Investment Journey

  • Mobile Verification

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) OKYC (offline Aadhar) 3) Upload documents

    Got It

  • Personal Details

  • Investment Details

  • Payment

  • E-mandate

Start saving with Bajaj Finance FD in few steps

Enter your mobile number, date of birth and request OTP to continue

OTP Sent

Please enter the OTP received on your mobile

Earn more with our Fixed Deposit View Interest Rates

100% Online process. Quickest ways to book an FD

Highest Credit Ratings - FAAA (Stable) by CRISIL and MAAA/ Stable by ICRA

Highest Credit Ratings - FAAA by CRISIL and MAAA by ICRA

Rate of Interest effective 22nd Nov. 2022

All the rates of interests mentioned are annualized and from Rs. 15,000 to Rs. 5 Crore per deposit. Interest rates will be applicable as on date of deposit amount realisation in BFL account.

For senior citizens* (Inclusive of additional rate benefit of 0.25% p.a.):

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
15 7.20% 6.97% 7.01% 7.08% 7.20%
18 7.25% 7.02% 7.06% 7.12% 7.25%
22 7.35% 7.11% 7.16% 7.22% 7.35%
30 7.55% 7.30% 7.35% 7.41% 7.55%
33 7.55% 7.30% 7.35% 7.41% 7.55%
39 7.85% 7.58% 7.63% 7.70% 7.85%
44 7.95% 7.67% 7.72% 7.80% 7.95%

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
12-23 7.05% 6.83% 6.87% 6.93% 7.05%
24-35 7.50% 7.25% 7.30% 7.36% 7.50%
36-60 7.75% 7.49% 7.53% 7.61% 7.75%

For Non senior citizens

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
15 6.95% 6.74% 6.78% 6.83% 6.95%
18 7.00% 6.79% 6.82% 6.88% 7.00%
22 7.10% 6.88% 6.92% 6.98% 7.10%
30 7.30% 7.07% 7.11% 7.17% 7.30%
33 7.30% 7.07% 7.11% 7.17% 7.30%
39 7.60% 7.35% 7.39% 7.46% 7.60%
44 7.70% 7.44% 7.49% 7.56% 7.70%

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
12-23 6.80% 6.60% 6.63% 6.69% 6.80%
24-35 7.25% 7.02% 7.06% 7.12% 7.25%
36-60 7.50% 7.25% 7.30% 7.36% 7.50%

Rate of Interest effective 22nd Nov. 2022

All the rates of interests mentioned are annualized and from Rs. 5,000 to Rs. 5 Crore per deposit. Interest rates will be applicable as on date of deposit amount realisation in BFL account.

Senior Citizens* (Inclusive of additional rate benefit of 0.25% p.a.)

Tenor in months Cumulative rates of interest
At Maturity
15 7.20%
18 7.25%
22 7.35%
30 7.55%
33 7.55%
39 7.85%
44 7.95%

Tenor in months Cumulative rates of interest
At Maturity
12-23 7.05%
24-35 7.50%
36-60 7.75%

Non - Senior Citizens

Tenor in months Cumulative rates of interest
At Maturity
15 6.95%
18 7.00%
22 7.10%
30 7.30%
33 7.30%
39 7.60%
44 7.70%

Tenor in months Cumulative rates of interest
At Maturity
12-23 6.80%
24-35 7.25%
36-60 7.50%

Investment Journey

  • Mobile Number

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) oKYC (offline Aadhar) 3) Upload documents

    Got It

  • Personal Details

  • Investment Details

  • Complete Payment

  • E-mandate

Complete your KYC

The below details will help us check your KIN/CKYCR no. available with CERSAI

Earn more with our Fixed Deposit View Interest Rates

Deposits starting Rs. 15,000

Highest stability ratings of FAAA and MAAA

0.25% additional interest for senior citizens

Investment Journey

  • Mobile Number

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) oKYC (offline Aadhar) 3) Upload documents

    Got It

  • Personal Details

  • Investment Details

  • Complete Payment

  • E-mandate

Provide required details to proceed

Enter your personal details, address and nominee details

Personal Details

Select customer ID
This customer ID belongs to your FD account maintained with us
+91
Enter your mobile number
Select title
Enter your full name
Enter your email address
Enter your valid email address
Enter your pan number
Select Annual Income
Enter your birth date
Select Marital Status
Select Occupation

Address

Enter your permanent address
Permanent Address

You can update your address by writing at wecare@bajajfinserv.in, after your investment is done.

