Personal Loan

How is Interest Calculated on a Personal Loan

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How is Interest Calculated on a Personal Loan?

Your personal loan interest rate is calculated based on factors such as your credit history, monthly income, the amount being borrowed, and others.
Lenders usually prefer applicants viewed as a low credit risk – those who have repaid their previous loans and bills on time.
Bajaj Finserv offers personal loans at attractive interest rates with instant approval and disbursal with 24 hours. Using our online EMI calculator, you can easily calculate your Loan EMI & interest rate within a minute.