Bajaj Finserv in your city

As the capital of Sikkim, Gangtok is one of the most prominent business hubs in northeast India. The city is a major manufacturing and trade centre for cotton, textiles, and handicrafts. The city’s economy is also vastly dependent on ecotourism activities like mountaineering, trekking, and rafting.

To help residents of the city access financing instantly, Bajaj Finserv offers online personal loans in Gangtok. Walk into a branch or apply online to get the funds you need.

Features and benefits of personal loans in Gangtok

  • Flexible tenors of up to %$$PL-Tenor-Max-Months$$%

    Flexible tenors of up to 84 months

    Ease the repayment of your personal loan instalments with flexible tenors of up to 60 months.

  • Nil hidden charges

    Nil hidden charges

    With 100% transparency in terms and conditions, Bajaj Finserv ensures nil hidden and surprise charges on the funds.

  • Instant approval

    Instant approval

    Complete a simple online application form and provide essential documents for instant loan approval.

  • Money in account within %$$PL-Disbursal$$%*

    Money in account within 24 hours*

    Alongside quick approval, borrowers also receive money in the account within one working day*.

  • Large loan amount

    Large loan amount

    Fund your big-ticket expenses with a high personal loan quantum of up to Rs. 35 lakh.

  • Minimal paperwork

    Minimal paperwork

    Submit only a handful of essential documents to complete your loan application online.
  • Unsecured financing

    Unsecured financing

    Bajaj Finserv provides the collateral-free loan only against minimum eligibility requirements.

  • Pre-approved offers

    Pre-approved offers

    With our personalised pre-approved offers, gain swift access to the Bajaj Finserv Personal Loan.

  • Online loan account management

    Online loan account management

    Now manage your loan account online with our dedicated customer portal - Experia.

  • Flexi loan facility

    Flexi loan facility

    Reduce your EMIs by up to 45%* with the Flexi loan facility.

Along with being the centre of Sikkim’s tourism industry, Gangtok is also a famous Buddhist pilgrimage destination. The majority of its population is directly or indirectly employed in the tourism and hospitality industry. The city is close to the Nathu La Pass, a popular trading route for wool and fur.

Easy availability of funds through personal loans in Gangtok has only made it convenient for residents to access finance for high-quantum expenses. Avail of instant financing to address your planned and unplanned expenses with a personal loan.

*Conditions apply

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Eligibility criteria for personal loan in Gangtok

Fulfil the minimum personal loan eligibility requirements to improve the chances of loan approval.

  • CIBIL score

    CIBIL score

    750 and above

  • Age


    Between 21 years and 67 years*

  • Employment


    Salaried individuals employed with an MNC or a private/ public company

  • Nationality


    Resident Indians

  • Minimum salary

    Minimum salary

    Starting Rs. 22,000. Check out the city list to learn more.

Use a Bajaj Finserv Personal Loan eligibility calculator to determine the maximum loan amount available as per your application profile. You can also use the Bajaj Finserv EMI calculator to assess EMI affordability before applying.

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Interest rates and charges for personal loan in Gangtok

Know all the fees and charges along with the personal loan interest rate before applying. Check your loans affordability and plan finances with the help of the online Bajaj Finserv Personal Loan EMI calculator.