Home Loan

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Is there a difference between a co-signer & co-applicant?

While applying for a joint home loan, an applicant may have a co-signer or co-applicant. The difference between the two is that the co-applicant shares to pay the EMI on home loan interest rates while a co-signer needs to pay only when the borrower is at default to pay the home loan. Having a co-applicant increases your home loan eligibility.

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