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FD Interest Rates

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Fixed Deposit rate of interest: (w.e.f. 17 October 2018)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Yearly
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.75% 8.42% 8.48% 8.57% 8.75%
Special tenors scheme
15 Months 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%
 
Rate benefits basis customer category (w.e.f. 17 Oct 2018):
+ 0.35% for senior citizens
+ 0.25% for Bajaj group employees or existing Fixed Deposit customers or loan customers
 
Renewal: +0.25% over and above the rate of interest at which the deposit is booked
Cumulative FD vs Non-cumulative FD:
Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).

 

Cumulative

Non-Cumulative (Monthly)

FD amount
Rs. 10,00,000
Rs. 10,00,000
Tenor
5 years
5 years
Interest rate
8.75%
8.19%
Interest earned
Rs. 5,21,059
Rs. 4,09,500
Maturity amount
Rs. 15,21,059
Rs. 14,09,500
  • Special tenor scheme

Choose your Fixed Deposit amount

INR

Choose your investment tenor (in months)

Months

Rs. 25,000

is your principal amount

Rs. 26,900

is Your maturity amount

Rs. 1,900

is Your interest earned
 

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