Bajaj Finance Deposits

Interest rates up to 8.20% p.a. for senior citizens and up to 7.95% p.a. for non-senior citizens

Choose how to grow your savings

Help me decide

Fixed Deposit is a great choice for investors looking to:

Invest a lumpsum amount in a single go
Stay ready for financial emergencies
Earn fixed returns, irrespective of market fluctuations

Systematic Deposit Plan is a great choice for investors looking to:

Earn attractive interest rates on small monthly savings
Fast-track investment goals without breaking their budget
Get assured returns, similar to fixed deposit

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Fixed Deposit

Choose to invest in a single go with our 4-step FD. Invest a lumpsum amount for a specific tenor.

RATE OF INTEREST

Up to8.20%* p.a.

MIN DEPOSIT

Rs. 15,000

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Systematic Deposit Plan

Achieve your financial goals by making small monthly deposits. Get lumpsum amount on maturity.

Single Maturity
Monthly Maturity

RATE OF INTEREST

Up to8.20%* p.a.

MIN DEPOSIT

Rs. 5000 p.m.

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Explore the unmatched benefits

Interest Rates

Rate of interest per annum, applicable on a cumulative scheme tenor of 44 months for senior citizens

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Interest Rates 8.20% _p.a.*

For Senior Citizen

Interest Rates

Rate of interest per annum, applicable on a cumulative scheme tenor of 44 months for non-senior citizens.

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Interest Rates 7.95% _p.a**

For Non Senior Citizen

Flexible payout option

Choose to receive interest payouts on a monthly, quarterly, half-yearly, or annual basis

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Choose Flexible

Payout Interest

Loan against FD facility

Apply for a loan against FD and take a loan up to 75% of FD amount in case of emergencies

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Get a loan up to 75%

Of FD amount

Flexible tenor

Staying invested for longer can help you earn higher returns on your deposit. The tenor for Single Maturity Scheme of SDP is 19 to 60 months.

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Months 12-60

Flexible tenor

Why invest in Bajaj Finance FD

Strong Credibility

Rated FAAA/Stable by CRISIL and MAAA/Stable by ICRA, which means highest safety of your money.

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Strong Credibility

Bajaj Finance FD has credit ratings of CRISIL AAA/STABLE and [ICRA]AAA(Stable)

Additional rate benefits

Up to 0.25% p.a. for senior citizens

Online account management

Access all product details 24x7 on our customer portal - Experia

Premature withdrawal facility

Fund emergencies with an easy premature withdrawal facility after a minimum lock-in period of 3 months. You can also take an easy Loan against FD, instead of liquidating your savings prematurely.

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Premature withdrawal facility

Access your savings instantly, during emergencies

Rate of interest

Fixed Deposit
Systematic Deposit Plan

Rate of interest per annum valid for deposits up to Rs. 5 Crore (W.e.f. 4th Mar 2023)

Senior Citizens

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
12-14	7.65%	7.39%	7.44%	7.51%	7.65%
>15-23	7.75%	7.49%	7.53%	7.61%	7.75%
24	7.80%	7.53%	7.58%	7.65%	7.80%
25-35	7.60%	7.35%	7.39%	7.46%	7.60%
36-60	7.90%	7.63%	7.68%	7.75%	7.90%

Non Senior Citizens

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
12-14	7.40%	7.16%	7.20%	7.27%	7.40%
>15-23	7.50%	7.25%	7.30%	7.36%	7.50%
24	7.55%	7.30%	7.35%	7.41%	7.55%
25-35	7.35%	7.11%	7.16%	7.22%	7.35%
36-60	7.65%	7.39%	7.44%	7.51%	7.65%

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
15	7.70%	7.44%	7.49%	7.56%	7.70%
18	7.65%	7.39%	7.44%	7.51%	7.65%
22	7.75%	7.49%	7.53%	7.61%	7.75%
30	7.70%	7.44%	7.49%	7.56%	7.70%
33	8.00%	7.72%	7.77%	7.85%	8.00%
44	8.20%	7.91%	7.96%	8.04%	8.20%

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
15	7.45%	7.21%	7.25%	7.32%	7.45%
18	7.40%	7.16%	7.20%	7.27%	7.40%
22	7.50%	7.25%	7.30%	7.36%	7.50%
30	7.45%	7.21%	7.25%	7.32%	7.45%
33	7.75%	7.49%	7.53%	7.61%	7.75%
44	7.95%	7.67%	7.72%	7.80%	7.95%

