Vadodara hosts about 35% of India’s power distribution and transmission equipment manufacturing companies and engineering industry. This city, thus, presents a promising investment pool. Following this, Bajaj Finserv offers Loan Against Property in Vadodara that provides its residents with convenient access to funds to meet their personal and professional financial requirements. Look out for the features and benefits that this advance brings.
Bajaj Finserv brings secured advances like Loan Against Property that comes with a hefty credit amount of up to Rs.3.5 Crore for eligible self-employed borrowers, and up to Rs.1 Crore for salaried individuals.
Repay your Property Loan amount with a range of flexible and convenient tenure and have access to pocket-friendly EMIs as per your convenience. Self-employed borrowers can choose from a range of tenure from 2 to 18 years, while this tenure for the salaried reaches up to 20 years.
Avail this Mortgage Loan from Bajaj Finserv and have a hassle-free loan application process via an online form. It is followed by a credit approval within 72 hours of applying for it and a loan disbursal of the sanctioned sum within 4 days of the approval.
With Bajaj Finserv’s Loan Against Property in Vadodara, you can opt to go for part-prepayment of the loan amount or foreclose the loan before its tenure ends. Such facilities involve a convenient application process and do not require any additional charges or fees.
Opt for the convenient mortgage balance transfer facility to enjoy the additional benefits of a competitive rate of interest on the Loan Against Property against minimal charges. Also, avail convenient access to additional funds via Top-up Loan which caps at Rs.50 lakh and comes with no end usage restriction.
Manage your account at your convenience of place and time via the Bajaj Finserv customer portal Experia. Check your account statement, check your outstanding loan amount, and pay your EMIs.
Avail Bajaj Finserv’s Loan Against Property in Vadodara to enjoy its Flexi Hybrid features under which you pay interest only on the withdrawn or used credit amount. Pay interest only EMIs on the pre-sanctioned secured advance and repay at your convenience.
Avail the benefits of such advances by meeting a few nominal mortgage loan eligibility criteria and furnishing essential documents. It includes –
Salaried employees: 33-58 years of age, Indian resident, and a salaried employee working in a public or private sector, or in an MNC.
Self-employed borrowers: 25-70 years of age, Resident of any of the lender specified Indian cities, have a regular source of income.
Salaried employees: Latest salary slip, copy of the papers to be mortgaged, IT returns, address proof, KYC documents, and bank account statement of the last 3 months.
Self-employed borrowers: Address proof, KYC documents, bank account statement of the last 6 months, and copy of the papers for the property to be mortgaged.
These mortgage loans come with attractive mortgage interest rates that can be availed by both eligible salaried and self-employed borrowers. They also come with nominal processing fees, and other such charges, thereby reducing the total cost of the loan availed.
You can apply for Bajaj Finserv’s mortgage loan online by filling up the application form. For more details, you may call on 1800-103-3535, if you are a new customer. Existing clients may reach us at 020-3957-5152 or visit loan against property contact details.