When you start repaying your home loan, you will receive something called a home loan statement from your lender. In most cases, this statement can be accessed online by signing into the dedicated customer portal of the lender. This home loan statement may also be emailed to the you by the lender.
The home loan account statement shows the record of repayment of the loan, for the set tenor. It showcases the loan amount, start and end dates of the loan tenor, the home loan interest rate applicable and the type of interest rate (whether fixed or floating), the total amount repaid to date, the previous EMI amount, how much loan remains to be repaid, and more.
If you have part-prepaid your loan, or missed an instalment for any reason, it is recorded in your account statement as well. The requisite adjustment in the principal amount is also recorded within the statement, so that you have a clear and accurate picture of how much you have repaid, and how much you need to repay in the future.
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