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Senior Citizen Fixed Deposit Scheme

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Senior Citizen FD – Rates, Features & Benefits

Get higher returns and stability on your savings with Fixed Deposit for senior citizens from Bajaj Finance. Start investing with just Rs. 25,000 and make most of flexible tenor and multiple pay-out options.

Bajaj Finance offers FDs to senior citizens at one of the highest interest rates in India, and several other benefits such as:

  • FDs at 8.75% rate of interest

    Invest at an attractive interest rate of 8.75%, 0.35% higher than usual.

  • Fixed Deposits starting Rs.25,000

    Start investing with just Rs. 25,000 and get high returns.

  • Flexible tenors

    Invest over tenors of 12 to 60 months with FDs from Bajaj Finance.

  • High stability

    Bajaj Finance FD has been rated ICRA’s MAAA (Stable) and CRISIL’s FAAA/Stable, the highest safety rating in the industry.

  • Fixed Deposit Calculators

    Evaluate and manage your finances with the easy-to-use Fixed Deposit Calculator.

  • Online account access

    Track your investments easily with access to Experia - your online fixed deposit account.

Interest Rates

Tenor in Months Minimum deposit size (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Yearly
12 – 23 25,000 7.95% 7.70% 7.74% 7.81% 7.95%
24 – 35 8.50% 8.23% 8.28% 8.35% 8.50%
36 – 60 8.75% 8.48% 8.53% 8.60% 8.75%
Special tenors scheme
15 1,00,000 8.20% 7.95% 7.99% 8.06% 8.20%

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