Features and Benefits of Personal Loan in Sirhind
Sirhind, in the Fatehgarh Sahib district of Punjab, has witnessed rapid development over the past few years. The city has a high historical and religious significance. It is located close to major cities in the state such as Chandigarh, Ambala and Ludhiana.
Avail a collateral-free personal loan in Sirhind from Bajaj Finserv, one of India’s leading private lenders, and meet your financial necessities conveniently.
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Quick disbursal
Get the personal loan disbursed to your bank account within 12 hours* of approval.
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Immediate approval
Fill up the online application form and receive approval on your personal loan within minutes.
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High loan amount
Obtain a hassle-free personal loan finance of up to Rs.25 lakh for your various requirements such as wedding, travel, and debt consolidation.
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Avail without collateral
Since the Bajaj Finserv Personal Loan is an unsecured loan, you don’t need to pledge any asset as collateral.
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Flexi loan facility
Lower your EMIs by up to 45% with the flexi loan feature. Pay interest only on the amount you have utilized from the total sanction.
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Pre-approved offers
Opt for a pre-approved personal loan to reduce the overall processing time. Simply enter your name and contact number to check the pre-approved offer for you.
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No hidden charges
The personal loan comes with zero hidden or surprise charges. Experience 100% transparency in our terms and conditions.
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Minimum documents required
Complete the online application process with the documents required for a personal loan.
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Flexibility in repayment
Choose a tenor that suits your repayment capability the best. Repay over a flexible tenor of up to 60 months.
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Experia
Use the online customer portal, Experia, to stay updated about the details related to your personal loan.
Eligibility Criteria for Personal Loan in Sirhind
Fulfil our easy-to-meet personal loan eligibility criteria and submit the necessary documents to get instant approval.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Sirhind
Bajaj Finserv offers personal loans at attractive interest rates and associated charges. Find out your monthly instalments with the help of our online personal loan EMI calculator.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
Call us at 1800-103-3535 or send an SMS ‘PL’ to 9773633633 if you are a new customer for more details about a personal loan in Sirhind.
Alternatively, contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.in if you are an existing customer.
*Conditions apply
