Buy Your iPhone 11 on Easy EMIs

The iPhone 11 is known for its A13 Bionic chip, dual 12MP camera system, and genuinely durable build, features that still hold up well years after its original 2019 launch. For a budget-conscious buyer wanting a real iPhone experience, it means Face ID, a capable camera, and iOS 18 support at a fraction of a new iPhone's price. Here is why buying one makes sense.

• A13 Bionic still handles daily apps smoothly: WhatsApp, Instagram, YouTube, Google Maps, and UPI payments all run without noticeable lag.
• A genuinely capable dual camera system: The 12MP wide and 12MP ultrawide lenses support Night mode and 4K video recording at up to 60fps.
• IP68 water resistance: The iPhone 11 can survive submersion up to 2 metres for 30 minutes, useful protection against accidental spills or rain.
• A significantly lower price than a new iPhone: Certified refurbished units start at Rs. 13,999, well below any current-generation iPhone's price.

→ Key takeaway: The benefits above compound with every day you actually own the phone, so the sooner you have a working iPhone, the sooner you stop missing out on iOS features and a reliable camera. Buying now with the Bajaj Finance Insta EMI Card, rather than waiting to save the full amount, means you do not lose weeks of use.

The iPhone 11 suits certain buyers particularly well, given its age and current refurbished-only availability. Here is who benefits most from choosing one.

• First-time iPhone buyers on a tight budget: At Rs. 13,999 for 64GB, it is one of the most affordable ways to genuinely enter the Apple ecosystem.
• Buyers who do not need 5G: Since the iPhone 11 supports only 4G LTE, it suits users without a 5G plan or in areas with limited 5G coverage.
• Casual photographers wanting a reliable camera: The dual 12MP camera system with Night mode covers most everyday and travel photography needs.
• Buyers prioritising iOS familiarity over the newest features: iOS 18 support means access to most current apps, even without next-generation hardware features.

Paying the full price of an iPhone 11 in one go is not always easy on a budget, which is where the Insta EMI Card helps. Instead of a single large payment, you spread the cost into instalments that fit what you can comfortably pay each month.

Take the iPhone 11 (128GB, refurbished) priced at Rs. 16,499: the table below shows how that cost breaks down across different tenures, so you can see how a shorter or longer repayment period changes your monthly EMI.

Disclaimer: These are indicative figures based on a simple division of the product price across the tenure shown, with no interest, processing fee, or other charges factored in. Your actual EMI amount will depend on the terms of your card loan offer.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card, issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

• A card loan offer of up to Rs. 6 lakh, usable on your iPhone 11 and other purchases.
• A repayment tenure across 3 to 60 months, so you can pick a duration that fits your monthly budget.
• Access to 1.5 lakh+ partner stores across over 4,000 cities in India, both online and offline.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone 11 easily and affordably.

Paying the full price of an iPhone 11 upfront is not always convenient, which is where EMIs help. Here is why the Insta EMI Card works well for this purchase.

• No credit card required: The Insta EMI Card is a pre-qualified card loan, so you can buy an iPhone 11 on EMI even without an existing credit card.
• Choose your own tenure: Repay across 3 to 60 months, picking a duration that fits your monthly budget.
• Low, one-time joining fee: Activation costs a one-time joining fee of Rs. 530, with zero annual fee from year two.
• Shop almost anywhere: Use the card at 1.5 lakh+ partner stores across over 4,000 cities, including on Amazon and Flipkart's used and refurbished sections.

→ Pro tip: If you are buying a refurbished iPhone 11, check the seller's warranty period, typically 6 to 12 months, before completing your EMI purchase, since this varies more on refurbished units than on new products.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

Since the iPhone 11 is now a certified refurbished purchase, you can use the Insta EMI Card mainly through online platforms that list used and refurbished units. Here is how.

1. Add the certified refurbished iPhone 11 to your cart on Amazon or Flipkart's refurbished section.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and the EMI deduction begins from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score:A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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