Fixed Deposit in Vadodara

Vadodara or Baroda is the third largest city of Gujarat and is one of the fastest growing cities in India. Residents of this city are just an active in their personal financial growth and actively seek lucrative investment options. One smart option that you should consider is the fixed deposit as it safe, reliable and can offer high returns.

Fixed Deposit in Vadodara: Features and Benefits
Higher rates for seniors

With the special senior citizen FD, investors can avail an additional 0.25% on the base interest rate offered.
Easy investment

You can start your investment with Rs.25,000, saving you the trouble of putting aside a hefty sum to book an FD.
Online tools

Access the online FD calculator to know your returns before you invest and plan your FD accordingly.
Digital account

Track the progress of your FD online and at any time with the online account.
Fixed Deposit in Vadodara

Residents in Vadodara can opt for the Bajaj Finance FD and enjoy interest rates up to 6.75%. This FD is backed by the CRISIL FAAA and ICRA MAAA ratings, assuring returns and offering maximum security. You can invest flexibly and choose a tenor that ranges between 12 and 60 months, based on financial goals. What’s more, this FD also has the Multi Deposit facility, allowing you to ladder your investments efficiently, with just a single cheque.

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Fixed Deposit in Vadodara: Eligibility Criteria

Vadodara investors willing to initiate a Bajaj Finance FD need to invest a minimum amount of Rs.25,000. Additionally, only certain entities may invest in this instrument. They are as follows.

Resident Indian citizen
Hindu Undivided Family (HUF)
Companies along with group companies, partnership firms, and sole proprietorship
Family trusts
Societies, clubs, and associations

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FD rates in Vadodara

The Bajaj Finance FD (Fixed Deposits) enable you to earn generous returns over a flexible tenor. Here is a detailed breakup of the interest rates on offer.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)
Tenor in Months	Minimum deposit (in Rs.)	Cumulative	Non-Cumulative
Tenor in Months	Minimum deposit (in Rs.)	Cumulative	Monthly	Quarterly	Half Yearly	Annual
12 – 23	25,000	5.65%	5.51%	5.53%	5.57%	5.65%
24 – 35		6.10%	5.94%	5.97%	6.01%	6.10%
36 - 60		6.50%	6.31%	6.35%	6.40%	6.50%

Rate benefits basis customer category (w.e.f 12 May 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment

Renewal:

+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.