Got It
Enter your pin code
Enter 6-digit pin code

My communication address is same as permanent address

Enter your communication address
Enter your communication address
Communication address

Kindly provide your complete communication address here. All your FD deliverables will be sent to the same address.

Got It
Enter your pin code
Enter 6-digit pin code
Upload Bank Account Type Proof

Other Details

Select title
Enter your father's full name
Enter your father's/mother's/spouse's full name
Select title
Enter your mother's full name
Enter your father's/mother's/spouse's full name
Select title
Enter your spouse full name
Enter your father's/mother's/spouse's full name

Nominee Details

You may choose to provide the details later

Select title
Enter your nominee full name
Enter nominee's date of birth
Enter nominee's date of birth, as per govt. ID proof
Nominee Date of Birth

Please enter the nominee's date of birth, as per government ID proof. In case nominee is a minor (under 18 years of age), please provide guardian details.

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Select their relation with you
Select their relation with you

Is nominee's address same as Primary Applicant's address

Enter your communication address
Enter nominee's communication address
Enter your pin code
Enter nominee's 6-digit pin code

Guardian Details

Since your nominee is a minor, please provide guardian details

Select title
Enter your guardian full name
Enter guardian's full name
Enter guardian's age
Enter guardian's age
Guardian Age

Guardian should be above 18 years of age.

Got It
Select the relationship with Nominee
Select the relationship with Nominee

Is the guardian address same as nominee?

Enter Guardian's communication address
Enter guardian's communication address
Enter Guardian's pin code
Enter guardian's 6-digit pin code

The nomination facility ensures that your funds are easily transferred to the chosen individuals in your absence. If there is no nominee, there is a chance that your rightful heir(s) may be asked to produce a court order or a succession certificate to claim money.

Investment Journey

  • Mobile Number

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) oKYC (offline Aadhar) 3) Upload documents

    Got It

  • Personal Details

  • Investment Details

  • Complete Payment

  • E-mandate

Select your preferred FD plan

Choose the deposit amount, interest payout and tenor

Deposit amount (Min Rs. 15,000 & Max Rs. 5 crore)

Minimum amount 15,000

Your investment amount is less than Rs. 15,000. Grow your savings with Systematic Deposit Plan starting at Rs. 5,000 per month Start saving with Systematic Deposit Plan

Interest payout

Interest payout

Please choose your preferred interest payout mode. You will receive interest as per the chosen option.

Got It
Please choose your preferred payout option

Recommended for maximum returns

Tenor (in months)

Tenor (months)

Flexible tenor : Choose tenor between 12 and 60 months

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Please select a suitable tenor
Min 12 months
Max 60 Max

Special Tenor (in months)

Please select a suitable tenor

Recommended for maximum returns

Your Deposit Summary

Total payout (principle + total interest)

-

Deposit Amount

-

Tenor

-

Interest Payout Option

-

Interest rate per annum

-

Interest amount* (Monthly)

-

Maturity month

-

Disclaimer: Actual returns may vary slightly if deposit includes a leap year.

*Interest start date will be at transaction date subject to fund realisation in BFL's account from payment gateway. The working days exclude public holidays or Saturday (Second & Fourth) or Sunday.

*If the date of transaction falls on any banking holiday, then your deposit will be booked on the next working day. Accordingly, there could be a slight delay in your Fixed Deposit Receipt. However, your interest start date will be from the date you transfer the funds.

