Bajaj Finance Best Investment Plans

Fixed Deposit Interest Rates [Updated Sep 2021]

FD Interest Rates- Check Latest Fixed Deposit Rates in India

Bajaj Finance FD offers lucrative FD rates of up to 6.50% to individuals below 60 years of age, along with an additional rate benefit of 0.10% for investing online (not applicable for senior citizens). Senior citizens, on the other hand, can earn assured returns up to 6.75% on their deposit, by choosing tenors of 36 months or more.

Features of Bajaj Finance Fixed Deposit

Interest Rate Ranging from 5.65% to 6.75%
Minimum Tenor 1 Year
Maximum Tenor 5 Years
Deposit Amount Min- Rs. 25,000
Application Process Easy online paperless process
Online Payment Options Net Banking and UPI

Did you know? Bajaj Finance is now offering interest rates up to 6.50% for non-senior citizens and an additional 0.25% rate benefit for senior citizens. What's more? Online investors can avail an additional rate benefit of 0.10%. (not applicable for senior citizens) - Invest Now

Bajaj Finance Fixed Deposit Rates 2021

Tenor(Months) Non senior citizens Senior Citizen FD interest rates
12 – 23 5.51% - 5.65% 5.75% - 5.90%
24 – 35 5.94% - 6.10% 6.17% - 6.35%
36 - 60 6.31% - 6.50% 6.55% - 6.75%

Fixed Deposit Interest Rates 2021

The benefits of investing in a Bajaj Finance FD go beyond attractive FD interest rates, as you can make most of the flexible tenor, periodic interest payouts, auto-renewal facility and easy loan against FD. Those below 60 years of age can earn the highest fixed deposit rates of up to 6.60% by investing online, whereas senior citizens can get assured returns of up to 6.75%, which is one of the highest fixed deposit interest rates in India. This ensures hassle-free investment experience along with the benefit of growing your savings with the best Fixed Deposit rates in India.

Start your investment journey with Bajaj Finance FD, and make your savings grow easily. For those looking to invest in a Fixed Deposit, here are the latest FD interest rates offered by Bajaj Finance on cumulative deposits, with payouts at maturity, w.e.f. 12 May 2021.

Start your investment journey with Bajaj Finance FD, and make your savings grow easily. Check out the latest interest rates below.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

• Can I get monthly interest on Fixed Deposit?

Yes. You can always choose the option for periodic interest payouts, and opt for monthly interest on your Fixed Deposit. To calculate the monthly interest amount you can use FD Monthly Interest Calculator

• Is interest on FD taxable?

Yes. The interest on Fixed Deposit is fully taxable. The income you earn, is added to your total income and taxed at slab rates, applicable to your total income. It is then, shown under ‘Income from Other Sources’ in your Income Tax Return. In addition to Income Tax, banks and companies also deduct TDS on your interest income. You can also check your TDS on FD interest.

• What Is the Minimum And Maximum tenor For FD?

You can choose your tenor, when you invest in Bajaj Finance Fixed Deposits. You can choose a tenor between 12 and 60 months, and in case you choose to get periodic payouts, you can also choose the frequency of your periodic payouts.

• How much interest will I get in 5 years?

If you invest in a Bajaj Finance Fixed Deposit for 5 years, you can grow your savings by more than 37%. To understand this, let’s assume that you’ve invested Rs. 1,00,000 for 5 years in a Bajaj Finance FD.

Here’s a table below to help you know the 5 years Fixed Deposit interest rates better:

Customer type Interest rate Interest amount Growth in savings
Non Senior Citizen (investing offline) 6.50% Rs. 37,009 37.09%
Non Senior Citizen (investing online) 6.60% Rs. 37,653 37.65%
Senior citizen 6.75% Rs. 38,624 38.62%

Bajaj Finance Fixed Deposit offers attractive 5-year FD interest rates, so you can grow your savings easily. Customers who invest offline can get ~37% of the investment amount as returns, customers investing online can look to grow their savings by more than 37% and senior citizens can grow their investment amount by ~38%.

• How to Choose Best FD Rates Scheme?

It is important to choose the right scheme for best Fixed Deposit rates, based on your requirement. You have the options to get your interest at the end of your maturity period, or opt for periodic payout options. If you’re looking to fund your regular expenses, you can choose the option of periodic payouts, but if you’d like a lump sum amount at the end of your chosen tenor, you can choose to get your interest payout at maturity.
When choosing to invest in an FD, it is important to make sure your company FD has the highest safety ratings, so you can be rest assured that your principal amount is not at risk.

• Is FD A Good Investment?

Investing in Fixed Deposit is best for risk-averse investors seeking a stable investment avenue to grow their savings. You can benefit from one of the best FD rates, flexible tenors, and choose periodic payout options. FDs are one of the best low-risk investment options that can help you increase your savings easily. You can get guaranteed returns, without any effect of market fluctuations.

• What is interest rate for fixed deposit?

When investing in a fixed deposit for a specific tenor, you gain returns on your deposit, based on the latest FD rates offered by the issuer you invest with. The current fixed deposit rates are low, but you can get a mix of safety and high returns with a Bajaj Finance Fixed Deposit, with latest FD rates up to 7.85%.

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