The festive season is here, and it is the perfect time to turn your dream of homeownership into reality. Bajaj Finserv is offering an exclusive Festive Home Loan Offer 2025, tailored to make buying your dream home affordable and hassle-free. With benefits like funding up to Rs. 15 Crore*, interest rates starting at 7.15%* p.a, and flexible repayment terms up to 32 years, this offer is designed to provide maximum convenience and savings. Whether you are a first-time buyer, self-employed individual, or salaried professional, this festive offer caters to all. Read on to explore how you can make the most of this limited-time opportunity and celebrate Diwali in your new home.
Why festive season is the best time to buy your dream home
The festive season in India is synonymous with new beginnings, prosperity, and joy. It is culturally considered an auspicious time to make significant investments, including purchasing a home. Here are some compelling reasons why buying a home during the festive season is a smart decision:
1. Culturally auspicious for new beginnings
Indian festivals like Diwali are deeply rooted in traditions of prosperity and growth. Many families prefer making life-changing investments, such as buying a home, during this period to align with the spirit of positivity and success.
2. Builder discounts and freebies
Festivals bring a surge in buyer sentiment, prompting builders to offer attractive discounts, GST waivers, and freebies like modular kitchens, parking spaces, or furniture packages. These additional perks can significantly reduce your overall costs.
3. Special festive loan offers
NBFCs like Bajaj Finserv introduce exclusive festive offers, including lower interest rates, waived processing fees, and top-up loans for additional financial needs. These benefits make home loans more affordable and accessible.
4. Increased inventory and choices
Builders often launch new projects or increase inventory during the festive season to cater to the heightened demand. This gives buyers a wider range of options to choose from, ensuring they find a home that perfectly suits their needs.
5. Financial advantages
With offers like special interest rates starting at Rs. 15 Crore*, waived charges, and flexible repayment terms, Bajaj Finserv’s festive home loan offer provides a unique opportunity to save on your investment.
Act now to leverage these advantages and secure your dream home during this festive season! Get started by entering your mobile number and OTP to check your home loan offer instantly.
Overview of Bajaj Housing Finance Festive Home Loan Offer 2025
The Bajaj Finserv Festive Home Loan Offer 2025 is packed with features that make homeownership simple and affordable. Here is an overview of the key highlights:
- Interest rates: Starting from 7.15%* p.a
- Loan amount: Up to Rs. 15 Crore*
- Repayment tenure: Up to 32 years
- Quick disbursal: Loan approval and disbursal within 48 hours
- Application process: Fully online with doorstep document collection
- Balance transfer facility: Interest rates as low as 7.25%* p.a.
- Top-up loans: Additional funding of up to Rs. 1 crore
- Foreclosure charges: Zero charges on floating-rate loans
- Interest rate options: Choose between fixed and floating rates
With these features, Bajaj Finserv ensures that your home loan experience is seamless, transparent, and tailored to your needs. Check your loan offer instantly by entering your mobile number and completing the OTP-verification.
Key benefits of Bajaj Housing Finance Festive Home Loan Offer
1. Lowest interest rates
With interest rates starting at 7.15%* p.a, this festive offer is one of the most competitive in the market. Lower interest rates mean reduced EMIs, making homeownership more affordable.
2. High-value loan sanctions
Whether you are looking to buy a luxury villa or a spacious apartment, Bajaj Finserv offers funding of up to Rs. 15 Crore*, ensuring you have the financial backing to purchase your dream home.
3. Flexible repayment tenure
Enjoy repayment flexibility with tenures of up to 32 years, allowing you to manage your EMIs comfortably without straining your finances.
4. Quick disbursal
Time-sensitive purchases are no longer a hassle with loan approval and disbursal completed within 48 hours.
5. Simple online application
The application process is fully online, with doorstep document collection services, ensuring convenience and speed.
6. Attractive balance transfer facility
Switch your existing home loan to Bajaj Finserv and enjoy reduced interest rates starting at 7.25%* p.a., helping you save on EMIs.
7. Top-up loans for additional needs
Need extra funds for renovations or emergencies? Bajaj Finserv offers top-up loans of up to Rs. 1 crore alongside your home loan.
8. Dual interest rate advantage
Choose between fixed and floating interest rates to suit your financial goals. Fixed rates provide stability, while floating rates allow you to benefit from market fluctuations.
9. Zero foreclosure charges
Repay your loan early without any penalties on floating-rate loans, ensuring greater financial flexibility.
10. External benchmark linking
EMIs linked to RBI benchmarks offer transparency and potential savings, making this feature ideal for financially savvy borrowers.
