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Business Loan in Jalandhar

Overview

The heavily populated city of Jalandhar serves almost 55% of India’s sports goods market plus a Rs.400 crore export market, generating a total revenue of Rs.1,700 crore. Destined to become a ‘Smart City’, Jalandhar is now propelling forward, supported by the state government’s initiative to set up industrial clusters for MSMEs.

Bajaj Finserv has come up with Business Loans in Jalandhar, with a maximum offering of up to Rs.30 lakh, to help support the financial needs of business people operating in the city.


Upgrade your infrastructure, meet daily expenses and more with our Flexi Loan facility.

 

Business Loan in Jalandhar Features and Benefits

Here are the benefits of our business loan:

  • Flexibility

    Our Flexi loan facilityallows you to borrow funds according to your needs, and repay when you can.

  • Collateral-free loans

    You can Apply for Bajaj Finserv Business loans without having to worry about arranging a collateral or guarantor as security.

  • Financing up to Rs.30 lakh

    Bajaj Finserv offers a maximum financing of Rs.30 lakh in Business Loans.

  • Pre-approved offers

    Pre-approved offers

    Exciting pre-approved loan offers are available for existing Bajaj Finserv customers.

  • Flexible tenors

    Bajaj Finserv Flexi Loan is available with a flexible tenor feature, the maximum loan period being 8 years.

  • Online account access

    Now you can manage your Business Loan online with our customer portal - Experia.

Documentation and Eligibility Criteria

To avail business loans in Jalandhar, you need to fulfil the following criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.
 

Documents Required for Business Loan

  • Passport size photograph

  • KYC documents

  • Business proof: Certificate of business existence

  • Relevant Financial documents

  • Bank Account statement of last month

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • Up to 16% -35%
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to Apply for Business Loan in Jalandhar?

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Industries Served

Bajaj Finserv offers business loan in Jalandhar for printing, leather goods, hand tools, auto parts, and sporting goods business owners.

Contact Us

You can visit our branch office in Jalandhar at,

Scf – 25 & 26, Ground Floor, Urban Estate, Phase – 1, Near Golden View Hotel, Opp. Gurudwara Singh Sabha , Jalandhar - 144022.

You can also write to us at [email protected].

Bajaj Finserv Business Loan is also available in other Indian cities like Kota, Amritsar, Gwalior, Ajmer and Alwar.

Business Loan Instant Approval

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Is your firm audited by CA

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