Features and benefits

  • High loan sanction

    High loan sanction

    Get funds up to Rs. 50 lakh to pay your vendors on time.

  • Flexi loans

    Flexi loans

    Choose the Flexi facility to reduce your loan EMIs by up to 45%.*

  • Competitive interest rates

    Competitive interest rates

    Get the advantage of competitive vendor finance interest rates that make repaying easier.

  • Pre-approved offers

    Pre-approved offers

    With exclusive offers for existing customers, the process of availing of financing is further simplified.

  • Convenient tenor

    Convenient tenor

    Choose a repayment period ranging up to 96 months for affordable EMIs.

Your business may need to pay various vendors at different phases during manufacturing or post-manufacturing. A shortage of funds can delay the process of paying your vendors and ultimately hinder the goods or services being delivered within your production deadline. Avail of vendor financing from Bajaj Finserv to pay vendors on time and ensure smooth flow of business operations.

Through Bajaj Finserv, you can get a business loan of up to Rs. 50 lakh in just 48 hours*. Opt for the Flexi facility and lower your EMIs by up to 45%* for the initial loan tenor.

Read More Read Less

Eligibility criteria and documents required

  • Age


    24 years to 70 years*
    (*Age should be 70 years at Loan Maturity)

  • Nationality



  • Business vintage

    Business vintage

    Minimum 3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or higher

  • Work status

    Work status


You will also need to submit documents related to KYC, proof of business ownership, and various financial records.

Fees and charges applicable

The interest rate and other charges for vendor finance from Bajaj Finserv are as follows:

Fee type

Charge applicable

Rate of interest

9.75% - 30% p.a.

Processing fees

Up to 3.54% of the Loan Amount (inclusive of applicable taxes)

Bounce charges

Rs. 1,500

Penal interest

Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.

Document processing charges

Rs. 2,360 (Inclusive of applicable taxes)

Outstation collection charges

Not applicable

How to apply for vendor finance

It is easy to apply for vendor finance online. Simply follow this step-by-step guide:

  1. 1 Click ‘Apply Online’ to open the application form
  2. 2 Enter your basic details and authenticate with an OTP sent to your number
  3. 3 Fill out the form in full with all the relevant business and personal details
  4. 4 Upload the last 6 months bank statement and submit your application

Post submission of the application, you will be contacted by our representative to take the process further.

*Conditions apply