Gangtok is the capital of Sikkim and a major centre for cottage industries and handicrafts. With dozens of eco-tourism activities such as mountaineering, river rafting, trekking, and others on offer, Sikkim is one of the most popular tourist destinations in North-east India.
If you are a resident of Gangtok and are looking for instant finance, check out private financiers such as Bajaj Finserv. With easy-to-meet eligibility criteria, quick disbursal, and a large loan sanction, you can get the money you need at attractive interest rates.
Check out the features and benefits of instant personal loans in Gangtok from Bajaj Finserv.
Repay your personal loan over a tenor that suits you. Choose from tenors ranging up to 60 months.
As one of the most trusted private lenders in the country, Bajaj Finserv is completely transparent with all the fees and charges applicable on your personal loan. Read our transparent policy and plan your finances accordingly.
Enter your basic details via our easy online application form and get instant approval on your Bajaj Finserv Personal Loan.
When you apply for your personal loan online, you can get the money in your bank in as little as 12 hours* from the time of approval.
Borrow up to Rs.25 lakh and use the amount to finance pretty much anything you need – from a wedding to a vacation, consolidate debt, manage a medical emergency, and more.
Submit only a few essential documents and get your personal loan approved in an instant.
Avail a Bajaj Finserv Personal Loan by meeting the simple eligibility criteria. No need to have a guarantor or pledging any collateral.
Avail an instant loan in just three steps by checking your pre-approved offer.
Log in to our customer portal - Experia and stay updated about your loan repayment and other details.
Pay interest only for the utilised loan amount for the initial part of the tenor and lower your loan EMIs by up to 45% with the Flexi Loan facility.
|Criteria for Eligibility||Requirements|
|Age||23 to 55 years|
|Income stability||Salaried individual (Employed with a public/private company or an MNC)|
|Nationality||Indian (Residing in India)|
|Credit score||More than 750|
Learn about the fees and charges as well as the attractive interest rates applicable on your personal loan. Use the online personal loan EMI calculator to plan your finances.
|Personal loan interest rates||12.99% onwards|
|Processing fees||Up to 4.13% on the loan amount|
|Penal interest||2% + taxes on EMI or Rs.200 (Higher of the two)|
|Secure fee||Rs.4,499 (For online approval only)|
|Bounce fees||Between Rs.600 and Rs.1,200 (Tax included)|
Call us at 1800-103-3535 or send an SMS ‘PL’ to 9773633633 for more details about a Bajaj Finserv Personal Loan in Gangtok if you are a new customer.
Contact us at 020-3957 5152 or write in at firstname.lastname@example.org if you are an existing customer.