Bajaj Finserv in your city

Ludhiana is the largest city of Punjab and one of the biggest manufacturing centres of India. The city is also the largest bicycle manufacturing hub in Asia, with over 50% of India’s production.

Self-employed individuals can now initiate the growth of their companies with a business loan in Ludhiana.

Features and benefits

  • Get high-value finance

    Get high-value finance

    Meet your big-ticket financing needs in business with loans of up to Rs. 80 lakh.

  • Flexi loans

    Flexi loans

    The Flexi loan facility offers additional repayment flexibility to borrowers. Enjoy savings up to 45%*.

  • Online loan account

    Online loan account

    Get access to your loan account anytime from your home or office via our customer portal – Experia.

  • Tenors of up to 96 months

    Tenors of up to 96 months

    Assess the cost of a loan using Business Loan EMI Calculator and choose from tenors up to 96 months.

  • Collateral-free


    No need to risk your personal or company assets. Bajaj Finserv offers unsecured loans to eligible borrowers.

Known for its bicycle manufacturing, Ludhiana’s industries manufacture millions of bicycles every year. Several small-scale industrial units functional across the city are also significant economic contributors. These include household appliances, machine parts, garments, hosiery, industrial goods, etc. The hosiery industry itself offers employment to a large section of people.

With Bajaj Finserv, it becomes easier to maintain your cash flow or overcome other financial crises in the company. Opt for our multipurpose business loans in Ludhiana and repay over your preferred tenor. You can also avail of the innovative Flexi loan facility where interest rates are imposed only on the utilised loan amount. If you are looking for flexibility and transparency, apply for Bajaj Finserv Business Loan in Ludhiana online.

*Conditions apply

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Documentation and eligibility criteria

  • Citizenship


    Indian, residing in this country

  • Age


    24 years to 80 years*
    (*Age should be 80 years at Loan Maturity)

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and above

  • Business vintage

    Business vintage

    At least 3 years

Forget going through a lengthy documentation process. We require only the essential documents to complete the application process. Make sure the papers are valid and updated. For the complete list of documents required, click here.

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Interest rates and charges

With no hidden charges, we ensure you pay what you see. Check out the interest rates and associated charges applicable. For the complete list of charges, click here.