The Maharashtra Housing and Area Development Authority (MHADA) serves as the primary agency for affordable housing, slum redevelopment, and reconstruction in Maharashtra. MHADA offers affordable housing units through lotteries conducted by its various boards across the state. This guide explains how to apply for MHADA lottery units and check draft and final lists.

Latest update

The Maharashtra Housing and Area Development Authority (MHADA) is preparing to roll out a new housing lottery offering around 5,000 low-cost homes in Mumbai. The scheme will be launched around Diwali 2025. Online applications will open on 15 September 2025 and close on 15 November 2025. The draw is scheduled for 13 December 2025. Homes will be available in areas such as Darsh Nagar (Worli), Guru Teg Bahadur Nagar (Chunabhatti), Motilal Nagar, and PMGP Colony (Jogeshwari). MHADA’s CEO, Sanjeev Jaiswal, confirmed these details during a recent press briefing, saying the lottery will focus on redevelopment projects across Mumbai’s suburbs.

About MHADA Lottery

The Maharashtra Housing and Area Development Authority (MHADA) launched an affordable housing scheme in the year 2020-21. It is planned for the vicinity of Mumbai Metropolitan Region (MMR). The MHADA Lottery 2020 include home options under four categories. They are Economically Weaker Section (EWS), Lower Income Group (LIG), Middle Income Group (MIG), and Higher Income Group (HIG). It is possible to apply for the MHADA Lottery 2020 after following social distancing norms owing to COVID-19. There has been more than a year since the housing authority came up with the scheme. The last time it was done in June 2019. Under that, 2017 units across different categories in and around Mumbai were allotted.

What is MHADA Konkan Lottery 2025

The MHADA Konkan Lottery is a housing lottery that offers affordable homes in the Konkan region of Maharashtra. The Maharashtra Housing and Area Development Authority (MHADA) runs the lottery. 

Mhada Konkan Lottery 2024: Important dates

Here is a list of important deadlines related to the Mhada Konkan housing lottery for 2025:

Event

Date

Online application began

October 12, 2024

Last date to apply online

January 6, 2025

Last date for online payment

January 7, 2025

Last date for RTGS/NEFT payments

January 7, 2025

Draft applicant list published

January 20, 2025

Final applicant list released

January 24, 2025

Lottery draw event

February 5, 2025

Refund process starts

February 7, 2025

 

What are the benefits? 

  • The lottery offers affordable homes in a region where real estate is expensive.
  • The lottery includes various schemes to cater to different needs and budgets.
  • The lottery helps make home ownership more affordable for people in the region.

What are the eligibility criteria?

  • The lottery has different income categories, including EWS (Economically Weaker Section), LIG (Low-Income Group), and MIG (Middle-Income Group). 
  • You need to link your mobile number and email address to your Aadhar card for verification.
  • You need to provide a domicile certificate issued after January 1, 2018. 

What are the various MHADA Boards formed in Maharashtra?

The Maharashtra Housing and Area Development Authority (MHADA) has several boards, including regional housing boards, special purpose boards, and local area planning authorities.

Regional housing boards

  • Mumbai Board: A regional housing board in the Mumbai region.
  • Konkan Board: A regional housing board in the Konkan region.
  • Pune Board: A regional housing board in the Pune region.
  • Nashik Board: A regional housing board in the Nashik region.
  • Nagpur Board: A regional housing board in the Nagpur region.
  • Amravati Board: A regional housing board in the Amravati region.
  • Aurangabad Board: A regional housing board in the Aurangabad region.

Special purpose boards

  • Mumbai building repairs and reconstruction Board: An independent board that looks after the greater Mumbai region.
  • Mumbai slum improvement Board: A board that implements the state government's slum improvement program in the Greater Mumbai region.

MHADA Lottery 2025 eligibility criteria

If you wish to participate in the MHADA Lottery 2025, then you would need to comply with its eligibility parameters.

