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Business Loan In Jodhpur

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Overview

One of the vital industrial cities of Rajasthan, Jodhpur is known for its vibrant handicrafts industry. According to the Jodhpur Handicrafts Exporters' Association, the city's handicraft export industry has earned the nation foreign exchange worth Rs.1600 crore in 2014-15.

The city’s other major exportable items include guar gum powder, packing material, wooden furniture, conveyor belt, flexible packing material, roller for bearings, iron artistic furniture, and churi. Traders, manufacturers, and suppliers dealing in these items can boost their working capital, expand business or upgrade machinery with a Bajaj Finserv Business Loan up to Rs.30 lakh.

 

Business Loan in Jodhpur Features and Benefits

Here are the benefits of our business loan:

  • Flexibility

    Our Flexi Loan facility allows you to withdraw funds as and when required and prepay when you’ve surplus.

  • Collateral-free loans

    You don’t need to put your personal or business assets as security for availing a business loan.

  • Financing up to Rs.30 lakh

    You can avail a business loan up to Rs.30 lakh and use it to meet your diverse business needs.

  • Pre-approved offers

    Pre-approved offers

    As an existing Bajaj Finserv customer, you can choose from special offers selected just for you.

  • Flexible tenors

    Choose the Bajaj Finserv Flexi Loan facility and avail financing for up to 8 years.

  • Online account access

    With our customer portal - Experia, you can easily manage your loan account from anywhere.

Documentation and Eligibility Criteria

To avail a business loan in Jodhpur, you need to fulfil the following criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.
 

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to Apply for Business Loan in Jodhpur?

Online Application

  • Click here to apply

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Contact Us

You can visit our branch office in Jodhpur at,

Vishwakarma Tower, 1St Floor, P. No. 304 Iiird A Road, Opp Basant Vihar, Sardarpura, Jodhpur 342003

You can also write to us at [email protected].

We also offer business loans in other cities of India including Surat, Aurangabad, Bhopal, Madurai, and Salem among others.

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