Fixed Deposit in Cochin


Cochin or Kochi is one of the major cities in the Indian state in coastal Kerala. It attracts people from all over the country and allows residents to enjoy a high standard of living. Residents also have access to a range of investment options to growth their wealth, from which the safer option includes the fixed deposit.

  • Fixed Deposit in Cochin: Features and Benefits

  • Senior citizen perks


    Senior citizen investors get access to an additional 0.25% interest rate, over the base rate on offer.

  • Affordable minimum deposit

    Start your investment with a minimum deposit of Rs.25,000 only.

  • Education loan scheme

    Online tracking

    Get access to the 24x7 online account to check your investment and track it at any time and from anywhere.

  • Digital tools


    Use the FD calculator to forecast your earnings accurately and align your maturity timeline with your goals.

  • Fixed Deposit in Cochin

    As a resident of Cochin, a safe and reliable way to earn returns on your investments is to opt for the Bajaj Finance Fixed Deposit. When you choose to park your funds with this instrument, you are assured returns at maturity and can steadily grow your wealth without any risks. This FD is backed by CRISIL’s FAAA/Stable rating and ICRA’s MAAA rating, both of which speak volumes for its stability. What’s more, you can get an interest rate of up to 6.75% on a tenor that ranges up to 60 months.

Fixed Deposit in Cochin: Eligibility Criteria


To invest in the fixed deposit by Bajaj Finance, the minimum deposit amount is Rs.25,000. Additionally, only the following entities are allowed to book this FD.

  • Resident Indian citizen
  • Hindu Undivided Family (HUF)
  • Companies along with group companies, partnership firms, and sole proprietorship
  • Family trusts
  • Societies, clubs, and associations

FD rates in Cochin

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

Rate benefits basis customer category (w.e.f 12 May 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

Fixed Deposit in Cochin: Branch

Bajaj Finance Limited

3rd Floor & 6Th Floor, Dd Trade Towers, Kaloor - Kadavanthara Road, Kaloor, Cochin - 682 017.

*Conditions Apply

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