Who can apply? Eligibility criteria for festive home loans
Bajaj Finserv’s Festive Home Loan Offer 2025 is designed to cater to a wide range of borrowers. Here are the eligibility criteria:
For salaried individuals:
- Must be an Indian citizen residing in India.
- Age: Between 23 and 67 years.
- Minimum 3 years of work experience.
- CIBIL score of 725 or higher.
For self-employed individuals:
- Must be an Indian citizen residing in India.
- Age: Between 23 and 70 years.
- Minimum 5 years in current business.
- CIBIL score of 725 or higher.
The documentation process is simple, and Bajaj Finserv offers flexibility to ensure a smooth application experience.
How to apply for the Bajaj Finserv Festive Home Loan Offer
Applying for the Bajaj Finserv Festive Home Loan Offer is quick and hassle-free. Follow these simple steps:
- Visit the Bajaj Housing Finance website.
- Enter your mobile number and verify it using the OTP.
- Fill out your personal and financial details.
- Submit the required documents—choose doorstep pickup for added convenience.
- Receive loan approval and disbursal within 48 hours.
Start your application today to secure the best festive rates!
Use the Bajaj Finserv EMI calculator to plan your loan smartly
Planning your finances is crucial when applying for a home loan. Bajaj Finserv’s Home Loan EMI Calculator helps you calculate your monthly EMIs based on your loan amount, tenure, and interest rate.
Benefits of using the EMI calculator:
- Provides transparency in monthly expenses.
- Helps you select affordable EMIs that suit your budget.
- Allows you to explore configurations, such as increasing your down payment or adding a co-applicant for better eligibility.
Use the EMI calculator to optimise your loan and make informed decisions. Check your loan offer instantly by entering your mobile number and completing the OTP-verification.
Planning tips to maximise festive home loan benefits
Here are some actionable tips to help you make the most of Bajaj Finserv’s Festive Home Loan Offer:
- Compare festive loan offers from multiple lenders to ensure you get the best deal.
- Improve your CIBIL score to unlock better interest rates.
- Choose a repayment tenure that balances EMI affordability and interest savings.
- Negotiate builder benefits, such as GST waivers, free parking, or furniture packages.
- Apply early to secure limited-time festive rates and avoid potential interest rate changes.
With these tips, you can maximise savings and enjoy a stress-free home-buying experience.
Conclusion
The Bajaj Finserv Festive Home Loan Offer 2025 is your gateway to affordable and flexible homeownership. With features like low interest rates, quick disbursal, and high-value sanctions, this offer is designed to make your journey seamless and rewarding. Bajaj Finserv’s trusted reputation ensures transparency and convenience, making it the ideal choice for first-time buyers, salaried professionals, and self-employed individuals.
Celebrate Diwali by taking the first step towards your dream home—apply now!
List of Upcoming Festivals in India
| Month | Festival | Date | Significance |
| October 2025 | Karwa Chauth | October 10 | Married Hindu women fast for the longevity of their husbands. |
| Dhanteras | October 18 | Marks the beginning of the Diwali festivities; auspicious for buying gold/silver. | |
| Diwali / Lakshmi Puja | October 20-21 (Varies by region/calendar) | The main 'Festival of Lights' celebrating the victory of good over evil. | |
| Govardhan Puja / Gujarati New Year | October 22 | Worshipping Lord Krishna, often involves making an Annakut (mountain of food). | |
| Bhai Dooj | October 23 | Celebrates the bond between brothers and sisters. | |
| Chhath Puja (Main Day) | October 27 | Dedicated to the Sun God (Surya) and Chhathi Maiya. Primarily observed in Bihar, UP, and Jharkhand. | |
| November 2025 | Guru Nanak Jayanti (Gurpurab) | November 5 | Birth anniversary of the first Sikh Guru, Guru Nanak Dev. |
| December 2025 | Christmas | December 25 | The birth of Jesus Christ, celebrated across the country. |
| January 2026 | Lohri | January 13 | North Indian harvest festival, primarily celebrated in Punjab. |
| Makar Sankranti / Pongal | January 14 | Harvest festival celebrated under various names across India; marks the Sun's transit into Capricorn. | |
| Republic Day | January 26 | National festival commemorating the date on which the Constitution of India came into effect. | |
| February 2026 | Vasant Panchami | February 2 | Celebrates the arrival of spring and worships Goddess Saraswati (Goddess of knowledge). |
| Maha Shivaratri | February 15 | Dedicated to the worship of Lord Shiva. | |
| March 2026 | Holi (Holika Dahan) | March 3-4 | The famous 'Festival of Colors,' celebrating the victory of good over evil. |
