Fixed Deposit in Vadodara


Vadodara or Baroda is the third largest city of Gujarat and is also one of the fastest growing cities in India. Known for its UNESCO world heritage sites and industries dealing with petroleum products, Vadodara is poised to become one of the fastest growing cities in India.

With effective business operations and large-scale industries in Vadodara, there has been a major growth in the economy.

  • Fixed deposit features & benefits in Vadodara

    Bajaj Finance FD in Vadodara has many enticing features and benefits to make your investment safe and sound.

  • Higher interest rate for senior citizens


    Senior citizens are the biggest beneficiary of the FD in Vadodara as they get an additional 0.25% interest rate over standard citizens. Feel free to visit our dedicated page for Senior Citizen FD for more details.

  • Rs.25,000 is the minimum investment amount

    An investor need not put in a lot of money to get started with a fixed deposit scheme. If you have Rs. 25,000, you can get started with it!

  • Fixed deposit calculator facility


    Bajaj Finance also offers an online FD Calculator facility, where you can evaluate your exact ROI, by simply entering your tenor and deposit amount.

  • Online account management

    A 24/7 online account management is possible with the help of the digital customer forum of the Bajaj Finance to help track the progress of the FD.

Eligibility criteria details for Vadodara


Vadodara investors willing to initiate a Bajaj Finance FD, need to invest a minimum amount of Rs.25,000. Here are other principal eligibility criterions:

  • Resident Indian citizen

  • Hindu Undivided Family (HUF)

  • Companies along with group companies, partnership firms, and sole proprietorship

  • Family trusts

  • Societies, clubs, and associations

Give your investment the right platform with Bajaj Finance FDs

With an FD in Vadodara or anywhere else, you can easily let your money grow super-easy! Bajaj Finance FDs are also available in Surat, Ahmedabad, Rajkot and many more cities.

FD Rates in Vadodara

FD (Fixed Deposits) enable you to earn fixed, pre-decided rate of returns on your investment, which is credited to your account at the end of the tenor. Bajaj Finance Fixed Deposit Schemes are best for risk-averse investors in Vadodara, seeking guaranteed returns along with flexibility to choose tenor and payout frequency.

You can opt for the Cumulative or Non-Cumulative Fixed Deposits, depending on your financial goals.

Residents of Vadodara can look forward to greater stability with higher returns with their fixed deposit schemes.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 01 Feb 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 6.15% 5.98% 6.01% 6.06% 6.15%
24 – 35 6.60% 6.41% 6.44% 6.49% 6.60%
36 - 60 7.00% 6.79% 6.82% 6.88% 7.00%

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Rate benefits basis customer category (w.e.f 01 Feb 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

Features and Benefits

Here are the features and benefits of investing in Bajaj Finance FDs in Vadodara:

  • High Stability and Credibility

Bajaj Finance is known for its high stability and rating, with ICRA’s MAAA (Stable) rating and CRISIL’s FAAA/Stable rating. Your investments are hence, never at risk, with Bajaj Finance.

  • Stable Returns on Your Investment

With Bajaj Finance Fixed Deposits, you can enjoy one of the best returns in the industry, which can help you grow your corpus.

  • Assured Returns

There is no risk to your principal amount with Bajaj Finance Fixed Deposits. You can look for assured returns, which are not influenced by market forces.

  • Loan against Fixed Deposit

There is no need to break your fixed deposits before maturity, as Bajaj Finance also offers a loan against your fixed deposits.

To book an FD with Bajaj Finance in Vadodara , visit the address mentioned below:

Bajaj Finance Limited

6Th Floor, Onyx, Old Padra Main Road, Akshar Chock, Vadodara - 390 014.


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