Personal Loan in Gangtok

Whether you are planning a destination wedding, funding your child’s education, or renovating your home in Gangtok, a Bajaj Finserv Personal Loan offers instant access to funds — without collateral, branch visits, or tedious paperwork.

You can also check if you already have a pre-approved offer in Gangtok. The entire process is online, no branch visit required:
Check your personal loan offer in Gangtok with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

With up to Rs. 55 lakh available and tenures of up to 96 months, this loan gives you the flexibility to manage both planned and unplanned expenses comfortably.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP.

Flexible tenors of up to 96 months

Ease the repayment of your personal loan instalments with flexible tenors of up to 96 months.

Money in account within 24 hours*

Alongside quick approval, borrowers also receive money in the account within one working day*.

Large loan amount

Fund your big-ticket expenses with a high personal loan quantum of up to Rs. 55 lakh.

Unsecured financing

Bajaj Finance provides the collateral-free loan only against minimum eligibility requirements.

Online loan account management

Now manage your loan account online with our dedicated customer portal.

Minimal paperwork

Submit only a handful of essential documents to complete your loan application online.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.