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Features and Benefits of Personal Loan in Dharamshala

Dharamshala is a popular tourist destination located in the Kangra district of Himachal Pradesh. It houses the Central Tibetan Administration’s headquarters and is the residence of the Dalai Lama. The city is known for its tea plantations, including the famous Kangra tea. The city also serves as a pitstop for several popular trekking trails.

Private financers like Bajaj Finserv make high-value financing easily accessible for various needs across India. Apply for our customised personal Loan in Dharamshala at nominal interest rates and benefit from some great features.

  • Flexible tenors

    Tenor up to 60 months

    Evaluate your financial condition and opt for repayment-friendly tenors of up to 60 months.

  • No hidden charges

    Being your trusted loan agents, Bajaj Finserv ensures no hidden rates as per our transparent policy.

  • Instant approval

    Quick approval

    Apply for a private finance loan via an online application form to enjoy instant approval.

  • Money in the Bank Within 48 Hours

    Money in bank in 12 hours*

    Trust Bajaj Finserv as reliable private lenders during emergencies. Find the loan amount sanctioned within 12 hours*.

  • Avail loans up to Rs.25 lakh

    Benefit from loan amounts up to Rs.25 lakh to sufficiently finance varied short-term emergency requirements, personal or business.

  • Minimal documentation

    Minimal documentation

    Forget time-consuming and complex documentation process. With Bajaj Finserv, submit the few essential documents required for a personal loan which will be collected from your doorstep.

  • No collateral or guarantor

    Avail the personal loan finance against easy-to-meet eligibility criteria. No guarantor or collateral needed.

  • Pre-approved offers

    Pre-approved offers

    Go for a simplified procedure to avail instant loan and save more time with pre-approved offers.

  • Online loan account access

    Online loan account

    Log in to Experia and stay updated about your loan-related information 24x7.

  • Pay up to 45% lower EMI

    Flexi loan facility

    Pay interest only for the utilised loan amount for the initial part of the tenor and lower your loan EMIs by up to 45% with the Flexi Loan facility offered only by your choicest loan provider, Bajaj Finserv.

Eligibility Criteria for Personal Loan in Dharamshala

Increase your chances of approval by fulfilling the personal loan eligibility parameters.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates on a Personal Loan in Dharamshala

Enquire about all the fees and charges other than the attractive personal loan interest rates before availing. Take help of the online personal loan EMI calculator to plan your finances and repay hassle-free.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Call us at 1800-103-3535 or send an SMS ‘PL’ to 9773633633 for more details about a Bajaj Finserv Personal Loan in Dharamshala if you are a new customer.

Contact us at 020-3957 5152 or send an email to if you are an existing customer.

*Conditions apply

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?