Senior Citizens

Tenor in months	Interest Payout
Tenor in months	Cumulative
	At Maturity
12-14	7.65%
>15-23	7.75%
24	7.80%
25-35	7.60%
36-60	7.90%

Non Senior Citizens

Tenor in months	Interest Payout
Tenor in months	Cumulative
	At Maturity
12-14	7.40%
>15-23	7.50%
24	7.55%
25-35	7.35%
36-60	7.65%

Tenor in months	Interest Payout
Tenor in months	Cumulative
	At Maturity
15	7.70%
18	7.65%
22	7.75%
30	7.70%
33	8.00%
44	8.20%

Tenor in months	Interest Payout
Tenor in months	Cumulative
	At Maturity
15	7.45%
18	7.40%
22	7.50%
30	7.45%
33	7.75%
44	7.95%

Don't just take our word for it Read what our customers are saying

Vipin Chauhan

Sr manager - ET money

The online investment journey was smooth, and I found it very convenient to invest from the safety of my home, during these times.

Siddharth Shrivastava

Manager

I decided to invest because, even though the market sentiments are uncertain, I'm getting assured attractive returns on my FD.

Vivek Pandey

Self employed

Small monthly investments with assured returns! Enjoyed the easy process during investing in SDP.

Step 1 - Verify your mobile number

Enter mobile number, date of birth, and verify OTP to continue.

For CKYC

CKYC is a one-time KYC compliance process to avail of multiple financial services across institutions. To be mentioned as a header for CKYC card Here are the documents you need to keep handy:

PAN Card

Please follow these steps to complete your CKYC:

Enter your full name, pin code, and PAN number

For OKYC (Offline Aadhar)

Here are the documents you need to keep handy:

Aadhaar Card
PAN Card

Please follow these steps to complete your OKYC:

Enter your full name, pin code, and PAN number
Enter your Aadhaar number and the displayed security code
Enter the OTP sent on your registered number, and create a share code
Confirm your details fetched from CERSAI/OKYC and proceed

For KYC through Documents upload Option

Here are the documents you need to keep handy to upload the following:

ID proof - Passport/Aadhaar/Driving License/Voter ID/NREGA
Address proof - Passport/Aadhaar/Driving License/Voter ID/NREGA/NPR
Photograph
Signature proof

*Same ID proof document can be uploaded for address proof as well. Got It

Step 2 - Confirm your personal details

Existing customers can enter nominee details and proceed. New customers can proceed after completing their KYC online.

Step 3 - Enter investment details

Enter deposit amount, tenor and interest payout type, along with bank account details.

Step 4 - Complete payment

Choose to pay through Net Banking or UPI. UPI option is available for deposits up to Rs 1,00,000.

INVEST NOW

Step 1 - Verify your mobile number

Enter mobile number, date of birth, and verify OTP to continue.

For CKYC

Here are the documents you need to keep handy:

PAN Card

Please follow these steps to complete your CKYC:

Enter your full name, pin code, and PAN number

For OKYC (Offline Aadhar)

Here are the documents you need to keep handy:

Aadhaar Card
PAN Card

Please follow these steps to complete your OKYC:

Enter your full name, pin code, and PAN number
Enter your Aadhaar number and the displayed security code
Enter the OTP sent on your registered number, and create a share code
Confirm your details fetched from CERSAI/OKYC and proceed

For KYC through Documents upload Option

Here are the documents you need to keep handy to upload the following:

ID proof - Passport/Aadhaar/Driving License/Voter ID/NREGA
Address proof - Passport/Aadhaar/Driving License/Voter ID/NREGA/NPR
Photograph
Signature proof

*Same ID proof document can be uploaded for address proof as well. Got It

Step 2 - Confirm your personal details

Existing customers can enter nominee details and proceed. New customers can proceed after completing their KYC online.

Step 3 - Enter investment details

Choose your preferred scheme. Enter deposit amount, tenor, and deposit frequency, along with bank account details. Select the auto-debit date for subsequent deposits.

Step 4 - Complete payment

Choose to pay through Net Banking or UPI. UPI option is available for deposits up to Rs 1,00,000.

INVEST NOW

Still have questions? Everything you need to know so you can invest in deposits

Fixed Deposit
Systematic Deposit Plan

What is a fixed deposit?

