Home Loan eligibility criteria for salaried individuals

  • Nationality

    Nationality

    Indian

  • Age**

    Age**

    23 years to 62 years

  • Employment status

    Employment status

    At least 3 years of work experience

  • CIBIL score

    CIBIL score

    750 or more

  • Loan details

    Loan details

    Avail ample financing as per your financial profile

  • Minimum income

    Minimum income

    City-specific (see table)

**Upper age limit is considered as age at the time of loan maturity

City

Minimum net salary per month

Minimum property value

Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane

Rs. 30,000

Rs. 15 lakh

Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot, Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag, Suratgarh, Kishangarh, Jhalawar, Halvad, Dholka, Banswara, Didwana, Junagadh

Rs. 25,000

Rs. 15 lakh

Eligibility criteria for self-employed individuals

Below are the housing loan eligibility criteria for self-employed individuals:

  • Nationality

    Nationality

    Indian

  • Age**

    Age**

    25 years to 70 years for self-employed

  • Employment status

    Employment status

    At least 5 years of business continuity in current business

  • CIBIL score

    CIBIL score

    750 or higher

  • Loan details

    Loan details

    Avail customized home loans for self-employed businessmen, doctors, CAs, and engineers.

*Please note that the list of eligibility criteria mentioned above is indicative. Terms and conditions apply.
**Upper age limit is considered as age at the time of loan maturity

Home loan documents required

You will need the following documents* to apply for a Home Loan from Bajaj Finserv:

  1. 1 KYC documents – Passport, Driving License, Aadhaar Card, Voter Id Card (any one)
  2. 2 Your employee ID card
  3. 3 Salary slips of the last 2 months
  4. 4 Bank account statements for the last 3 months (salaried)/ 6 months (self-employed)
  5. 5 Document of proof of business of minimum 5 years (for businessmen/ self-employed individuals)

*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.

Get a Bajaj Finserv Home Loan on simple eligibility terms, as listed above. To offer a hassle-free application we ask for just a few documents to process the loan. You only need to submit KYC, employee ID, and financial documents when applying for your home loan online. Later, you will have to provide property documents to have your home loan disbursed.

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