Fixed Deposit in Vadodara

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Vadodara or Baroda is the third largest city of Gujarat and is one of the fastest growing cities in India. Residents of this city are just an active in their personal financial growth and actively seek lucrative investment options. One smart option that you should consider is the fixed deposit as it safe, reliable and can offer high returns.

Features of Bajaj Finance Fixed Deposit

Interest Rate Ranging from 5.65% to 6.75%
Minimum Tenor 1 Year
Maximum Tenor 5 Years
Deposit Amount Min- Rs. 25,000
Application Process Easy online paperless process
Online Payment Options Netbanking and UPI

  • Fixed Deposit in Vadodara: Features and Benefits

  • Higher rates for seniors

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    With the special senior citizen FD, investors can avail an additional 0.25% on the base interest rate offered.

  • Easy investment

    You can start your investment with Rs.25,000, saving you the trouble of putting aside a hefty sum to book an FD.

  • Online tools

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    Access the online FD calculator to know your returns before you invest and plan your FD accordingly.

  • mortgage loan emi calculator

    Digital account

    Track the progress of your FD online and at any time with the online account.

  • Fixed Deposit in Vadodara

    Residents in Vadodara can opt for the Bajaj Finance FD and enjoy interest rates up to 6.75%. This FD is backed by the CRISIL FAAA and ICRA MAAA ratings, assuring returns and offering maximum security. You can invest flexibly and choose a tenor that ranges between 12 and 60 months, based on financial goals. What’s more, this FD also has the Multi Deposit facility, allowing you to ladder your investments efficiently, with just a single cheque.

Fixed Deposit in Vadodara: Eligibility Criteria

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Vadodara investors willing to initiate a Bajaj Finance FD need to invest a minimum amount of Rs.25,000. Additionally, only certain entities may invest in this instrument. They are as follows.

  • Resident Indian citizen
  • Hindu Undivided Family (HUF)
  • Companies along with group companies, partnership firms, and sole proprietorship
  • Family trusts
  • Societies, clubs, and associations

FD rates in Vadodara

The Bajaj Finance FD (Fixed Deposits) enable you to earn generous returns over a flexible tenor. Here is a detailed breakup of the interest rates on offer.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

Rate benefits basis customer category (w.e.f 12 May 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment

Renewal:

+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

Fixed Deposit in Vadodara: Branch

Bajaj Finance Limited

6Th Floor, Onyx, Old Padra Main Road, Akshar Chock, Vadodara - 390 014.

*Conditions Apply

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