A fixed deposit is a savings option which helps you earn interest on savings parked with a financier of your choice. You can choose to get returns on a periodic basis, or at maturity. The rates of interest are typically higher than money kept in savings accounts because the money is locked in for a specific period and cannot be withdrawn at will of the depositor, except in certain scenarios in which customer is ready to bear the penalty for premature withdrawal.

Is there a minimum deposit amount or tenor for fixed deposit?

The minimum amount for a fixed deposit is Rs. 15,000, while it's Rs. 5000 per month for Systematic Deposit Plan. The tenor can range from 12 months to 60 months.

What interest rates does Bajaj Finance offer on fixed deposit?

Bajaj Finance Limited offers attractive interest rates of up to 8.20%* p.a. for senior-citizens. Non-senior citizens will get returns of up to 7.95%* p.a. on their deposits.

Can I withdraw this FD before the tenor expiry? If yes, what is the impact on interest?

The lock-in period for any FD is three months, before which the FD cannot be withdrawn. For premature withdrawal there are penalty slabs as under:

0-3 months: FD cannot be withdrawn (not applicable in death cases)
3-6 months: No interest is payable on the deposit. Only the principal is payable
>6 months: Interest payable is 2% lower than the interest rate applicable for the period for which the deposit has run for. In case of no interest specified for the period run, interest payable will be 3% lower than the lowest rate at which Bajaj Finance accepts deposits.

When will TDS certificate be provided to the depositor?

The TDS certificate will be emailed to the depositor every quarter.

How soon will I receive my fixed deposit receipt?

The depositor will receive the fixed deposit receipt by courier maximum within 3 weeks of creation of his/her deposit account.

I am unable to track my fixed deposit receipt. Please assist.

Fixed Deposit Receipt (FDR) tracking system will be made available shortly on our website. In the meanwhile, a virtual copy of the FD certificate is available online on our Customer Portal - Experia, hence the same can be viewed online.

What is the interest amount that will be credited to my account?

Basis the scheme availed by the customer; the interest amount will be credited to the customer's bank account registered with us. After the interest is credit to a customer's account, communication for the same will be sent to the customer via SMS/email. Refer to your Statement of Account for the details on the interest scheme availed and interest payable details.

How will the maturity amount be transferred?

The maturity amount will be transferred to the bank account mentioned by the depositor in the application form through National Electronic Fund Transfer (NEFT)/Real Time Gross Settlement (RTGS) mode only. The entire amount shall be transferred on the date of maturity of the deposit. In case of electronic account transfer bounce, the depositor will be intimated through phone call, email and written letter requesting him to update the bank account details registered with us.

How can I change my bank account details?

To change your bank account details, download change of bank details form from https://www.bajajfinserv.in/forms-centre and submit it along with a copy of FDR and cancelled cheque to your RM/broker.

View all

What is a Systematic Deposit Plan?

Systematic Deposit Plan (SDP) is an industry-first savings plan offered by the Bajaj Finance Limited, which enables you to start growing your savings on a monthly basis. You can start saving with just Rs. 5000 per month, and choose to get your returns altogether, or on a monthly basis.

As a monthly savings option, SDP enables you to grow your savings on a monthly basis, without having to accumulate a lumpsum amount at once. Each deposit you make with SDP is a fixed deposit on its own, that accrues interest as per the rate of interest applicable on the date of deposit. Thus, you can gain assured returns on monthly deposits, which offers the convenience of SIPs and assurance of fixed deposit.

What is the minimum deposit amount for SDP?

To get started with a Systematic Deposit Plan, you only need to start with Rs. 5000 per month.

How is the Systematic Deposit Plan different from Fixed Deposit?

For those with lumpsum savings, fixed deposit is a great investment tool to get started with. However, if you're looking to save on a monthly basis, you can choose Systematic Deposit Plan (SDP). Under SDP, each of your deposits are separate FDs, which earn interest as per the interest rates prevailing on the date of booking.

What is the Single Maturity Scheme?

Single Maturity Scheme is a variant of Systematic Deposit Plan (SDP), where you receive maturity proceeds of all your deposits on a single day. Once you select the tenor for your first deposit, the tenor for each subsequent deposit placed, is regulated to mature on a single date.

What is the Monthly Maturity Scheme?

