggies, dairy, and leftovers fresh day after day. It helps cut down on food waste and supports healthy eating by letting you store ingredients longer.

Today’s refrigerators come packed with smart features like frost-free cooling, energy-saving modes, and digital temperature controls. Whether you live alone or have a big family, there's a perfect fridge size and style for every need.

Ready to buy your new fridge without paying the full price upfront? Choose Zero Down Payment options with the Insta EMI Card and start shopping today.

Why Should You Buy a Fridge on EMI?

Big appliances usually mean big bills. But buying a fridge on EMI spreads the cost over several months, making it much easier on your wallet. Here's why it’s smart:

  • No hefty down payment: Start your purchase with zero or minimum upfront costs.
  • Affordable monthly instalments: Break down a large expense into easy chunks.
  • Instant approvals: With the Insta EMI Card, your EMI financing gets approved in minutes.
  • Flexible choices: Pick repayment tenures that fit your budget — from 1 month to 60 months.

Check your eligibility in just 2 clicks and see your offer now.

Popular Fridges Available on EMI

Here’s a quick look at some top fridge models you can buy on EMI:

Model

Features

Price Range (₹)

EMI Starting From (₹)

LG 260 L Double Door

Inverter Compressor, Frost-Free

25,000 - 30,000

1,200

Samsung 345 L Triple Door

Convertible Freezer, Digital Inverter

45,000 - 50,000

2,000

Whirlpool 200 L Single Door

Auto-defrost, Toughened Glass Shelves

15,000 - 18,000

900

Haier 320 L Bottom Freezer

1 Hour Icing Technology, Twin Inverter

35,000 - 40,000

1,500

Bosch 559 L Side-by-Side

Multi-airflow, SuperCooling, Touch Controls

1,00,000 - 1,20,000

4,000


Use our EMI Calculator to plan your fridge purchase easily!

How to Buy a Fridge on EMI Using the Insta EMI Card?

Getting your fridge with the Insta EMI Card is super simple. Here's how:

  1. Visit an authorised online or offline partner store.
  2. Pick the fridge that suits your needs and budget.
  3. Choose EMI payment option at checkout.
  4. Select "Bajaj Finserv Insta EMI Card."
  5. Fill in your card details and pick your preferred EMI plan.
  6. Confirm and complete your purchase.

Enjoy instant approval, zero down payment options, and exclusive offers with the Insta EMI Card.

Top Benefits of Using the Insta EMI Card for Buying a Fridge

Here’s why smart shoppers choose the Insta EMI Card for fridge purchases:

  • Easy EMIs: Make high-ticket purchases stress-free with easy monthly instalments.
  • Flexible repayment tenures: Choose how long you want to pay — from 1 month up to 60 months.
  • High spending limit: Get a pre-approved limit of up to ₹3 lakh.
  • Instant approvals: No long waits or complex paperwork.
  • Zero hidden charges: Transparent terms for worry-free shopping.
  • Wide acceptance: Shop online or at partner stores across India.
  • Exclusive deals: Grab cashback, discounts, and festive offers just for Insta EMI Card users.

Travel now, Pay later – with Easy EMIs! Check your pre-qualified loan offer in 2 simple steps.

What Are the Eligibility Criteria for the Insta EMI Card?

You might already qualify! Here's what you need:

  • Age between 21 and 65 years.
  • Steady income (salaried or self-employed).
  • Valid Indian address and ID proof (like Aadhaar, PAN).
  • Active Indian bank account for EMI deductions.
  • Good credit history for faster approval.

Already a Bajaj customer? You might get an even faster pre-approval!

 Check your eligibility instantly with just your mobile number and OTP.

How to Apply for an Insta EMI Card?

Ready to make your big buys affordable? Here's how to apply:

Visit the Bajaj Finserv Insta EMI Card page or open the Bajaj Finserv app.

  1. Fill in your basic details like name, income, and address.
  2. Upload simple documents (ID, income proof).
  3. Pay the one-time joining fee.
  4. Complete e-mandate registration for auto-debit setup.
  5. Start shopping immediately with your activated card!

Only 2 steps to check your offer: Enter mobile & OTP!

Final Thoughts: Bring Home Your New Fridge Today

A fridge is one of the most important appliances in your home. And now, with the Bajaj Finserv Insta EMI Card, you don’t have to wait or save up for months to buy one.
Enjoy zero down payment, easy EMI options, high pre-approved limits, and instant approval — making your fridge shopping smooth and affordable.

Check your Insta EMI Card eligibility now and start shopping today!

Frequently asked questions

How to buy a Fridge on EMI using an Insta EMI Card?
Select your desired fridge from an authorised retailer or online store. At checkout, choose EMI as the payment option and use your Insta EMI Card. Confirm the repayment tenure, complete the transaction, and enjoy easy EMI benefits with minimal documentation and quick approval.

Can I buy a fridge in EMI without a credit card?
Yes, you can buy a fridge on EMI without a credit card using the Insta EMI Card. This card provides easy EMI options, flexible repayment tenures, and instant approval, ensuring a hassle-free shopping experience for Indian buyers.

What are the 10 uses of a fridge?
Preserving food and beverages

Storing dairy products

Keeping fruits and vegetables fresh

Freezing items for long-term use

Cooling water and drinks

Storing medicines

Maintaining leftovers

Making ice

Storing desserts

Supporting meal planning and batch cooking

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.