Working capital

Quick Apply

Just 60 seconds to apply

Please enter your full name as per PAN
Enter 10-digit mobile number
Please enter your birth date
Please enter valid PAN card number
Please enter your pin code
Enter personal email address

I consent to the T&C and authorize Bajaj Finance Limited, its representatives/business partners/affiliates to use my details for promotional communication/fulfilment of services availed.

Thank you

Unsecured Business Loans in Ludhiana

The largest city in Punjab, Ludhiana is a manufacturing hub for auto parts, hosiery, apparels, garments, and bicycles. Ludhiana was ranked the best city in India with respect to business environment, in 2009 and 2013 by the World Bank.

Nearly 60% of India’s tractor parts are produced here. Traders, manufacturers, and suppliers of the aforementioned items can avail a Bajaj Finserv Business Loan up to Rs.45 lakh to increase working capital, upgrade machinery, or expand business.


Business Loan in Ludhiana Features and Benefits

Here are the following advantages of our business loan:

  • loan against property emi calculator


    With our Flexi Loan facility, you can withdraw funds as and when required and prepay when you’ve surplus.

  • Collateral-free loans

    You don’t need to pledge your personal or business assets as security for availing a business loan.

  • Financing up to Rs.45 lakh

    Avail a business loan up to Rs.45 lakh and use it to meet your various business needs.

  • Pre-approved offers

    Pre-approved offers

    You can choose from special offers selected just for you, as an existing Bajaj Finserv customer.

  • mortgage loan interest rates

    Flexible tenors

    Choose a Bajaj Finserv Flexi Loan facility and get financing for up to 84 months.

  • Education loan scheme

    Online account access

    Our customer portal - Experia, allows you to manage your loan account from anywhere.

Business Loans in Ludhiana: Documentation & Eligibility Criteria

To avail a business loan in Ludhiana, you need to fulfil the following criteria:


    Age between 24 to 70 years* of age (*Age should be 70 years at loan maturity).


    Your business should have a vintage of at least 3 years


    Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.

Business Loans in Ludhiana: Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 17% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.3000 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to Apply for Business Loan in Ludhiana?

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Contact Us

You can visit our branch office in Ludhiana at:

1st & 2nd Floor, Scf-35-G,Bhai Randhir Singh Nagar, Opp. Police Station, Orient Cinema Road, Ludhiana – 141002

You may also visit us at

We also offer business loans in other cities of India including Rajkot, Vijayawada, Jodhpur, and Madurai among others.

People Also Considered

Machinery Loan

Machinery Loan

Get up to Rs.45 lakh to upgrade equipment | Pay only interest as EMI

Flexi Business Loan

Flexi Loan Conversion

Convert your existing loan | Pay lower EMIs by up to 45%*

Working Capital Loan People Considered Image

Working Capital Loan

Get up to Rs.45 lakh to manage operations | Flexible tenor options

Business Loan for Women People Considered Image

Business Loan for Women

Get funds up to Rs.45 lakh | Minimal documentation