Monthly Maturity Scheme is another variant of the Systematic Deposit Plan, which offers maturity proceeds on a monthly basis. With this variant, you can invest in 6 to 48 deposits, and the tenor you choose, gets applied to all the deposits you invest in. The maturity date for each of these deposits is different, as your deposits mature as per the tenor you've selected.

What are the number of deposits for Single Maturity Scheme and Monthly Maturity Scheme under SDP?

With Single Maturity Scheme, you can make between 6 and 47 deposits; and with Monthly Maturity Scheme, you can choose to make between 6 and 48 deposits.

What tenors can I choose with Single Maturity Scheme?

When saving with Single Maturity Scheme, you can choose tenors ranging from 19 to 60 months.

What tenors can I choose with Monthly Maturity Scheme?

When saving with Monthly Maturity Scheme, you can choose tenors ranging from 12 to 60 months.

How can I start saving with Systematic Deposit Plan?

You can easily start saving with Systematic Deposit Plan through an end-to-end online process, from the comfort of your home. All you need is your Aadhaar or PAN to complete your KYC process.
You can pay online through Net Banking or via UPI. Once your first deposit is made, you can register for NACH mandate, for auto-debit of the amount from your bank account, every month.

Is there a penalty if I do not have money in my account for deposit?

No bounce charges will be levied by Bajaj Finance Limited in case the depositor misses his/her monthly deposit. However, bounce charges may be levied by the Bank of the depositor for NACH dishonour and in that case BFL will not be held responsible.

Is a joint deposit possible?

Yes. A joint deposit account can be opened under the Systematic Deposit Plan. It will follow the same guidelines as a regular Bajaj Finance Fixed Deposit.

Will I get receipts for all deposits?

Yes. You will be issued separate Fixed Deposit Receipt for each deposit in line with existing deposit program guidelines.

Is the Auto-renew facility available?

No, auto renewal option is not available for deposits through Systematic Deposit Plan. To renew every deposit under Monthly Maturity Scheme, a fresh renewal form needs to be filled and submitted.

Can I stop the Deposit Plan anytime I want?

Yes. In case you feel the need, you can cancel your NACH Mandate anytime in between and stop the Systematic Deposit payment.

Can I get a loan against my deposits, made under Systematic Deposit Plan (SDP)?

Yes, you can get a loan against any of the deposits made under SDP, after a minimum lock-in period of 3 months for each of your deposit(s).

View all

*Rate of interest per annum, applicable on a cumulative scheme tenor of 44 months for senior citizens

**Rate of interest per annum, applicable on a cumulative scheme tenor of 44 months for non-senior citizens

Regarding the company's deposit-taking activity, the viewers may refer to the advertisement in Indian Express and Loksatta, dated 4th March 2023, for soliciting public deposits. The company has a valid Certificate of Registration dated 05th March 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the company's financial soundness or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

Investment Journey

Mobile Verification
KYC Completion

KYC Completion
Existing customers do not require KYC.

For new customers, there are 3 ways to complete KYC:
1) CKYC 2) OKYC (offline Aadhar) 3) Upload documents
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Personal Details
Investment Details
Payment
E-mandate

Start saving with Bajaj Finance FD in few steps

Enter your mobile number, date of birth and request OTP to continue

OTP Sent

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Book new FD
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View Interest Rates

Mobile number

+91

Enter your mobile number

An OTP will be sent to this number for verification

Mobile number

Enter your mobile no. registered with us. If you are new to Bajaj Finance Limited then enter your mobile number registered with cKYC/Aadhaar.

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Date of Birth

Enter your birth date

Enter date of birth as per PAN card

Date of birth

Enter the date of birth, as per your PAN card. To invest online, you need to be at least 18 years of age.

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Pincode

Enter your pin code

Enter pin code as per your current address.

Pincode

Enter the 6-digit pin code, as per your address proof.

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Are you being assisted?

Enter the employee/partner sourcing code, only if you're being assisted by a Bajaj Finance employee or authorized partner.

Once you enter the code, the name of employee/partner will be pre-populated against the sourcing code.

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Employee/Partner Code

Enter valid employee/partner code

Enter sourcing code of the employee/partner assisting you

Employee/Partner Name

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I authorise BFL to fetch my CKYC/offline Aadhar KYC details available with CERSAI/UIDAI. Terms & conditions | Privacy policy Please accept Terms and Conditions

Mobile number

+91

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An OTP will be sent to this number for verification.

