Bajaj Finserv in your city
Pune has emerged as an epicentre of education with numerous prestigious colleges and universities. It is also the country’s second-leading IT hub and a major automobile and manufacturing centre.
Get a loan against property in Pune at attractive interest rates from Bajaj Finserv. We have 15 branches across the city.
Features and benefits
Applicants interested in availing a loan against property in Pune can read more to know about the features of the Bajaj Finserv Home Loan.
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Affordable rates on loans
Starting from 8% to 14% per annum, Bajaj Finserv offers applicants an affordable funding option to fit their finances.
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Speedy turn-around time
No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 72 hours* hours from approval.
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Higher loan amount
Bajaj Finserv provides loan amount up to Rs. 10.50 crore* to eligible candidates and to boost your home buying journeys.
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Digital loan information
Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform, and never miss a payment that is due.
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Long tenor stretch
The Bajaj Finserv Loan Against Property tenor stretches up to 15 years allowing borrowers a buffer period to plan out their EMI payments.
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Zero contact loans
Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.
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Nil prepayment and foreclosure charge
If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. However, apart from above situation part pre-payment charges are applicable for term Loan up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. Part pre-payment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi.
Pune, being an education hub, attracts almost half of India’s total foreign students. There are various training and research institutes of management, information technology and education located here. Additionally, the largest pumps manufacturer and exporter of India and Asia’s largest infrastructure pumping project contractor are based in Pune.
Whether you are salaried or self-employed, Bajaj Finserv brings loans against property in Pune designed for you. Our financial product comes with features such as easy repayment, quick processing, hassle-free application, online account management, etc. Eligible borrowers can opt for Flexi loans to reduce their monthly outflow significantly. Read our terms and conditions to know more.
Eligibility and documents for loan against property in Pune
Both salaried and self-employed individuals can borrow high-value funds by meeting these loan against property eligibility criteria.
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Age
Minimum age: 25 years* (18 years for non-financial property owners)
Maximum age: 85 years* (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure -
CIBIL score
750+
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Nationality
Resident Indian
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Job status
Self-employed and salaried
Bajaj Finserv sanctions funds up to 75% to 90% of the property value in the market. Fulfil the easy-to-meet eligibility criteria to avail a higher loan amount. The documents required are minimal, including property papers, KYC documents, financial documents, etc.
Interest rates and charges for loan against property in Pune
Check out the loan against property interest rates to assess your total cost of borrowing and apply accordingly.