Select Bank

Popular banks

Oops! Only UPI payment mode is available for the bank selected and UPI payments do not support transaction amounts greater than 1 lakh in a day. Hence, please select another bank from the list which has Netbanking payment mode available. You can view available payment modes here

Please provide your bank account number
Should be in the name of FD applicant
Your Fixed Deposit will be booked successfully if your bank details given to BFL will be correctly matched with the payment bank details. In case of any mismatch in bank account number/account holder name from where FD funds are received, refund shall be processed in 7 working days without any interest
Bank account number

The bank account number must be on the name of FD applicant, as the final amount will be credited to this bank account on maturity. The bank account details can be changed later by submitting a cancelled cheque.

Got It
Saving Bank Account Type
Saving Bank Account Type

This can be located through your net/mobile banking. Alternatively, you can locate it on your bank cheque or passbook

Got It
Upload Bank Account Type Proof
Enter your IFSC Code
Should be in the name of FD applicant
IFSC

This can be located through your net/mobile banking. Alternatively, you can locate it on your bank cheque or passbook

Got It

Payment mode

Form 15G/H

Do you want to submit form 15G/H?

Why submit Form 15G/H

Income-tax, wherever applicable, will be deducted at source on the Deposit in accordance with Section 194-A of the Income Tax Act, 1961, except where appropriate Certificate/form as prescribed under the Income Tax Act, 1961 (refer to Form 15G/H enclosed with the deposit application form) is furnished to Company's registered office at least 2 (two) months prior to the due date of payment of interest.

At present tax is deductible, if the aggregate amount of interest paid or payable during the financial year exceeds 5,000/- (Rupees five thousand only). It is the sole responsibility of the applicant to provide the Company with a fresh Form 15G/H for every assessment year. Non-submission of relevant form or submission of incomplete/incorrect form may result in tax deduction and BFL will not be responsible for the same. Applicant can also fill Form 15 G/H through Experia.

If the aggregate amount of interest paid or payable during the financial year exceeds INR 2,50,000/- (Rupees two lacs fifty thousand only) for non senior citizens, INR 5,00,000/- (Rupees five lacs only) for senior citizens and for super senior citizens (aged 80 years and above), then form 15 G/H will not be valid and tax will be deducted and paid to tax authority. The extant tax regulations/guidelines as amended from time to time will be applicable. Form 15G/H submitted with the Application, will be applicable for all the deposits made under the same plan during the financial year. For each financial year, Applicant will have to submit separate Form 15G/H.

Got It

Interest earned on FDs is taxable. Hence, filling Form 15G (for non-senior citizens) or 15H (for senior citizens) each year helps avail TDS exemption on the interest earned on fixed deposits in a financial year.

Enter your TDS Waiver
Enter your Financial Year

Find IFSC Code

Select Bank
Select City
Select Branch

HDFC0001234 : HDFC Bank, Worli Seaface

Investment Journey

  • Mobile Number

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) oKYC (offline Aadhar) 3) Upload documents

    Got It

  • Personal Details

  • Investment Details

  • Complete Payment

  • E-mandate

Select your preferred SDP

Choose deposit amount, interest payout and tenor

Monthly Deposit Amount (Min 5,000 & Max 5 Cr)

Minimum amount 5,000

Choose Systematic Deposit Plan

Help me decide
Grow your savings with SDP

Start your investment journey with as little as Rs. 5,000 each month and

get attractive returns on a single day

Got It

Tenor (months)

Tenor

Applicable tenor will be from 12 to 60 months

Got It
Min 12 months
Max 60 Max

Special Tenor (months)

Choosing a longer tenor can give you better returns

Number of Deposits

Please select no. of Deposits
Min. 6 to Max. 48 deposits

Date of Subsequent Deposit

Date of Subsequent deposit

SDP amount will be auto-debited on your chosen date of every month

Got It
Please select date of Subsequent Deposit
On this date (every month), SDP amount will be auto debited
  • Number of deposits are excluding the 1st deposit you would be paying now through Netbanking/UPI.
  • The subsequent deposits will be debited every month on the selected date. However, until successful registration of NACH mandate, no subsequent deposit shall be booked.
  • You will receive an SMS to register your E-mandate. In case of no e-mandate registration, we will refund first SDP amount within 90 working days. In case of any subsequent SDP bounce through e-mandate, the SDP for that specific month shall not get booked.

