Features and benefits

  • Flexi Loan feature

    Flexi Loan feature

    Lower your EMIs by up to 45%* with the Flexi Loan facility and withdraw funds as per your needs.

  • High loan quantum

    High loan quantum

    Meet all your business needs with warehouse financing of up to Rs. 55 lakh.

  • Online account management

    Online account management

    Manage your loan account 24X7 with Bajaj Finance online customer portal, My Account.

  • Check your pre-approved offers

    Check your pre-approved offers

    Check your pre-approved offers online and gain personalised loan deals from Bajaj Finance.

Eligibility criteria and documents required

Fulfil the easy-to-meet eligibility criteria and secure warehouse financing from Bajaj Finance to meet your business requirements:

  • Age

    Age

    24 years to 80 years*
    (*age should be 80 years at loan maturity)

  • Nationality

    Nationality

    Indian resident

  • Business vintage

    Business vintage

    At least 3

  • CIBIL score

    CIBIL Score

    Check your CIBIL Score for FREE

    685 or above

Interest rate and charges

Warehouse financing comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.

Frequently asked questions

What is warehouse financing?

Warehouse financing is a form of inventory financing that involves a loan made by a financial institution to a company, manufacturer, or processor. Existing inventory, goods, or commodities are transferred to a warehouse and used as collateral for the loan.

How does warehousing help in financing?

Warehousing helps in financing by providing quick and easy access to capital for urgent or unexpected business needs. It also enables borrowers to obtain financing on more favourable terms than short-term working capital or unsecured loans.

What is the purpose of warehousing?

The purpose of warehousing is to store goods until they are ready for transport to retailers, distributors, or customers. Warehousing also helps with managing inventory, streamlining the shipping process, supporting the supply chain, and optimising the production facility.