Features and benefits

  • High loan sanction
    High loan sanction

    Get funds up to Rs. 45 lakh to pay your vendors on time.

  • Flexi loans
    Flexi loans

    Choose the Flexi facility to reduce your loan EMIs by up to 45%.*

  • Competitive interest rates
    Competitive interest rates

    Get the advantage of competitive vendor finance interest rates that make repaying easier.

  • Pre-approved offers
    Pre-approved offers

    With exclusive offers for existing customers, the process of availing of financing is further simplified.

  • Convenient tenor
    Convenient tenor

    Choose a repayment period ranging up to 84 months for affordable EMIs.

Your business may need to pay various vendors at different phases, be it during manufacturing or post-manufacturing. A shortage of funds can delay the process of paying your vendors and ultimately hinder the goods or services being delivered within your production deadline. Avail of vendor financing from Bajaj Finserv to pay vendors on time and ensure smooth flow of business operations.

Through Bajaj Finserv, you can get a business loan of up to Rs. 45 lakh in just 24 hours*. Opt for the Flexi facility and lower your EMIs by up to 45%* for the initial loan tenor.

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Eligibility criteria and documents required

  • Age

    24 to 70 years
    Age should be 70 at the time of loan maturity

  • Nationality


  • Business vintage
    Business vintage

    Minimum 3 years

  • CIBIL score
    CIBIL score Check your CIBIL Score for FREE

    685 or higher

  • Work status
    Work status


You will also need to submit documents related to KYC, proof of business ownership, and various financial records.

Fees and charges applicable

The interest rate and other charges for vendor finance from Bajaj Finserv are as follows:

Fee type

Charge applicable

Rate of interest

17% p.a. and onwards

Processing fees

Up to 2% of the loan amount (plus taxes)

Bounce charges

Up to Rs. 3,000 (Inclusive of taxes)

Penal interest

2% per month

Document processing charges

Rs. 2,000 (plus taxes)

Outstation collection charges

Not applicable

Document/statement charges


Download loan documents at no additional cost by logging into the customer portal – Experia.

You can also get a physical copy of your documents from any of our branches at a charge of Rs. 50 (inclusive of taxes) per statement/letter/certificate.

How to apply for vendor finance

Availing of vendor finance online is easy. You only need to follow this step-by-step guide:

  1. 1 Click on ‘APPLY ONLINE’ to open the application form
  2. 2 Enter your personal and business details
  3. 3 Upload your bank statements
  4. 4 Get a call from our representative to learn about the next steps

Once approved, you will get access to funds in just 24 hours*.

*Conditions apply