Mobile number

Enter the mobile number you entered during your previous application, to continue from where you left.

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Enter One Time Password (OTP)

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By validating OTP, I accept all the T&C

Earn more with our Fixed Deposit View Interest Rates

100% Online process. Quickest ways to book an FD

Brand trusted by over 4 crore customers

Highest stability ratings of FAAA and MAAA

Rate of Interest effective March 4, 2023

All the rates of interests mentioned are annualized and from Rs. 15,000 to Rs. 5 Crore per deposit. Interest rates will be applicable as on date of deposit amount realisation in BFL account.

For senior citizens* (Inclusive of additional rate benefit of 0.25% p.a.):

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
15	7.70%	7.44%	7.49%	7.56%	7.70%
18	7.65%	7.39%	7.44%	7.51%	7.65%
22	7.75%	7.49%	7.53%	7.61%	7.75%
30	7.70%	7.44%	7.49%	7.56%	7.70%
33	8.00%	7.72%	7.77%	7.85%	8.00%
44	8.20%	7.91%	7.96%	8.04%	8.20%

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
12-14	7.65%	7.39%	7.44%	7.51%	7.65%
>15-23	7.75%	7.49%	7.53%	7.61%	7.75%
24	7.80%	7.53%	7.58%	7.65%	7.80%
25-35	7.60%	7.35%	7.39%	7.46%	7.60%
36-60	7.90%	7.63%	7.68%	7.75%	7.90%

For Non senior citizens

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
15	7.45%	7.21%	7.25%	7.32%	7.45%
18	7.40%	7.16%	7.20%	7.27%	7.40%
22	7.50%	7.25%	7.30%	7.36%	7.50%
30	7.45%	7.21%	7.25%	7.32%	7.45%
33	7.75%	7.49%	7.53%	7.61%	7.75%
44	7.95%	7.67%	7.72%	7.80%	7.95%

Tenor in months	Interest Payout
Tenor in months	Cumulative	Non Cumulative
	At Maturity	Monthly	Quarterly	Half-yearly	Annually
12-14	7.40%	7.16%	7.20%	7.27%	7.40%
>15-23	7.50%	7.25%	7.30%	7.36%	7.50%
24	7.55%	7.30%	7.35%	7.41%	7.55%
25-35	7.35%	7.11%	7.16%	7.22%	7.35%
36-60	7.65%	7.39%	7.44%	7.51%	7.65%

Rate of Interest effective March 4, 2023

All the rates of interests mentioned are annualized and from Rs. 5,000 to Rs. 5 Crore per deposit. Interest rates will be applicable as on date of deposit amount realisation in BFL account.

Senior Citizens* (Inclusive of additional rate benefit of 0.25% p.a.)

Tenor in months	Cumulative rates of interest
	At Maturity
15	7.70%
18	7.65%
22	7.75%
30	7.70%
33	8.00%
44	8.20%

Tenor in months	Cumulative rates of interest
	At Maturity
12-14	7.65%
>15-23	7.75%
24	7.80%
25-35	7.60%
36-60	7.90%

Non - Senior Citizens

Tenor in months	Cumulative rates of interest
	At Maturity
15	7.45%
18	7.40%
22	7.50%
30	7.45%
33	7.75%
44	7.95%

Tenor in months	Cumulative rates of interest
	At Maturity
12-14	7.40%
>15-23	7.50%
24	7.55%
25-35	7.35%
36-60	7.65%

Help us identify you better

The below details will help us check your KIN/CKYCR no. available with CERSAI

Full name

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PAN

Valid PAN format is "AAAPANNNNA", where A - any letter, P - only letter P, N - any number

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Your CKYC Process was unsuccessful.You can proceed further by choosing any of the below option

HOW DO YOU LIKE TO PROCEED FURTHER ?

Aadhaar verification process Fastest

Docs

Please keep your Aadhaar handy.

