Bajaj Finserv in your city
Surat is an important economic and commercial centre in South Gujarat. The city serves as the administrative capital of its namesake district and is among the largest urban areas in western India.
Fulfil your long-pending financial plans or unforeseen expenses with a loan against property in Surat. Bajaj Finserv has 2 branches here.
Walk into the nearest one or apply online.
Features and benefits
Applicants interested in availing a loan in Surat can read more to know about the features of the Bajaj Finserv loan against property.
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Reasonable rate of interest
Starting from 8% to 20% (fixed or floating rate of interest), Bajaj Finserv offers applicants an affordable home loan option to fit their finances.
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Super-fast TAT
No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 72* hours from approval.
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Higher loan amount
Bajaj Finserv provides loan amount up to Rs. 10.50 crore* to eligible candidates and to boost your home buying journeys.
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Digital monitoring
Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
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Long tenor stretch
The Bajaj Finserv home loan tenor stretches up to 15 years allowing borrowers a buffer period to plan out their EMI payments.
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Zero contact loans
Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.
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No prepayment and foreclosure charge
If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. However, apart from above situation part pre-payment charges are applicable for term Loan up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. Part pre-payment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi.
Studies anticipate Surat to become the fastest growing city of the world between 2019 and 2035. The city houses well-established textile and diamond industries that sell premium-quality products throughout India. Presently, there are more than 800 wholesalers of cloth, with the city manufacturing 9 million meters of fabric per year. It is also a prominent shopping centre for accessories and apparels. Besides being the ‘Diamond City of India’, there are several engineering plants functional across Surat, including RIL, Essar, Larsen and Toubro.
With reputed lenders like Bajaj Finserv, address your modern lifestyle needs or monetary crises with credits up to Rs. 5 crore. Receive the funds in your account within 72* of approval. Choose a suitable repayment schedule according to your financial ability. If you have excess funds, you can also avail part-prepayment at affordable interest rates. Apply online now for quick approval.
Eligibility and documents for loan against property in Surat
Increase your chances of getting approval by meeting the following loan against property eligibility criteria.
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Age
Minimum age: 25 years* (18 years for non-financial property owners)
Maximum age: 85 years* (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure -
Job status
Either salaried or self-employed
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CIBIL score
750+
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Citizenship
Indian (resident)
Eligible self-employed borrowers can choose a repayment tenor of up to 15 years. Bajaj Finserv offers online account management facility to track relevant loan details. Simply log in to our customer portal – My Account.
Loan Against Property in Surat: Loan Amount and Tenure Options
With Bajaj Finserv, applicants in Surat can easily access high-value funding against their residential or commercial property. The loan amount can go up to Rs. 10.50 crore*, depending on the property’s current market value, borrower’s profile, and eligibility.
Interest rates start from 9% per annum (floating), ensuring flexibility and affordability for both salaried and self-employed borrowers. The repayment tenure extends up to 180 months (15 years), allowing you to plan your EMIs conveniently based on your income and expenses.
Whether it is for business expansion, higher education, medical expenses, or home renovation, the Bajaj Finserv Loan Against Property in Surat offers quick approval, transparent terms, and disbursal within 72 hours* of approval, making it a practical financing option for every need.
Interest rates and charges for loan against property in Surat
Reasonable loan against property interest rate ensure affordability. Check all the fees and charges before applying.
Employment Type |
Effective ROI (p.a.) |
Salaried |
9% to 12% per annum (fixed or floating rate of Interest) |
Self-employed |
8% to 20% (fixed or floating rate of interest) |
How to Apply for Loan Against Property in Ghaziabad?
Follow these simple steps to apply for a Bajaj Finserv Loan Against Property in Surat:
Click on the ‘Apply’ button available on this page.
Enter your 10-digit mobile number and verify it using the OTP sent to your phone.
Fill out the online application form with your personal, professional or business, and property details.
Enter the desired loan amount and select from the available variants – Term Loan, Flexi Term Loan, or Flexi Hybrid Loan.
Choose a repayment tenure between 12 and 180 months as per your preference, then click ‘Proceed’ to complete the process.
Once submitted, a Bajaj Finserv representative will contact you to verify your details and guide you through the final approval and disbursal steps.
Property loan based on amount
Bajaj Finserv offers property loans in various amounts to suit diverse financial needs. Choose from multiple loan options, ranging from Rs. 10 lakh to Rs. 60 lakh or more, depending on your eligibility and property value.
Apply for a Loan Against Property in different cities
Bajaj Finserv provides convenient property loan options across major Indian cities. Enjoy quick approvals, attractive interest rates, and flexible repayment tenures tailored to your location and financial goals.
Popular calculators for your Property Loan calculations
Make informed financial decisions with Bajaj Finserv’s easy-to-use online tools. These calculators help you estimate loan amounts, EMIs, and eligibility in just a few clicks.
Frequently asked questions
Based on various criteria, Bajaj Finserv offers an LTV of up to 80% of the property’s value in Surat.
The part-prepayment amount must be more than 3 EMIs.
Yes. Exclusive top-up loans are available with our balance transfer facility. Get additional funding with minimum documents and at a nominal rate.
A Bajaj Finserv Loan Against Property comes with zero restrictions. You can use the money for any purpose, be it personal or business.