Your Deposit Summary (Monthly Maturity)

Total Maturity amount

Rs. 1,82,140

Rate of Interest per annum*
Number of Deposits*

7

Tenor

48 months

Date of each Deposit

3rd

Total interest amount

Rs. 42,140

Maturity month
Deposit Amount

Rs. 20,000

Total Deposit Amount.

Rs. 1,40,000

Disclaimer: Number of deposits appearing in the deposit summary section are including your 1st deposit you would be paying through NetBanking/UPI.

*The returns are indicative and computed on the basis of the assumption that ROI will not change. Hence, this amount may vary. In practice, interest rate prevailing on date of each deposit will be applicable to that particular deposit.

*Interest start date will be at transaction date subject to fund realisation in BFL's account from payment gateway. The working days exclude public holidays or Saturday (Second & Fourth) or Sunday.

*If the date of transaction falls on any banking holiday, then your deposit will be booked on the next working day. Accordingly, there could be a slight delay in your Deposit Receipt. However, your interest start date will be from the date you transfer the funds.

Select Bank

Popular banks

Oops! Only UPI payment mode is available for the bank selected and UPI payments do not support transaction amounts greater than 1 lakh in a day. Hence, please select another bank from the list which has Netbanking payment mode available. You can view available payment modes here

Enter your Account Number
The bank account should be a savings account in your name
Your Deposit will be booked successfully if your bank details given to BFL will be correctly matched with the payment bank details. In case of any mismatch in bank account number/account holder name from where FD funds are received, refund shall be processed in 7 working days without any interest
Bank account number

The bank account number must be on the name of FD applicant, as the final amount will be credited to this bank account on maturity. The bank account details can be changed later by submitting a cancelled cheque.

Got It
Saving Bank Account Type
Saving Bank Account Type

This can be located through your net/mobile banking. Alternatively, you can locate it on your bank cheque or passbook

Got It
Upload Bank Account Type Proof
Enter your IFSC
IFSC

This can be located through your net/mobile banking. Alternatively, you can locate it on your bank cheque or passbook

Got It

Payment mode

Form 15G/H

Do you want to submit form 15G/H?

Why submit Form 15G/H

Income-tax, wherever applicable, will be deducted at source on the Deposit in accordance with Section 194-A of the Income Tax Act, 1961, except where appropriate Certificate/form as prescribed under the Income Tax Act, 1961 (refer to Form 15G/H enclosed with the deposit application form) is furnished to Company's registered office at least 2 (two) months prior to the due date of payment of interest.

At present tax is deductible, if the aggregate amount of interest paid or payable during the financial year exceeds 5,000/- (Rupees five thousand only). It is the sole responsibility of the applicant to provide the Company with a fresh Form 15G/H for every assessment year. Non-submission of relevant form or submission of incomplete/incorrect form may result in tax deduction and BFL will not be responsible for the same. Applicant can also fill Form 15 G/H through Experia.

If the aggregate amount of interest paid or payable during the financial year exceeds INR 2,50,000/- (Rupees two lacs fifty thousand only) for non senior citizens, INR 5,00,000/- (Rupees five lacs only) for senior citizens and for super senior citizens (aged 80 years and above), then form 15 G/H will not be valid and tax will be deducted and paid to tax authority. The extant tax regulations/guidelines as amended from time to time will be applicable. Form 15G/H submitted with the Application, will be applicable for all the deposits made under the same plan during the financial year. For each financial year, Applicant will have to submit separate Form 15G/H.

