Bajaj Finserv in your city
Ghaziabad in Uttar Pradesh majorly depends on various industries that drive the city’s economy. A lot of skilled workers, therefore, move to this city for employment.
Whether you are salaried or self-employed, Bajaj Finserv brings high-value loans against property in Ghaziabad with exclusive benefits. Visit any of our 3 branches or opt for an online application to enjoy fast approval.
Features and benefits
Applicants interested in availing a loan in Ghaziabad can read more to know about the features of the Bajaj Finserv loan against property.
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Easy loan transfer
Move your existing loan against property to Bajaj Finserv and to avail better interest rates enjoy top-up loans of up to Rs. 1 crore* or higher.
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Repay easily
The repayment tenor ranges up to 15 years , giving you ample time to preplan and schedule your EMI payments without pressure.
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High value financing
Address your bigger monetary needs with no restriction using loan against property of up to Rs. 10.50 crore*, basis eligibility.
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External benchmark linked loans
By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.
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Manage account digitally
Check all your loan developments and EMI schedules through the Bajaj Finserv online platform.
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No touch loans
Experience a truly remote loan against property application from anywhere in India by applying Bajaj Finserv online loan against property and getting an easy approval.
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Zero foreclosure charge
If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. However, apart from above situation part pre-payment charges are applicable for term Loan up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. Part pre-payment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi.
Located in the Upper Gangetic Plains, Ghaziabad is separated into two major divisions by the Hindon River. The economy of the city is driven by its various industries, one of the major ones being the steel sector. Presently, Ghaziabad has over 500 steel organisations. The city also boasts a thriving manufacturing sector that employs 53% of its population in non-agricultural jobs. These include dairy products, apparel, industrial machinery, tobacco production, pottery, ceramics, etc.
Bajaj Finserv Loan against property in Ghaziabad makes it easier to fulfil your lifestyle needs or address a financial crisis with funds up to Rs. 10.50 crore*. Salaried individuals can seek up to Rs. 1 crore based on their eligibility. We take only up to 4 days* to process a loan application. Choose an appropriate repayment schedule according to your financial capability. Access the complete loan information through our customer portal – My Account.
*Terms and conditions apply
Loan against property in Ghaziabad eligibility and documents
Meet these following eligibility criteria for loan against property to improve your chances of approval.
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Age
Minimum age: 25 years* (18 years for non-financial property owners)
Maximum age: 85 years* (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure -
CIBIL score
750 and above
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Nationality
Resident Indian citizen
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Job status
Salaried employee or self-employed individuals
Improve your eligibility by clearing off existing debts and lowering your financial obligations. Bajaj Finserv offers less stringent terms and conditions to eligible borrowers. With us, be assured to enjoy the personalised features and benefits on a loan against property in Ghaziabad.
Loan against property in Ghaziabad: Interest rates and charges
Know the processing fees and other charges, apart from loan against property interest rates. Make an informed decision before applying.
Frequently asked questions about loan against property in Ghaziabad
No. It is not mandatory to bring a guarantor for a loan against property whether you are looking for residential, industrial and commercial property loan.
Choose a longer repayment tenor for smaller EMIs. You can also reduce your monthly instalments by availing the Flexi loan facility. Here, rate of interest is imposed on the utilised amount only.
Salaried applicants can borrow up to Rs. 1 crore while the self-employed can take up to Rs. 10.50 crore*. However, the final amount depends on several eligibility criteria and property value.
CIBIL score is an important criterion to sanction a loan. Make sure to possess a score of at least 750 to qualify.
