Bajaj Finserv in your city

Amritsar is one of the most important cities located in Northern Punjab. It serves as a major cultural and commercial hub, mainly popular for its textiles. It is also famous for woollen clothes, Pashmina shawls, and handicrafts.

Traders and manufacturers in this city can now easily expand operations, boost working capital, purchase equipment, etc., with a Bajaj Finserv Business Loan in Amritsar.

Features and benefits

  • Flexi loan facility

    Flexi loan facility

    With our unique Flexi loan facility, borrow and repay funds as per requirements.

  • Collateral-free finances

    Collateral-free finances

    Apply for a Bajaj Finserv Business Loan without worrying about pledging business assets as security.

  • Loan up to %$$BOL-Loan-Amount$$%

    Loan up to Rs. 45 lakh

    Easily meet all your business requirements with a business loan of up to Rs. 45 lakh.

  • Pre-approved offers

    Pre-approved offers

    Existing Bajaj Finserv customers can choose from special pre-approved offers tailor-made for them.

  • Multiple tenor options

    Multiple tenor options

    Bajaj Finserv allows you to avail of loans with tenors ranging up to 84 months.

  • Account access online

    Account access online

    Track and manage your loan account easily using our customer portal – Experia.

Amritsar, the second-most populous city in Punjab, is also one of the biggest commercial centres in Punjab. Famous for the production of wooden goods, woolen clothes, and handicrafts, this city is the most significant contributor to the GDSP of Punjab.

The city has also witnessed new businesses emerge across various sectors over the last few years. There is plenty of scope for small and medium scale enterprises to flourish here. Entrepreneurs can manage business expenses effortlessly with an unsecured business loan in Amritsar from Bajaj Finserv. The funds are approved based on easy-to-meet eligibility criteria. We bring 100% transparent terms and conditions with no underlying charges.

Contact us to learn more.

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Documentation and eligibility criteria

  • Citizenship

    Citizenship

    Resident Indian

  • Business experience

    Business experience

    Minimum 3 years

  • Age

    Age

    24 to 70 years*
    *Age should be 70 years at loan maturity

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and above

Make sure to submit the complete set of documents and provide correct information to streamline the verification process. You may need to submit other relevant financial documents, the details of which will be conveyed as and when required.

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Interest rates and charges

Know the affordable rates of interest along with additional charges to manage your finances easily.

Frequently asked questions

Can I take a business loan for a supermarket in Amritsar?

Since there is no end-use restriction, you can take a business loan for a supermarket in Amritsar. A Bajaj Finserv Business Loan can be used for:

  • Expanding business operations,
  • Boosting working capital,
  • Servicing short-term gaps in cash flow,
  • Managing seasonal and regular working capital requirements, etc.
How can I calculate the loan EMIs?

Potential borrowers can use a Business Loan EMI calculator from Bajaj Finserv to calculate the monthly outgo on their credit. You will need to enter the loan amount, interest rate, and tenor to know the monthly instalment you have to pay. In this manner, you can easily plan the repayment schedule with ease.

Who can avail of a business loan in Amritsar?

Any self-employed professional, non-professional, and enterprise that fulfils the easy-to-meet eligibility criteria can avail of a business loan in Amritsar from Bajaj Finserv.

Is there any collateral required for business loans?

Entrepreneurs in Amritsar who meet the eligibility criteria can avail of a business loan in Amritsar without worrying about pledging any asset as collateral.

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