Got It

Interest earned on FDs is taxable. Hence, filling Form 15G (for non-senior citizens) or 15H (for senior citizens) each year helps avail TDS exemption on the interest earned on fixed deposits in a financial year.

Enter your TDS Waiver
Enter your Financial Year

Find IFSC Code

Select Bank
Select City
Select Branch

HDFC0001234 : HDFC Bank, Worli Seaface

Declarations

Kindly go through all the declarations before proceeding

Director or Promoter of Bajaj Finance Ltd
Relative of Director of Bajaj Finance Ltd
Shareholder of Bajaj Finance Ltd
Are you a politically exposed person (PEP)?
Are you a relative to politically exposed person (PEP)?
Tax residency declaration

Are you a citizen, national or taxresident of any country outside India?

We cannot proceed to book an online deposit for a citizen/national of another country other than India
Please accept Terms and Conditions

Investment Journey

  • Mobile Number

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) oKYC (offline Aadhar) 3) Upload documents

    Got It

  • Personal Details

  • Investment Details

  • Complete Payment

  • E-mandate

Complete KYC to proceed

Your CKYC process was unsuccessful. You can proceed further by choosing any of the below option

By uploading KYC documents

We will require an identity proof, address proof, photograh and signature proof
Recommended

Offline verification of Aadhaar Number

You will require your mobile number linked with Aadhaar for OTP verification

Upload KYC documents

Maximum file size 4MB and format should be in (jpeg, .jpg, .pdf)

Select proof of identity
Remove
Remove
Select proof of address
Remove
Remove
Select proof of signature
Signature

Do's and dont's

File size: Under 4 MB | Formats: JPEG, PNG, PDF Ensure that your signature is clearly visible in the picture with no blur/shadow causing visibility issues. Do not edit the picture in any way. Make sure the picture is clear and close enough to read without cropping/editing.

Got It
Remove
Select proof of address
Photograph

Do's and dont's

Do not edit or modify the image. The picture should include your full face with no visibility issues caused due to shadows, reflections or distortions.

Got It
Remove

Earn more with our Fixed Deposit View Interest Rates

Deposits starting Rs. 15,000

Highest stability ratings of FAAA and MAAA

0.25% additional interest for senior citizens

Investment Journey

  • Mobile Number

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) oKYC (offline Aadhar) 3) Upload documents