 

  • The applicant needs to be at least 18 years old.
  • They should produce the Domicile Certificate that should vouch that he/ she has lived in Maharashtra for 15 continuous years.
  • Income proofs for the fiscal year must be produced. It includes average monthly income, reimbursable allowances like medical, transport, laundry, and more. It is up to Rs. 25,000 for EWS, Rs. 25,001 to Rs. 50,000 for LIG, Rs. 50,001 to Rs. 75,000 for MIG, and Rs. 75,001 and beyond for HIG.

The MHADA Lottery applicants need to have their PAN Cards.

While MHADA offers affordable housing through lotteries, securing financing for your dream home becomes easier with the right home loan partner. If you are planning to buy a home, consider exploring home loan options from Bajaj Finserv to bridge any funding gaps. Check your eligibility for competitive rates starting at 7.99%*  p.a.. You may already be eligible, find out by entering your mobile number and OTP.

 

Documents required for MHADA Lottery Scheme 2025

If you wish to apply for the MHADA Lottery in 2025 for MHADA Pune, and MHADA Mumbai, then you would need to keep a few documents handy. Have a look:

  1. PAN Card
  2. Aadhaar card
  3. Cancelled cheque
  4. Domicile certificate
  5. Driving license
  6. Passport-sized photographs
  7. Birth certificate
  8. The contact details of the housing scheme applicants

Stamp duty and registration charges - MHADA Lottery 2025

For the MHADA Lottery 2024, winners must pay stamp duty and registration charges online. The exact amount depends on the property’s location and valuation. Generally, stamp duty in Maharashtra ranges from 5% to 6% of the property’s market value, while registration charges are typically 1% of the property’s value. MHADA provides detailed payment instructions, including PAN and TAN numbers, on their official website.

Managing the financial aspects of home buying, including stamp duty and registration charges, requires proper planning. A home loan from Bajaj Finserv can help you manage these additional costs alongside your property purchase with loan amounts up to Rs. 15 crore*. Check your loan eligibility and get personalised offers today. You may already be eligible, find out by entering your mobile number and OTP.

How to apply for the MHADA lottery 2025?

Applying for the MHADA Lottery is easy. All that you need to follow is a few steps:

  • Step 1: Log onto the MHADA Lottery website.
    Visit the MHADA lottery website and proceed to the login page.
  • Step 2: Register yourself
    You will need to register yourself on the portal. You can create your username by providing some basic details like name, PAN Card, occupation, marital status and more. You should have a mobile number that belongs to you as it will be used for future references.
  • Step 3: Apply online
    After you have created your username, you will then need to log in again to apply online. Once logged in, you will see all available schemes. You will need to choose MHADA Lottery and enter personal credentials like reservation category, income group and the type of applicant. You will need to provide the scheme code (available in annexure online or in the brochure). Mention bank account details and acknowledge that you and your family member do not own any property in the city. You should also provide the present communication address. Once entered, you need to confirm details as provided.
  • Step 4: Pay application fee
    If you applied online, then you will need to pay the application fee. It is possible to make payments via DD or online via NEFT/ RTGS or debit/ credit card. If you are using DD for payments, then you will need to print the application form and submit it along with the DD in the bank. You also need to upload a cancelled cheque for making online payments to the MHADA bank account. You can also generate the payment slip from the payment platform and keep it safe for future references.

How to register for MHADA e-Auction

To register for the MHADA e-Auction, follow these steps:

  1. Visit the official MHADA e-Auction website.
  2. Click on “Bidder Registration.”
  3. Enter your login details and required personal information.
  4. Submit the form and verify your account via the OTP sent to your registered mobile number.
  5. Log in to your account and complete the bidder details.
  6. Pay the application fee and upload necessary documents.

Once registered, you can participate in the e-auction by selecting a scheme, paying the EMD, and placing your bids.

What are the steps to check MHADA Lottery Waitlist?

It is now possible to check MHADA Lottery Waitlist for MHADA Pune and MHADA Mumbai.

  1. 1 Visit the official website of the MHADA Lottery
  2. 2 Click on the ‘Lottery Result’ option on the home page
  3. 3 Click the ‘View’ option, and you will be taken to a new page
  • You will need to scroll the page, and the waitlist will be displayed after the winner list.
  • Click on the ‘View’ option as per your category and scheme.
  • You will see the PDF file on the screen with the name of the winner and the flat number.

