Bajaj Finserv in your city

A planned city in Uttar Pradesh, Noida falls under the jurisdiction of Gautam Buddh Nagar district and is a part of the NCR. It is the country’s 2nd best realty destination, despite having more than 50% of green cover.

Residents in Noida can meet their external funding needs with the Bajaj Finserv Loan Against Property. Enjoy innovative features and personalised benefits.

Features and benefits

Applicants interested in availing a loan against property in Noida can read more to know about the features of the Bajaj Finserv loan against property.

  • Reasonable rate of interest

    Reasonable rate of interest

    Starting from 8% to 14% per annum, Bajaj Finserv offers applicants an affordable loan against property option to fit their finances.

  • Speedy disbursal

    Speedy disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 72* hours from approval.

  • Ample sanction amount

    Ample sanction amount

    Bajaj Finserv provides loan amount up to Rs. 10.50 crore* to eligible candidates and to boost your home buying journeys.

  • Digital monitoring

    Digital monitoring

    Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.

  • Long tenor stretch

    Long tenor stretch

    The Bajaj Finserv loan against property tenor stretches up to 15 years allowing borrowers a buffer period to plan out their EMI payments.

  • Zero contact loans

    Zero contact loans

    Experience a truly remote loan against property application from anywhere in India by applying Bajaj Finserv online loan against property and getting an easy approval.

  • No prepayment and foreclosure charge

    No prepayment and foreclosure charge

    If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. However, apart from above situation part pre-payment charges are applicable for term Loan up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. Part pre-payment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi.

Expanding to New Okhla Industrial Development Authority, Noida has emerged as an IT hub with mobile app and software development companies such as HCL, Microsoft, Barclays, Arm Holdings and Samsung. The city’s economy is largely driven by service exports in foreign currencies and software product development. Paytm, the largest unicorn startup of India, is based out of Noida.

Loans against property up to Rs. 10.50 crore* can sufficiently address your multiple needs in Noida. If you are self-employed, seek funds up to Rs. 10.50 crore* for both personal and business purposes. Pay smaller and manageable EMIs over a flexible tenor and handle your repayment with ease. To get hassle-free loan approval, submit the online application.

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Eligibility and documents for loan against property in Noida

Make sure you qualify for the best features with the loan against property eligibility criteria.

  • Job status

    Job status

    Must be salaried at an MNC, a private/ public firm or self-employed

  • Credit score

    Credit score

    750+

  • Age limit

    Age limit

    Minimum age: 25 years* (18 years for non-financial property owners)
    Maximum age: 85 years* (including non-financial property owners)
    *Age of the individual applicant/ co-applicant at the time of loan maturity.
    *Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure.

  • Nationality

    Nationality

    Indian resident

By meeting these eligibility criteria, you can avail lower interest rates and less strict terms and conditions. Get in touch with our representatives over call for more information. Alternatively, apply online through the application form.

Loan against property in Noida interest rates and charges

Avail the most affordable property loan interest rates and processing charges. Know all associated fees before applying.