By uploading KYC documents

Docs

Please keep the below documents handy -

For Proof of Identity (Any 1):

- Passport

- Driving License

- Voter Id

- NREGA

- Aadhar

For Proof of Address (Any 1):

- Passport

- Driving License

- Voter Id

- NREGA

- Aadhar

- NPR

For Sign Proof

- PAN

- Signature on blank page

Book your FD in 4 simple steps

1
Enter mobile number, date of birth and verify OTP to continue
2
If you're an existing customer, enter nominee details to continue. In case you are a new customer, complete your KYC by providing PAN or Aadhaar or simply upload documents
3
Enter deposit amount, tenor and interest payout type, along with bank account details.
4
Choose to pay via NetBanking or UPI. For investment above Rs. 1,00,000, only Netbanking option is available.
Upon successful payment, your deposit will be booked and you'll receive an acknowledgement via email and SMS within 15 minutes.

Note:

On the day of maturity, your maturity amount will be directly credited into your bank account as per the details shared by you.

KYC documents upload

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Maximum size of a document that can be uploaded is 4 MB
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I accept all the below T&C
- I hereby state that all particulars, information and details provided above together with documents submitted to Bajaj Finance Limited ("BFL") are true, correct and up to date and I am obliged to keep BFL immediately updated of any change in the information provided by me herein. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I am aware that I will be solely held liable for it.
- To the best of my knowledge, I confirm that this application is not in contravention of any Act, Rules, Regulations or any statute of legislation or any notifications/directions issued by any Govt. or Statutory authority from time to time.
- I consent for sharing my information including KYC details with Central KYC Records Registry (CKYCR) namely Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) and Credit Information Companies (CICs). Further to that I consent to receive information from CKYCR through SMS/ E-mail on the above registered number/ e-mail address.
- certify that the information provided above is in accordance with section 285BA of the Income Tax Act, 1961 read with Rules 114F to 114H of the Income Tax Rules, 1962. I undertake to inform BFL timely and in writing, any change in status of my citizenship, nationality or tax residence.

Review your personal details to book an FD

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Personal Details

Nominee Details

CKYC ID Customer ID

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Customer ID

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This customer ID belongs to your FD account maintained with us

Title

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Full name

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Mobile number

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Email address

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Date of birth

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gender

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PAN

If there is a discrepancy in attached PAN you can either edit it or you can write to fd@bajajfinserv.in after the FD booking.A valid PAN number format is "AAAPANNNNA", where A - any letter, P - only letter P, N - any number.Maximum document upload size should be 1 MB.

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Address

If your current address is different from the one mentioned here, you can have it changed after the booking has been made by writing to fd@bajajfinserv.in

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PIN Code

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My communication address is same as permanent address

Yes

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Thank you for investing with us!

Congratulations! You have successfully made your first deposit

Your deposit summary

Maturity amount

4,625

Interest rate
7.9%
Maturity date
04-Mar-2025
Interest earned
4,625
Deposit amount
10,000

We will send you all your deposit-related information on your registered contact details.

Please register NACH for future auto debits

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Terms and Conditions

Please tick any of the below option if applicable

Director or Promoter of Bajaj Finance Ltd

Yes

Relative of Director of Bajaj Finance Ltd

Yes

Shareholder of Bajaj Finance Ltd

Yes

Tax residency declaration:

Are you a citizen, national or tax resident of any country outside India?

Please select 'No' to proceed

Yes

We cannot proceed to book a deposit for a citizen/national of another country other than India

I undertake to inform company any change in status of my nationality or tax residence. I am making investment from my Indian resident Individual Savings bank account. I/We confirm that I/we have read and understood the detailed terms and conditions annexed to this Application including the interest rate and other charges. I have gone through the financials and other statements/particulars/representations furnished/made by the company and after careful consideration I am making the deposit with the company at my own risk and volition. I have read and agree to the Terms & Conditions

Yes

Disclaimer: Funds are transferred to Bajaj Finance Ltd's bank account through payment gateway by an intermediary. Interest start date will be at T+1 working days based on fund realisation from payment gateway.

Fund transfer limits through internet banking are predefined by banks and can vary from bank to bank. Please check you bank's third party transfer limit before making any online payments

Annual rate of interest
Valid for deposits up to Rs.5 crore (w.e.f. 4th Mar 2023)

For Non Senior Citizens

Months	Cumulative	Non-Cumulative
		Monthly	Quarterly	Half Yearly	Annual
15	7.45%	7.21%	7.25%	7.32%	7.45%
18	7.40%	7.16%	7.20%	7.27%	7.40%
22	7.50%	7.25%	7.30%	7.36%	7.50%
30	7.45%	7.21%	7.25%	7.32%	7.45%
33	7.75%	7.49%	7.53%	7.61%	7.75%
44	7.95%	7.67%	7.72%	7.80%	7.95%