How to check MHADA Lottery 2025 final list?

To check the MHADA lottery 2025 final list, follow these steps:

  1. Visit the official MHADA website.
  2. Navigate to the “Lottery” section in the top menu.
  3. Click on “Published Applications.”
  4. Select “View Accepted Application” to see the list of accepted applicants.
  5. Alternatively, click on “View Rejected Application” to check the names of rejected applicants.

Types of lottery under MHADA

MHADA Lottery offers schemes tailored to various income groups:

  1. Economically weaker section (EWS): Aimed at providing affordable housing solutions to individuals from economically disadvantaged backgrounds.
  2. Low-income group (LIG): Designed to cater to individuals with modest incomes, offering them access to housing at affordable rates.
  3. Middle-income group (MIG): Targets individuals with moderate incomes, providing them with housing options that balance affordability and quality.
  4. High-income group (HIG): Tailored for individuals with higher incomes, offering premium housing options with modern amenities and facilities.

MHADA Projects in 2025

  1. Nashik board FCFS lottery 2025: The Nashik board FCFS (First come, first serve) lottery 2024 offers an opportunity for individuals to secure housing units through a transparent and efficient process. Applicants are allocated units on a first-come, first-served basis, ensuring fairness and equal opportunity for all participants. This initiative by MHADA aims to address the housing needs of individuals in Nashik, providing affordable and quality housing options to eligible applicants.
  2. Nashik board lottery 2025: The Nashik board lottery 2025, organized by MHADA, presents a chance for individuals to fulfill their dream of homeownership in Nashik. Through a lottery-based selection process, eligible applicants stand a chance to secure housing units at affordable rates. This initiative reflects MHADA's commitment to addressing the housing demands of the community by offering accessible and well-planned housing solutions.

Recent Projects under MHADA

The most recent projects that are under construction under MHADA include the following:

  • MHADA Eighty-Eight Avenue – Goregaon
  • MHADA Charkop Jinprem CHSL – Charkop
  • MHADA Shrinivas Mill – Lower Parel
  • MHADA Layout – Sector 8, Charkop

Whether you win a MHADA lottery or decide to explore other housing options, having pre-approved financing gives you a competitive advantage. With Bajaj Housing Finance Home Loan, you can secure funding for properties beyond MHADA schemes with flexible tenures up to 32 years. Check your eligibility for instant loan offers. You may already be eligible, find out by entering your mobile number and OTP.

Check the list of MHADA Lottery Boards

The Maharashtra Housing and Area Development Authority (MHADA) conducts lotteries through various boards across the state. Key MHADA lottery boards include:

  • MHADA Mumbai Board
  • MHADA Pune Board
  • MHADA Konkan Board
  • MHADA Aurangabad Board
  • MHADA Nashik Board
  • MHADA Nagpur Board

Prices of houses under MHADA Housing Scheme 2025

The prices of the houses falling under various income categories of MHADA Housing Scheme are:

  • For EWS, 63 flats are under Rs. 20 lakh
  • It is between Rs. 20 lakhs and Rs. 30 lakhs for LIG (126 flats)
  • 201 flats are under MIG for which, the prices are between Rs. 35 lakhs and Rs.60 lakhs
  • For HIG, the prices of the flats range between Rs. 60 lakhs and Rs. 5.8 crores (194 flats)

Understanding the price ranges helps you plan your finances better. If you need additional funding beyond your savings to secure your MHADA flat or any other property, a home loan from Bajaj Finserv offers competitive interest rates and quick approvals within 48 hours*. Check your loan eligibility and explore your financing options. You may already be eligible, find out by entering your mobile number and OTP.

MHADA Lottery Refund Policy

If the MHADA Lottery applicant is unable to succeed in the Lottery, then, MHADA will refund the money within seven working days. Such applicants can check their refund status by logging into their profiles on the official website of the MHADA.

With Bajaj Finserv, you get access to a sanction up to Rs. 15 crore*, at very low-interest rate, which you can repay over a flexible tenure of up to 32 years. You might already be eligible – check your offers now by entering your mobile number and verifying with an OTP.

