A co-applicant is not necessary for taking a home loan in India but still the money lending companies stress on it to ensure guarantee on the repayment of loan if there are more than one owner. Also having a co-applicant increases one’s home loan eligibility. The home loan interest rates are shared between the two when there is a co-applicant for a joint home loan. It is however not a legal requirement to have a co-applicant.
Determine your Home Loan eligibility and accordingly plan the application amountCALCULATE NOW
Get a top-up loan without any extra documentationAPPLY NOW
Find your dream home from
18000 + properties
Calculate your monthly EMI, installments and rate of interest applied on the loan amountCALCULATE NOW