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The second most populous city of Punjab, Amritsar is one of the biggest business and commercial centers in the northern region of India. Famous for production of fine pashmina shawls, silk and wooden goods, it is a major contributor to Punjab’s GSDP of Rs.4.65 lakh crore.

Bajaj Finserv Business Loan in Amritsar can help you expand your business, boost working capital, buy machinery, equipment, etc.


Business Loan in Amritsar: Features and Benefits

Here are the benefits of our business loan:

  • Flexibility

    Flexi Loan facility allows you to borrow and repay funds according to your needs.

  • Collateral-free loans

    Apply for Bajaj Finserv Business loan without worrying about pledging your assets as security.

  • Financing up to Rs.20 lakh

    You can avail a business loan up to Rs.20 lakh to meet all your business needs.

  • Pre-approved offers

    Pre-approved offers

    Existing Bajaj Finserv customers can choose from special pre-approved offers tailor-made for them.

  • Flexible tenors

    Bajaj Finserv Flexi loan facility allows you to avail financing for up to 8 years.

  • Online account access

    Our customer portal - Experia allows you to manage your loan account anytime and from anywhere.

Business Loan Eligibility and Documents

To avail business loans in Amritsar, you need to fulfil the following criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.

Business Loans Interest Rates and Charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to Apply for Business Loan in Amritsar?

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Industries Served

Paper-cutting, engineering goods, textile machinery, wood and machine screws, printing and machinery, electric fans, chemicals and the textiles including woolen, silken, cotton, etc.

Contact Us

You can visit our branch office in Amritsar at,

1st Floor, Above Syndicate Bank, Sco-40, Distt shopping centre, B-Block, Ranjit Avenue,Amritsar - 143001

You may also visit us at

Bajaj Finserv Business Loan is also available in other Indian cities like Jalandhar, Kolhapur, Jabalpur, Alwar and Ajmer.

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