Bajaj Finance Best Investment Plans

What is Cumulative Fixed Deposit

What is a cumulative fixed deposit?

  • In a cumulative fixed deposit, your interest is re-invested with the principal amount.

  • The amount you receive at maturity includes your principal amount and the total interest accumulated.

  • The tenor for this FD can range between 12 and 60 months.

  • Cumulative fixed deposits are best suited for investors who don’t need a regular interest payout, but would want more returns on their FDs.


  • Also Read: Difference between Cumulative and Non-cumulative fixed deposit