How to accept the Mhada lottery 2025 housing unit?

To claim your MHADA home, visit the official website and download your letter of intent. Sign it digitally to accept the unit. If you win multiple homes, you must give up all but one. After accepting the unit, make sure you complete the full payment within 180 days. Once this is done, you can visit the sub-registrar office (SRO) to register your home formally. This process ensures that your ownership is recorded with the proper government authority.

Mhada lottery Mumbai 2025

MHADA’s Mumbai Board will hold a housing lottery around Diwali 2025, making over 5,000 affordable homes available in Mumbai and surrounding areas. Applications can be submitted online from 15 September 2025 until 15 November 2025. The draw will take place on 13 December 2025. Units will be offered in redevelopment zones like Adarsh Nagar in Worli, Guru Teg Bahadur Nagar in Chunabhatti, Motilal Nagar, and PMGP Colony in Jogeshwari. These homes are part of the ongoing effort to provide cost-effective housing options to eligible residents of the Mumbai metropolitan region.

Mhada Lottery Mumbai: Important dates

Below is a schedule of key deadlines for the Mumbai housing lottery:

Event

Date

Online registration begins

September 15, 2025

Application start date

September 15, 2025

Application end date

November 15, 2025

Last date for payment (online)

November 17, 2025

RTGS/NEFT deadline

November 17, 2025

Draft list of applicants published

December 4, 2025

Final applicant list released

December 11, 2025

Lottery draw

December 13, 2025

Refunds begin

December 20, 2025

 

Mhada Nashik lottery 2025

The Nashik Board of MHADA will provide 493 budget homes through the 2025 lottery. Out of these, 202 will be offered under the First Come First Serve (FCFS) option. These homes cost between Rs. 12 lakh and Rs. 25 lakh, and cater to families from the Economically Weaker Section (EWS) and Low-Income Group (LIG). Units include 1 BHK and 2 BHK flats ranging from 290 sqft to 840 sqft. These properties are located in areas such as Makhmalabad Shivar, Satpur Shivar, Pathardi Shivar, Hirawadi, Tapovan Dwarka, Wadala, Pimpalgaon Bahula, and other Nashik city suburbs.

Mhada lottery Nashik 2025: Important dates

Here are the major dates for the Nashik MHADA lottery process:

Event

Date

Online registration begins

February 7, 2025

Online applications open

February 7, 2025

Application deadline

March 20, 2025

Last date for online payment

March 20, 2025

RTGS/NEFT payment deadline

March 21, 2025

Draft list available

March 28, 2025

Final list release

April 9, 2025

Lottery draw

To be announced

 

Mhada lottery Nashik 2025 FCFS: Important dates

The following are the timelines for the First Come First Serve scheme in the Nashik lottery:

Event

Date

Registration begins

February 7, 2025

Applications open

February 7, 2025

Final application date

March 20, 2025

Online payment deadline

March 21, 2025

Last date for RTGS/NEFT

March 21, 2025

 

Mhada Lottery Pune 2025

The MHADA Pune Board is offering 6,294 housing units across several cities including Pune, Pimpri Chinchwad, Kolhapur, Solapur, Sangli, and Satara. PMRDA areas are also included. The housing is divided into different schemes: 2,340 homes through FCFS, 418 units under PMAY’s FCFS plan, 93 units via the general MHADA scheme, over 3,000 homes under the 20% integrated housing plan covering PMRDA, PMC, and PCMC zones, and 131 units through the 15% social housing scheme. These options aim to address the varied housing needs of low- and middle-income families in the region.

Mhada Pune Lottery: Important dates

Below are the important dates for MHADA Pune’s 2025 housing scheme:

Event

Date

Online application opens

October 10, 2024

Last date for online application

December 31, 2024

Deadline for online payments

January 2, 2025

Last date for RTGS/NEFT

January 3, 2025

Draft list of applicants

January 13, 2025

Final list published

December 30, 2024, and January 20, 2025

Lucky draw

January 28, 2025 (10 AM)

Refunds begin

February 5, 2025

 

Mhada Chattrapati Shambaji Nagar Lottery 2025

The MHADA Chhatrapati Sambhaji Nagar (earlier called Aurangabad) Board released 941 flats and 361 plots in its 2024 lottery. Of the total flats, 233 were part of the Pradhan Mantri Awas Yojana (PMAY). The lottery covered areas like Hingoli, Jalna, Latur, Padegaon, and Nakshatrawadi. This scheme was aimed at providing affordable housing to the local population and helped many families access homes at reasonable prices under government-backed projects. These homes were offered to meet demand in smaller cities and towns in the region.

