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FD Calculator

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  • Special tenor scheme

Choose your Fixed Deposit amount


Choose your investment tenor (in months)


Rs. 25,000

is your principal amount

Rs. 26,900

is Your maturity amount

Rs. 1,900

is Your interest earned

Fixed Deposit Interest Calculator

Fixed deposits enable you to earn returns from accrued savings, which compound over time, so you can enjoy greater savings. You can invest wisely by using the Bajaj Finance Fixed Deposit Calculator, which is a simple tool that lets you know the exact value of your investments, as they grow.

How to Use FD Calculator?

Using the online FD Calculator is a simple process.
Here are the steps to use the FD maturity calculator:

  • Choose your customer type, i.e. New Customer/Existing Loan Customer/Senior Citizen

  • Choose the type of fixed deposit that you want, i.e. cumulative or non-cumulative

  • Choose your fixed deposit amount

  • Choose the preferred tenor of the fixed deposit

  • You will then automatically see the interest amount and total amount earned at maturity


How to Calculate Fixed Deposit Maturity Amount?

You can use the Fixed Deposit Calculator to determine the FD maturity amount. Simply go to the FD Calculator page and choose the type of customer you are, your FD type, i.e. cumulative or non-cumulative and the amount of your principal and the tenor. You will automatically be able to see the interest amount earned on the principal for the tenor you mentioned, and also the total maturity amount of your fixed deposit.

You can use the Bajaj Finance FD Interest Calculator to determine the maturity amount on your fixed deposit. Interest rates vary as per the type of FD you choose, i.e. cumulative/non-cumulative and also the tenor and principal amount. This calculator helps you determine the maturity amount in only a couple of minutes.

How is fixed deposit interest calculated?

The returns on your fixed deposit investment, are determined by your interest rates and frequency of interest payouts. These interest rates are compounded periodically, and the formula for calculation of FDs is listed below:

FD Calculation Formula:

This is A = P (1 + r/4/100) ^ (4*n) and A = P (1 + r/25)4n.

A = Maturity Amount
P = Deposit Amount
n = Compounded Interest Frequency

Here’s an example.
Suppose you are investing Rs.1,00,000 in a fixed deposit for a tenor of 3 years at an interest rate of 10%.

Now A is your maturity amount = 100000*(1+(10/25))^(4*3)

Here, P is the principal amount, n is the tenor and r is the interest rate.

A = 100000*(1.025)^12 A = 100000*1.34489
A = Rs.1,34,489 (Maturity Amount) Interest= 134489-100000 = 34,489

If you plan to evaluate your returns and plan your investments beforehand, try using the FD return Calculator. All you have to do is enter your investment amount and tenor, which helps you calculate the amount receivable on maturity.

What is Bajaj Finance fixed deposit interest rate calculator?

The Bajaj Finance Fixed Deposit interest calculator helps you determine the amount that you will receive on maturity of the deposit along with interest. It also helps you calculate and compare the interest receivable by changing the deposit amount, tenor and interest payment frequency.

How does Bajaj Finance fixed deposit calculator work?

You can input the fixed deposit amount and tenor to calculate the amount receivable on maturity. It also helps you to calculate both cumulative as well as non-cumulative payouts.

Can we get monthly interest on fixed deposits?

Yes. You can get a monthly interest payout, if you choose periodic payouts, and select monthly frequency. When you invest your money in FDs, you gain interest on your principal amount, which can be obtained periodically. Bajaj Finance Fixed Deposits enable you to choose the frequency of your tenor.
If you’re looking for a monthly income from your investment, you can choose to get your interest payouts on a monthly basis. Using the FD calculator monthly interest can also be computed easily.
However, your interest rate changes based on your interest payout frequency. The more frequently you withdraw your interest, the lesser interest you gain.

What are the interest rates offered on Bajaj Finance Fixed Deposit against different tenors?

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Annual
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.75% 8.42% 8.48% 8.57% 8.75%
Special tenors scheme
15 Months 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%

Senior citizens (subject to provision of age proof) will enjoy an additional 0.35% rate of interest.

What is the difference between Bajaj Finance cumulative and non-cumulative payout options?

  • Non-cumulative Scheme

  • In a Bajaj Finance 'non-cumulative’ Fixed Deposit scheme, the interest is payable on a monthly, quarterly, half yearly and yearly basis. The scheme will be convenient for an individual who requires a periodic interest payout.

  • Cumulative Scheme

  • In a Bajaj Finance 'cumulative’ Fixed Deposit scheme, the interest is payable at the time of maturity along with the principal and is compounded annually. This scheme is suitable for an individual, who does not require periodic interest payment and acts as a money multiplier scheme.

    Why should I invest in a Bajaj Finance fixed deposit?

    Bajaj Finance Fixed Deposit comes with FAAA Rating by CRISIL and MAAA Rating by ICRA, offering the highest security for your investment. Moreover, there are 6 flexible tenors to choose from, to suit individual needs.

    Here are some of the other benefits of our Fixed Deposits:


    • An additional 0.35% rate of interest for senior citizens

    • Presence across more than 100 locations in India

    • Online access to your Bajaj Finance Fixed Deposit account through our customer portal

    • Auto credit of maturity amount

    • No tax deduction at source on interest payment up to Rs. 5,000 p.a.

    Low risk, high returns on Bajaj Finance Fixed Deposit

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