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One of the major contributors to the 6.05% increase in Rajasthan GSDP between FY11-12 to FY17-18, Kota has emerged as a major industrial hub. Multiple chemical, oil-seed milling, engineering firms, and power plants are based out of this city.

Considering the financial needs of businesses operating from the city, Bajaj Finserv has introduced Business Loans in Kota with a maximum offering of Rs.45 lakh.

Invest in new assets, manage your working capital needs and expand your offerings with the business loan from Bajaj Finserv.


Business Loan in Kota: Features and Benefits

Here are the benefits of our business loan:

  • loan against property emi calculator


    The Flexi Loan facility by Bajaj Finserv allows you to borrow funds as per your requirements and repay the amount when you can.

  • Collateral-free loans

    Apply for a Business Loan from Bajaj Finserv without the additional hassle of arranging for a guarantor or pledging any asset.

  • Financing up to Rs.45 lakh

    Business loan up to Rs.45 lakh is available to meet your various business needs.

  • Pre-approved offers

    Pre-approved offers

    If you are an existing Bajaj Finserv customer, contact us to know more about pre-approved offers.

  • mortgage loan interest rates

    Flexible tenors

    Flexi Loans from Bajaj Finserv enable you to avail loans with flexible tenors, the maximum loan repayment period being up to 84 months.

  • Education loan scheme

    Online account access

    Manage your business loan from anywhere, anytime through our customer portal - Experia.

Eligibility and Documents for Small Business Loan in Kota

To avail business loans in Kota, you need to fulfill the following criteria:


    You should be Age between 24 to 70 years* of age (*Age should be 70 years at loan maturity.)


    Business vintage of at least 3 years


    Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 17% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.3000 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to Apply for Business Loan in Kota?

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Industries Served

Bajaj Finserv is extending business loan facilities to engineering companies, fertilizer industries and thermal power plant operators in Kota.

Contact Us

You can visit us at our Kota branch at

2nd Floor, 344,, Mewara Plaza, Shopping Centre, Gumanpura Rawatbhata Main Road , Kota – 324007.

You may also visit us at

Bajj Finserv Business Loan can also be availed from other Indian cities such as Baroda, Nagpur, Kanpur, Vijayawada, and Nasik.

Top Cities to Avail Business Loan in Rajasthan

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