Months	Cumulative	Non-Cumulative
		Monthly	Quarterly	Half Yearly	Annual
12 – 14	7.40%	7.16%	7.20%	7.27%	7.40%
>15 – 23	7.50%	7.25%	7.30%	7.36%	7.50%
24	7.55%	7.30%	7.35%	7.41%	7.55%
25–35	7.35%	7.11%	7.16%	7.22%	7.35%
36–60	7.65%	7.39%	7.44%	7.51%	7.65%

For Senior citizens

Months	Cumulative	Non-Cumulative
		Monthly	Quarterly	Half Yearly	Annual
15	7.70%	7.44%	7.49%	7.56%	7.70%
18	7.65%	7.39%	7.44%	7.51%	7.65%
22	7.75%	7.49%	7.53%	7.61%	7.75%
30	7.70%	7.44%	7.49%	7.56%	7.70%
33	8.00%	7.72%	7.77%	7.85%	8.00%
44	8.20%	7.91%	7.96%	8.04%	8.20%

Months	Cumulative	Non-Cumulative
		Monthly	Quarterly	Half Yearly	Annual
12 – 14	7.65%	7.39%	7.44%	7.51%	7.65%
>15 – 23	7.75%	7.49%	7.53%	7.61%	7.75%
24	7.80%	7.53%	7.58%	7.65%	7.80%
25 – 35	7.60%	7.35%	7.39%	7.46%	7.60%
36 – 60	7.90%	7.63%	7.68%	7.75%	7.90%

Annualized Rate of Interest
Valid for deposits up to Rs.5 crore (w.e.f. 4th Mar 2023)

Tenor in months	Cumulative rates of interest
Tenor in months	For Senior citizens	For Non Senior Citizens
12 - 14	7.65%	7.40%
>15 - 23	7.75%	7.50%
24	7.80%	7.55%
25 - 35	7.60%	7.35%
36 - 60	7.90%	7.65%

Tenor in months	Cumulative rates of interest
Tenor in months	For Senior citizens	For Non Senior Citizens
15	7.70%	7.45%
18	7.65%	7.40%
22	7.75%	7.50%
30	7.70%	7.45%
33	8.00%	7.75%
44	8.20%	7.95%

Bank Name	Available Payment Modes
AXIS BANK	Net Banking , UPI
BANK OF INDIA	Net Banking , UPI
CANARA BANK	Net Banking , UPI
CITY UNION BANK	Net Banking , UPI
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DHANLAXMI BANK	Net Banking ,UPI
DCB BANK	Net Banking , UPI
FEDERAL BANK	Net Banking , UPI
HDFC BANK	Net Banking , UPI
ICICI BANK	Net Banking , UPI
IDFC FRIST BANK	Net Banking , UPI
INDIAN OVERSEAS BANK	Net Banking , UPI
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KARUR VYSYA BANK	Net Banking , UPI
KOTAK MAHINDRA BANK	Net Banking , UPI
LAKSHMI VILAS BANK	Net Banking , UPI
PUNJAB NATIONAL BANK - RETAIL BANKING	Net Banking , UPI
STANDRAD CHARTERED BANK	Net Banking , UPI
STATE BANK OF INDIA	Net Banking ,UPI
UCO BANK	Net Banking ,UPI
YES BANK	Net Banking , UPI

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Bajaj Finance Deposits

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Still have questions? Everything you need to know so you can invest in deposits

What is a fixed deposit?

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What are the number of deposits for Single Maturity Scheme and Monthly Maturity Scheme under SDP?

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What tenors can I choose with Monthly Maturity Scheme?

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Rate of Interest effective March 4, 2023

Rate of Interest effective March 4, 2023

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Interest payout

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YOUR DEPOSIT SUMMARY

Your deposit summary

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Terms and Conditions

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Tax residency declaration:

Annual rate of interest Valid for deposits up to Rs.5 crore (w.e.f. 4th Mar 2023)

Annualized Rate of Interest Valid for deposits up to Rs.5 crore (w.e.f. 4th Mar 2023)

Annual rate of interest
Valid for deposits up to Rs.5 crore (w.e.f. 4th Mar 2023)

Annualized Rate of Interest
Valid for deposits up to Rs.5 crore (w.e.f. 4th Mar 2023)