Features of the Health EMI Network Card
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Digital card with instant activation
A fully digital card that is activated instantly on application
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Pre-approved limit of up to Rs. 4 lakh
This limit is up to 4 times the limit of your existing EMI Network Card
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One-time joining fee
Pay just Rs. 707 to activate your Bajaj Finserv Digital Health EMI Network Card
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Avail EMIs anywhere
The digital card can be used in any part of the country across multiple health and wellness centres
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A single card for your entire family
Family members including parents, spouse, children and siblings are also covered
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Flexible tenor
Pay for your medical treatments in flexible tenors up to 24 months
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No documentation
No documents needed to avail the card
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Exclusive offers
Free healthcare benefits of up to Rs. 10,000+
Medical treatments on EMI with the Bajaj Finserv Health EMI Network Card
You can divide the cost of the below medical expenses into No Cost EMIs
- General surgery
- Diagnostic care
- Bariatric surgery
- Cardiac surgery
- Vascular surgery
- Stem-cell treatments
- Oncology treatments
- Urology treatments
- Orthopaedic treatments
- Ophthalmology treatments
- Homeopathy treatments
- Pulmonology
- Obstetrics and Gynaecology
- Maternity care
- IVF treatments
- Plastic surgery
- Hair transplantation
- Cosmetic treatments
- Hair treatments
- Slimming treatments
- Dental care
- ENT treatments
- Hearing aid equipment
How to apply for the Bajaj Finserv Health EMI Network Card
Existing EMI Network Card holders can apply for the Digital Health EMI Network Card online
- 1 Click on the ‘APPLY ONLINE’ button
- 2 Verify yourself with the mobile number registered with Bajaj Finserv
- 3 Check your offer and pay a one-time fee
- 4 View your Digital Health EMI Network Card on the Bajaj Finserv Wallet App
Fees and charges of Health EMI Network Card
The following charges are applicable on the Health EMI Network Card:
Types of fees |
Charges applicable |
Health EMI Card Network Card fee - Gold |
Rs. 707 (inclusive of applicable taxes) |
Health EMI Card Network Card fee - Platinum |
Rs. 999 (inclusive of applicable taxes) |
Mandate registration charges |
Rs. 118 (inclusive of applicable taxes) will be applicable for the below banks:
|
NACH/ Cheque bounce charges |
Rs. 450 (inclusive of applicable taxes) |
Mandate rejection charges |
Rs. 450 (inclusive of applicable taxes) applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by the customer's bank for any reason whatsoever |
Document/ statement charges/ statement of account/ repayment schedule/ foreclosure letter/ no due certificate/ interest certificate/ list of documents |
Download your e-statements/ letters/ certificates at no extra cost by logging into the customer portal - Experia. You can get a physical copy of your statements/ letters/ certificates/list of documents from any of our branches at a charge of Rs. 50 (inclusive of applicable taxes) per statement/ letter/ certificate. |
Penal interest charges |
Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 4% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI. |
Annual fee |
Rs. 117 (inclusive of applicable taxes) |
Note: Additional cess will be applicable on all charges in accordance with the state specific laws.
Frequently asked questions
The Health EMI Network Card can be used to convert the cost of 1,000+ elective and non-elective treatments into easy EMIs. You can use it across a network of 5,500+ partner clinics.
The Bajaj Finserv Health EMI Network Card is a unique payments solution that allows you to pay for medical expenses that you incur for you and your family, in EMIs. The Health EMI Network Card can be used to avail treatments such as dental care, eye care, hair transplantation, stem cell banking, diagnostic care, and many more from over 5,500+ partners. You can also pay for your pharmacy bills on No Cost EMIs with the Health EMI Network Card.
The Health EMI Network Card can be used for 1,000+ treatments such as dental care, hair transplants, wellness procedures, and eyecare to diagnostic care, stem cell banking and more.
The Bajaj Finserv Digital Health EMI Network Card can be availed by Bajaj Finserv EMI Network card holders. Steps to apply for the card are:
- Go to the “Health EMI Network Card” section on the website
- Click on “Apply now”
- Verify yourself with your registered mobile number with Bajaj Finserv
- Eligible customers can view their offer and make a payment online
- The Health EMI Network Card can be viewed on your Bajaj Finserv Wallet App
Alternatively, you can also get the card at a store or at a partner hospital/clinic/medical centre.
If you are not a Bajaj Finserv customer, you can get the Health EMI Network Card at your nearest partner store or partner hospital/clinic/medical centre.
As the loan limit on your Digital Health EMI Network Card is already approved, your card gets activated instantly.
