Bajaj Finance in your city
Chennai, often known as the banking capital of India, has a robust economic base anchored in sectors like automobile, software, medical tourism, hardware manufacturing, and financial services. As one of India’s most productive metro areas, Chennai offers a high quality of life that warrants a strong investment plan. Fortunately, low-risk investment options like fixed deposits help you grow your savings efficiently.
Invest online from the comfort of your home or visit any of our branches.
Features and benefits of fixed deposit
-
Assurance of highest deposit safety
Bajaj Finance has the highest safety ratings of ICRA’s MAAA (Stable) rating and CRISIL’s FAAA/ Stable rating, so there is no risk to your deposit.
-
Choose tenors ranging from 12 to 60 months and make your savings grow as per your convenience.
Flexible investment tenor
-
Attractive returns up to 7.30%*
Customers below the age of 60 investing online can earn up to 6.95% with additional interest rate benefits up to 0.40% p.a. for senior citizens.
-
Start investing in a Bajaj Finance Fixed Deposit in Chennai, with just Rs. 15,000.
Small initial deposit
-
Loan against FD facility
Get a loan of up to 75% of the FD amount and easily fund your urgent financial needs.
Grow your savings with a fixed deposit in Chennai
With a Bajaj Finance FD in Chennai, you can earn at an interest rate of up to 7.30%*. Moreover, your returns are backed by the highest safety ratings of FAAA by CRISIL and MAAA by ICRA.
Thus, you can enhance and stabilise your investment portfolio with this FD. With the easy online renewal processes, you can also use the FD calculator to know your returns and stay invested for longer.
Along with the ability to invest over a flexible tenor of 12 to 60 months, you can opt for cumulative fixed deposits to get high returns at maturity or go for non-cumulative fixed deposits to receive interest payouts periodically.
*Conditions apply
Fixed deposit rates in Chennai
Bajaj Finance offers one of the highest FD interest rates that help you grow your savings quickly. Find out the latest FD rates applicable on your deposit.
The annual rate of interest is valid for deposits from Rs. 15,000 up to Rs. 3 crore (w.e.f 11 June, 2025) |
|||
Tenor in months |
12 – 23 |
24 – 35 |
36 – 60 |
Cumulative |
7.40% |
7.35% |
8.05% |
Monthly |
7.16% |
7.11% |
7.77% |
Quarterly |
7.20% |
7.16% |
7.82% |
Half-yearly |
7.27% |
7.22% |
7.89% |
Annual |
7.40% |
7.35% |
8.05% |
Special FD interest rates for cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
At Maturity |
7.45% |
6.75% |
6.75% |
7.45% |
6.95% |
6.95% |
Special FD interest rates for non-cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
Monthly |
7.21% |
6.55% |
6.55% |
7.21% |
6.74% |
6.74% |
Quarterly |
7.25% |
6.59% |
6.59% |
7.25% |
6.78% |
6.78% |
Half Yearly |
7.32% |
6.64% |
6.64% |
7.32% |
6.83% |
6.83% |
Annual |
7.45% |
6.75% |
6.75% |
7.45% |
6.95% |
6.95% |
Rate benefits basis customer category (w.e.f 11 June, 2025)
- Additional rate benefits up to 0.40% p.a. for senior citizens
