Bajaj Finserv Business Loan in Ludhiana
Ludhiana, one of the largest cities in Punjab, has become a major industrial and business hub in northern India. Known as the "Manchester of India" due to its prominence in the textile industry, Ludhiana is also a key centre for the bicycle manufacturing, hosiery, and engineering sectors. The city is home to numerous factories, producing a wide range of goods from bicycles and auto parts to woollen garments and machine tools, contributing significantly to India’s industrial output.
With such a robust industrial base, Ludhiana has become an attractive destination for entrepreneurs and self-employed professionals looking to start or expand their ventures. Whether in textiles, manufacturing, or small-scale industries, the city offers significant opportunities for business growth. However, scaling operations often requires substantial capital for hiring skilled labour, upgrading machinery, and managing daily operational costs, especially in the competitive industrial environment of Ludhiana.
Avail of a Bajaj Finserv Business Loan in Ludhiana to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Ludhiana. The entire process is online, no branch visit required:
Check your business loan offer in Ludhiana with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits of business loan in Ludhiana
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Get high-value finance
Meet your big-ticket financing needs in business with loans of up to Rs. 80 lakh.
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Flexi loans
The Flexi business loan facility offers additional repayment flexibility to borrowers. Enjoy savings up to 45%*.
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Online loan account
Get access to your loan account anytime from your home or office via our customer portal – Experia.
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Tenors of up to 96 months
Assess the cost of a loan using Business Loan EMI Calculator and choose from tenors up to 96 months.
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Collateral-free
No need to risk your personal or company assets. Bajaj Finserv offers unsecured loans to eligible borrowers.
Ludhiana, a prominent city in Punjab, is increasingly recognized for its educational institutions, especially in fields related to engineering, management, and technical skills. The city is home to several well-established universities, colleges, and vocational training centres, offering specialized courses in textile engineering, mechanical engineering, business management, and more. This growing academic infrastructure attracts students from across the region, providing them with the expertise required to thrive in the city’s industrial sectors.
In addition to its educational advancements, Ludhiana continues to be a major centre for manufacturing, particularly in textiles, bicycles, and auto parts. The city houses a variety of industries, from hosiery to machine tools, creating a constant demand for skilled professionals and workers. This combination of academic development and industrial growth makes Ludhiana an attractive destination for both students and entrepreneurs looking to capitalize on the thriving business environment.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Ludhiana with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Ludhiana. No branch visit needed to check your eligibility.
*Conditions apply
Documentation and eligibility criteria for business loan in Ludhiana
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Citizenship
Indian, residing in this country
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Age
21 to 80 years*
(*Age should be 80 years at Loan Maturity) -
CIBIL score
Check your CIBIL Score for FREE685 and above
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Business vintage
At least 3 years
Forget going through a lengthy documentation process. We require only the essential documents to complete the application process. Make sure the papers are valid and updated. For the complete list of documents required, click here.
Interest rates and charges on business loan in Ludhiana
Enjoy low and attractive interest rates on a business loan in Ludhiana, with zero hidden charges. Please go through our terms and conditions to learn about other applicable charges or contact us for further enquiries. For the complete list of charges, click on “Business Loan Interest Rates.”
How to apply for business loan in Ludhiana
- Click on the ‘CHECK ELIGIBILITY' button on this page.
- Enter your 10-digit mobile number and OTP.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your business loan application.
For self-employed individuals looking for financial assistance, you may also consider applying for a personal loan for self-employed to fulfill your financial needs.
Apply for Business Loan in Nearby Cities of Ludhiana
Business Loan in Nearby Cities of Ludhiana |
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