    Got It

  • Personal Details

  • Investment Details

  • Complete Payment

  • E-mandate

Bank Name Available Payment Modes
ABHYUDAYA COOPERATIVE BANK LIMITED UPI
AHMEDABAD MERCANTILE COOPERATIVE BANK UPI
ALLAHABAD BANK Net Banking , UPI
ANDHRA BANK Net Banking , UPI
ANDHRA PRAGATHI GRAMEENA BANK UPI
APNA SAHAKARI BANK LIMITED UPI
AU SMALL FINANCE BANK LIMITED UPI
AXIS BANK Net Banking , UPI
BANDHAN BANK LIMITED Net Banking , UPI
BANK OF BARODA Net Banking , UPI
BANK OF INDIA UPI
BANK OF MAHARASHTRA Net Banking , UPI
BASSEIN CATHOLIC COOPERATIVE BANK LIMITED UPI
BHAGINI NIVEDITA SAHAKARI BANK LTD PUNE UPI
CANARA BANK Net Banking , UPI
CAPITAL SMALL FINANCE BANK LIMITED UPI
CENTRAL BANK OF INDIA Net Banking , UPI
CITI BANK UPI
CITY UNION BANK LIMITED Net Banking , UPI
CORPORATION BANK Net Banking , UPI
DCB BANK LIMITED UPI
DENA BANK Net Banking , UPI
DEUSTCHE BANK UPI
DHANALAKSHMI BANK Net Banking , UPI
EQUITAS SMALL FINANCE BANK LIMITED UPI
ESAF SMALL FINANCE BANK LIMITED UPI
FEDERAL BANK UPI
FINCARE SMALL FINANCE BANK LTD UPI
G P PARSIK BANK UPI
HDFC BANK Net Banking , UPI
HSBC BANK UPI
ICICI BANK LIMITED Net Banking , UPI
IDBI BANK Net Banking , UPI
IDBI BANK Net Banking , UPI
INDIAN BANK UPI
INDIAN OVERSEAS BANK UPI
INDUSIND BANK Net Banking , UPI
JAMMU AND KASHMIR BANK LIMITED UPI
JANA SMALL FINANCE BANK LTD UPI
KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK LIMITED UPI
KALUPUR COMMERCIAL COOPERATIVE BANK UPI
KARNATAKA BANK LIMITED UPI
KARNATAKA VIKAS GRAMEENA BANK UPI
KARUR VYSYA BANK Net Banking , UPI
KERALA GRAMIN BANK UPI
KOTAK MAHINDRA BANK LIMITED Net Banking , UPI
Maharashtra Gramin Bank UPI
MAHARASHTRA STATE COOPERATIVE BANK UPI
NUTAN NAGARIK SAHAKARI BANK LIMITED UPI
ORIENTAL BANK OF COMMERCE UPI
PUNJAB AND SIND BANK UPI
PUNJAB NATIONAL BANK Net Banking , UPI
RAJASTHAN MARUDHARA GRAMIN BANK UPI
RAJKOT NAGRIK SAHAKARI BANK LIMITED UPI
RBL Bank Limited UPI
Shri Veershaiv Co Op Bank Ltd UPI
SOUTH INDIAN BANK Net Banking , UPI
STANDARD CHARTERED BANK UPI
STATE BANK OF INDIA Net Banking , UPI
Suco Souharda Sahakari Bank Ltd UPI
SURYODAY SMALL FINANCE BANK LIMITED UPI
SUTEX COOPERATIVE BANK LIMITED UPI
SYNDICATE BANK Net Banking , UPI
TAMILNAD MERCANTILE BANK LIMITED UPI
TELANGANA STATE COOP APEX BANK UPI
THE THANE BHARAT SAHAKARI BANK LIMITED UPI
AHMEDNAGAR MERCHANTS CO-OP BANK LTD UPI
THE ANDHRA PRADESH STATE COOPERATIVE BANK LIMITED UPI
THE BARAMATI SAHAKARI BANK LTD UPI
THE COSMOS CO OPERATIVE BANK LIMITED UPI
THE GADCHIROLI DISTRICT CENTRAL COOPERATIVE BANK LIMITED UPI
THE GUJARAT STATE COOPERATIVE BANK LIMITED UPI
THE HASTI COOP BANK LTD UPI
KALYAN JANATA SAHAKARI BANK UPI
LAXMI VILAS BANK Net Banking , UPI
THE MEHSANA URBAN COOPERATIVE BANK UPI
THE MUNICIPAL COOPERATIVE BANK LIMITED UPI
The Muslim Co-operative Bank Ltd UPI
SARASWAT COOPERATIVE BANK LIMITED UPI
THE UDAIPUR URBAN CO OPERATIVE BANK LTD UPI
THE URBAN CO OPERATIVE BANK Ltd No ONE SEVEN FIVE EIGHT PERINTHALMANNA UPI
THE VARACHHA COOPERATIVE BANK LIMITED UPI
The Vijay Co Operative Bank Limited UPI
THE VISHWESHWAR SAHAKARI BANK LIMITED UPI
UCO BANK UPI
Ujjivan Small Finance Bank Limited UPI
UNION BANK OF INDIA Net Banking , UPI
UNITED BANK OF INDIA UPI
VIJAYA BANK UPI
YES BANK UPI

Your OKYC Process was unsuccessful, You can Proceed further by choosing Document Upload

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