Features and benefits
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Funds up to Rs. 80 lakh
Address any business-related expense without restriction using this sizable sanction.
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Unsecured loan
To qualify for our commercial loan, you don’t need to pledge your business or personal assets as collateral.
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Personalised deals
Enjoy pre-approved offers from Bajaj Finserv that make the process of availing of finance easy and hassle-free.
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Flexi Facility Charge
Avail of the unique Flexi loan for repayment perks. With this feature, you can reduce your monthly outgo by up to 45%*.
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Online loan management
Access all your loan-related information anywhere, anytime, with the help of our online customer portal.
Whether you're looking to buy or lease machinery, refill your inventory, improve the existing infrastructure, or increase working capital, a commercial loan from Bajaj Finserv is a viable solution. With an ample loan amount, you can grow your business and increase profitability. This loan comes with a flexible tenor of up to 96 months that ensure your monthly outgo is optimal.
Eligibility criteria and documents required
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity)
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Nationality
Indian
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CIBIL score
Check your CIBIL Score for FREE685 or higher
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Work status
Self-employed
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Business vintage
At least 3 years
You will need the following documents to apply:
- KYC documents
- Business proof: Certificate of business ownership
- Other financial documents
Fees and charges applicable
Bear only nominal charges and an affordable interest rate on a commercial loan from Bajaj Finserv. Click here for the full list of charges.
Application process
Apply online for the commercial loan by following these simple steps:
- 1 Click on ‘APPLY ONLINE’ to go to the online application form
- 2 Fill in your basic information and enter the OTP sent to your registered mobile number
- 3 Fill in your personal and business information
- 4 Upload the last 6 months bank account statements and submit the application
Our representative will call you shortly after to offer further loan processing instructions.
*Conditions apply
**Document list is indicative