Chhatrapati Sambhaji Nagar Mhada lottery: Important dates

Check below for the schedule related to the Sambhaji Nagar housing lottery:

Event

Date

Registration begins

February 28, 2024

Application process starts

February 28, 2024

Payment window opens

February 28, 2024

Application window ends

May 20, 2024

Payment deadline

May 20, 2024

NEFT payment deadline

May 21, 2024

Draft list released

May 28, 2024

Final list available

June 6, 2024

Draw date

July 16, 2024

 

Mhada Nagpur Lottery

In 2024, the MHADA Nagpur Board allotted 416 homes through its lottery scheme. Of these, 72 flats were located in Belatrodi, 224 homes were offered in MHADA City near Subhash Road, and another 120 homes were also in the same vicinity. These homes were developed to give local families better access to affordable housing within city limits. The scheme covered multiple areas and was part of MHADA’s goal to meet housing demand across Nagpur with cost-effective and well-planned flats.

Mhada Nagpur Lottery: Important dates

Find below the key dates for the MHADA Nagpur lottery:

Event

Date

Application window opened

March 5, 2024

Last day to apply online

June 4, 2024

Online payment deadline

June 5, 2024

RTGS/NEFT final date

June 7, 2024

Draft list of applicants released

June 12, 2024

Final list released

June 20, 2024

Lucky draw held

October 11, 2024

Refund process starts

October 16, 2024

Frequently asked questions

Who is eligible for MHADA lottery Mumbai 2025?

MHADA lottery in Mumbai has different income bands for applicants. These include EWS, LIG, MIG, and HIG.

If you meet the MHADA eligibility criteria but want to explore additional housing options, having a pre-approved home loan expands your choices significantly. Check your eligibility for a Bajaj Housing Finance Home Loan to access funding for both MHADA and non-MHADA properties. You may already be eligible, find out by entering your mobile number and OTP.

Can I sell my MHADA flat?

Selling a MHADA (Maharashtra Housing and Area Development Authority) flat is subject to certain restrictions and policies set by MHADA. There is typically a lock-in period during which the original allottee cannot sell the flat.

What is the cost of MHADA flats in the Mumbai lottery?

The cost of MHADA flats in the Mumbai lottery varies depending on factors such as location, size, and amenities. Prices typically range from affordable to mid-range, making them accessible to different income groups.

While MHADA offers competitive pricing, if you find a property that exceeds your budget, financing can make it affordable through manageable EMIs. Explore home loan options from Bajaj Finserv with EMIs starting at just Rs. 722/lakh* to make your dream home purchase possible. Check your eligibility for personalised loan offers. You may already be eligible, find out by entering your mobile number and OTP.

Do we get refund on the CIDCO lottery?

Refunds are not typically provided for the CIDCO lottery, as application fees are non-refundable regardless of the lottery outcome.

What is the price of a MHADA lottery house?

The price of a MHADA lottery house varies based on factors like location, size, and amenities. Generally, MHADA offers housing options at affordable rates to cater to different income groups and ensure accessibility.

Can we sell a CIDCO lottery flat?

Yes, it is possible to sell a CIDCO Lottery flat after acquiring ownership. However, certain conditions and regulations may apply, and it's advisable to consult legal experts and follow proper procedures for resale.

What is the income criteria for MHADA lottery 2025?

The income criteria for MHADA lottery 2024 are as follows: EWS (up to Rs. 6 lakh), LIG (Rs. 6 lakh to Rs. 9 lakh), MIG (Rs. 9 lakh to Rs. 12 lakh), and HIG (above Rs. 12 lakh) per annum.

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