Bajaj Finserv in your city
Dharamshala is one of the most famous tourist destinations in Himachal Pradesh. It has been chosen for development under the government’s Smart Cities Mission.
Residents of Dharamshala can now access large financing with a personal loan from Bajaj Finserv. To benefit from the best features on loan, click on ‘Apply Online’.
Features of personal loan in Dharamshala
Repayments are now easier with tenors of up to 60 months. Choose an appropriate schedule at your convenience.
Addressing monetary urgencies have become easier with the instant approval feature from Bajaj Finserv.
Money within 24 hours*
The approved funds are transferred to your bank account within 24 hours*. Use as and when required.
Loans up to Rs. 25 lakh loan
You can avail of credit up to Rs. 25 lakh and utilise the money for multiple purposes unrestrictedly.
Submit basic documents
Avoid keeping any asset against the funds you seek. Avail of the personal loan instantly by meeting simple eligibility criteria.
To access your loan information, such as application status, EMI, principal, etc., log in to our customer portal – Experia.
With Flexi loan facility, pay up to 45%* lesser EMIs on your personal loan.
Dharamshala is known for its tea plantations, including the famous Kangra tea. The city also serves as a pit stop for several popular trekking trails.
Interested individuals looking for adequate financing can approach Bajaj Finserv. Our personal loans of up Rs. 25 lakh can fulfil diverse necessities without any hassle. Borrowers can now stay updated about their loan application status, EMI due dates, upcoming payments, current outstanding and more through our customer portal – Experia. Enjoy the most flexible terms of borrowing from us.
Following are the personal loan eligibility parameters every borrower needs to meet.
750 and higher
Between 21 years and 67 years*
View the city list to know your minimum income
Besides the above, you must try to keep your financial obligations to a minimum. Improve your credit score and maintain a clean credit history for instant approval. With Bajaj Finserv, be assured of accessibility and affordability.
Frequently asked questions
You need to pay up to 4% of the personal loan amount as a processing fee.
Yes. Bajaj Finserv allows part payment of personal loans with a maximum of six EMIs in a calendar year. Again, the minimum amount for every part payment is three EMIs.
This online tool calculates EMIs based on the following formula:
E = P x R x (1+R) ^N / ((1+R) ^N-1).
No. Bajaj Finserv EMI Calculator computes the EMIs, interest payable and total cost of loan automatically. However, you need to provide the loan amount, the applicable rate of interest and the preferred tenor.