EMI on Mobile : Mobile Phone Finance without Credit Card | Bajaj Finserv
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Smartphones on EMI

Buy the latest mobiles on the EMI Network
and get a cashback of up to Rs. 3,000

Check your pre-approved offer

Mobile Phones

If you are looking to upgrade your mobile to the latest smartphone, choose one without worrying about the cost. Get yourself a swanky new phone packed with the finest features from brands such as Apple, Samsung, HTC, Lenovo, Oppo, Vivo, and more – and pay for it on easy EMIs, only on the Bajaj Finserv EMI Network.
Just walk into our partner store, select your smartphone, and divide the cost of the device into easy EMIs.

This festive season, get a cashback of Rs. 3,000 when you shop for the latest smartphones starting Rs. 15,000 on the EMI Network. You can avail this cashback on the Bajaj Finserv Wallet app. That's not all, you also get discount vouchers from MakeMyTrip, cashback of up to Rs. 1,200 from Big Bazaar, and shopping vouchers from Central worth Rs. 500.

You can also shop for the latest electronics on the EMI Network you also get assured gift vouchers worth up to Rs. 9,500* on a minimum purchase of Rs. 15,000.
To check out other Diwali deals and offers, click here.

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Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card

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EMI Network

Smartphones on EMI

Make the purchase of your smartphone even more affordable with Sparkling Diwali from Bajaj Finserv. Buy your favourite smartphone starting Rs. 15,000 from a partner store near you and get a cashback of up to Rs. 3,000 on your Bajaj Finserv Wallet app.

How it works

  • Eligibility

    If you are between 21 and 60 years of age and if you have a regular source of income, you can shop for smartphones on the Bajaj Finserv EMI Network.

    1
  • Documents

    You don’t need to submit any documents if have an EMI Network Card.
    If you don’t have an EMI Network Card, please submit: KYC documents, cancelled cheque, 1 photo and ECS mandate

    2
  • Fees and Charges

    Starting at Rs. 749, processing fees vary from model to model of the smartphone.

    3

Hot Offers

Get the best offers on mobile phone. Choose smartphones on EMI without credit card only on the Bajaj Finserv EMI Network.

Available products

Frequently Asked Questions

How can I buy mobile phones/smartphones on EMI?

Mobile phones can be bought on easy EMIs on the Bajaj Finserv EMI Network. Loan can be availed equivalent to the cost price of your favourite television, refrigerator, washing machine, laptop or smartphone and dividing the same in EMIs without any extra cost.

What are the best smartphone brands that are available on the EMI Network?

You can shop for the latest smartphones from all your favourite brands such as Samsung, Apple, OPPO, Vivo, Lava, Tecno, Google, Xiaomi, OnePlus, etc.
You can check out the best-selling smartphones on the EMI Network here.

What are some of the most popular budget-friendly camera phones on the EMI Network?

The Vivo V9, Redmi Note 5 Pro, and Vivo Y83 are some of the most popular camera phones on the EMI Network.
You can check out the most popular camera phones under Rs. 10,000 on the EMI Network here.

What are some of the best-selling smartphones with a long battery life that are available on the EMI Network?

Some of the top-selling smartphones with a long battery life that you can buy on the EMI Network include Oppo F7, Redmi 5, and Oppo A5.

Where all can I shop for the latest smartphones on the EMI Network?

You can shop for the latest smartphones from some of our top dealers like Croma, Vijay Sales, Reliance Digital, Poorvika Mobiles, Sangeetha Mobiles, and more.
Love shopping online? Check out where all can you shop with your EMI Network Card here.

Where in India can I avail mobile phones on EMI facility?

Bajaj Finserv presently offers smartphones on the EMI Network in more than 1,300 cities in India. To find out our partners in your city, visit the store locator section on this page.

How can I avail a loan to buy mobiles on EMI?

Once you decide on the mobile that you wish to purchase, all you have to do is to walk into any of our partner stores, contact our representative and they will take you through the process of availing a Bajaj Finance Mobile Phone Loan. If you already have an EMI Network Card, you only have to swipe it to avail the loan.

What are the features and benefits of buying mobile phones on EMI Finance?

Read more about the features and benefits of shopping on EMI for mobile phones here.

What are the documents do I need to submit to procure this loan?

Please check the documents required to avail mobile finance under the How it works section on this page.

How do I get an NOC, statement of accounts, and other loan-related related documents?

You can call our customer care at 020 – 3957 5152 (call charges applicable). Alternatively, you can log onto your account on our customer portal – Experia and download the documents you need.

What is the interest payable on the mobile phones on the EMI Network?

Mobile phones can be bought on easy EMI’s without any extra cost. Your purchase amount is divided into monthly installments at no additional cost.

Other products

Apart from mobile phone offers, Bajaj Finserv also brings you refrigerators, televisions, cameras, ACs, laptops and more on the EMI Network. Find more about other products available on the Bajaj Finserv EMI Network below.

EMI on Mobile

Bajaj Finserv, India’s most diversified non-banking finance company, brings you EMI offers and deals on smartphones from brands such as LG, Samsung, Apple, Google, Motorola, HTC, Huawei, and a whole lot more on easy EMIs.

You may choose to shop online on your favourite e-commerce websites or on the Bajaj Finserv EMI Store or you may visit any of our more than 60,000 partner stores across the 1,300+ cities across the length and breadth of India. Visit Croma, Reliance Digital, Poorvika, Sangeetha, Big C, and other stores and talk to our representative to learn more about offers from Bajaj Finance for mobiles.

Share your basic details, divide the cost of your phone into easy EMIs, with your Bajaj Finance card for mobile phones and take home your favourite products. It’s really that simple.

Looking for the best mobile phone offers online and offline? Think it. Done with Bajaj Finserv.

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