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Home Loan NOC

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Benefits Of Home Loan NOC And Process To Download

While the application process is essential to avail a home loan, completing certain formalities is equally crucial when closing it off. Once you make the loan repayment in full, you need to collect the home loan NOC from the lending organisation.

No Objection Certificate (NOC) or No Dues Certificate is a legal document which declares that the borrower has no outstanding dues against his/her name and the loan has been cleared. It also states that the lender holds no right on the collateral anymore.

Benefits Of Getting The Loan NOC Letter

  • It acts as a proof of complete home loan repayment.
  • It ensures that your lender records the loan closure.
  • Issuing a home loan NOC signifies updating your credit profile and increasing your CIBIL score.
  • The certificate may help you to receive a loan in the future at ease.

A step-wise process to download the Bajaj Finserv NOC

The Bajaj Finserv NOC download process is easy to follow.

Step 1: Visit our online customer portal – Experia and check your loan details.
Step 2: Click on the e-statements section and download the Bajaj Finserv NOC letter directly.

In case of an unregistered property, you need to visit the Registrar of Properties’ office along with a representative of your lender. Get your NOC for the Home Loan closure and also get the lien removed.

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