Fixed Deposit in Cochin


Cochin or Kochi is one of the major cities in the Indian state in coastal Kerala. The city is a melting pot, with residents from differentcommunities, all across the country. Cochin also houses many educational institutes of reputed fame, attracting students from everywhere.

The city has numerous entertainment centers, healthcare institutions, places of worship, restaurants and much more, making it a great place to stay.

Investment options in Cochin

As residents of Cochin, here are some investment options for you to grow your money:

Equity Linked Savings Scheme – As a type of mutual fund, Equity-Linked Savings Scheme or ELSS enable you to gain tax benefits as well.
Certificates of Deposit – You can look for Certificates of Deposit from banks, which enable you to get assured returns over a specified term. These are slightly complex investment avenues, and you must invest after careful deliberation and consultation.
Stocks – Stocks also work like Mutual funds, but due to effect of market forces, you can never be certain about the returns.
Fixed deposits – If you’re looking for a stable investment avenue that offers decent returns with high flexibility, choose to invest in Bajaj Finance FDs.

  • Fixed deposit features and benefits in Cochin

    Here are the best benefits of investing in Bajaj Finance Fixed Deposits in Cochin:

  • Senior citizens can benefit from higher interest rate


    Senior citizens can easily benefit from an additional 0.25% interest rate, which is over and above the existing rate of interest. Gain from higher returns and grow your retirement corpus easily.

  • Rs.25,000 to start an FD account

    You can start investing in Bajaj Finance FDs in Cochin, with just Rs. 25,000.

  • 24X7 online account access

    24X7 online account access to your FD account via the digital customer portal of Bajaj Finance enables you to track your investment easily.

  • FD calculator to gauge returns


    FD Calculator, you can easily determine your exact FD ROI, even before investing. All that you have to do is – enter details such as deposit amount and the tenor to find out your returns and total maturity amount.

Eligibility criteria for Cochin residents


The residents of Cochin can start investing in Fixed Deposit by Bajaj Finance with just Rs.25,000. Here are other quick eligibility criteria. Here are other quick eligibility criteria.
You must be either of these:

  • Resident Indian citizen

  • Hindu Undivided Family (HUF)

  • Companies along with group companies, partnership firms, and sole proprietorship

  • Family trusts

  • Societies, clubs, and associations

Grow your investments with Bajaj Finance FDs

It’Bajaj Finance FDs are risk-free, and provide you with a higher interest rate along with guaranteed ROI. You can also leverage this facility in Calicut, Kannur, Kollam, Trivandrum, Allapuzha, Palakad, Trichur and many other cities!

FD Rates in Cochin

An FD in Cochin also provides you with multiple rates and payouts to suit your needs and risk profile.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 01 Feb 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 6.15% 5.98% 6.01% 6.06% 6.15%
24 – 35 6.60% 6.41% 6.44% 6.49% 6.60%
36 - 60 7.00% 6.79% 6.82% 6.88% 7.00%

Rate benefits basis customer category (w.e.f 01 Feb 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

To book an FD with Bajaj Finance in Cochin , visit the address mentioned below:

Bajaj Finance Limited

3rd Floor & 6Th Floor, Dd Trade Towers, Kaloor - Kadavanthara Road, Kaloor, Cochin - 682 017.

Invest Online