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From televisions and smartphones to furniture and groceries, buy products on easy EMIs across 60,000+ partner stores.
Divide your purchase into easy EMIs of 3, 6, 9, 12, 18 or 24 months, according to your ease.
Fill an online form and show the SMS of your pre-approved loan amount to buy your favourite product at the nearest partner store.
Forget heaps of paper work and never-ending forms. All you need are KYC documents and a cancelled cheque.
The Bajaj Finserv EMI Card helps you buy everything you need, all on easy EMIs with a simple swipe.
As an existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.
Most of the products on EMI Network have minimal or no processing fees. You pay the exact price of your purchase, divided into monthly EMIs.
Products brought on EMI Network have minimal or no down payment. With the Bajaj Finserv EMI Network, convert your purchase into EMIs.
Bajaj Finserv EMI Network is a payment system, with instant financing options. It is the way to pay for your favourite electronics, appliances, smartphones, furniture, lifecare services, groceries, clothes, accessories and more. No hidden charges, simply divide the cost of the purchase into easy installments.
With an EMI Network Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase
On the Bajaj Finserv EMI Store
Step 1: Visit the EMI Store and select your city
Step 2: Select the product you want to buy
Step 3: Login via Experia and select a suitable EMI option
Step 4: Your product will be delivered to you within 24 hours
Without an EMI Network Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase
1. An individual between 21 and 60 years of age
2. Regular source of income
By entering your name and mobile in the form below
2. One cancelled cheque
3. ECS mandate duly signed
(Above documents are applicable to those shopping without an EMI Card)
Processing fees varies from product to product purchased on the EMI Network.
Appliances
- Refrigerator, Air Conditioner, Microwave: Rs. 549 + applicable taxes
- Washing Machine: Rs. 649 + applicable taxes
Electronics
- Smartphones, laptops, tablets: Rs. 749
- Camera: Rs. 767
Lifecare Treatments
Eye care, Bariatric surgery, Laproscopy, Hair restoration and others: Rs. 767
Home, kitchen & furniture
- Furniture, home decor, mattress, others: Rs. 767
- Modular kitchen: Rs. 1017
Sports, Fitness, Travel
- Sports and fitness equipment: Rs. 767
- Flight tickets and holiday packages: Rs. 479
Men’s Fashion
- Transactions up to Rs. 9999 - Convenience Fee of Rs. 49 + GST
- Transactions of Rs. 10,000 - Convenience Fee of Rs. 99 + GST
Over limit Fee: Rs. 49 + GST (if customer has transacted for more than his card limit)
Women’s Fashion
- Transactions up to Rs. 9999 - Convenience Fee of Rs. 49 + GST
- Transactions of Rs. 10,000 - Convenience Fee of Rs. 99 + GST
Over limit Fee: Rs. 49 + GST (if customer has transacted for more than his card limit)
EMI Network is the way to pay for your favorite electronics, appliances, smartphones, furniture, groceries, clothes, accessories and much more and divide the cost of your purchase into easy monthly installments (EMIs).
You can shop for 1 million products under EMI Network. The categories include electronics, large and small appliances, gadgets, clothes, accessories, eyewear, footwear, watches, international and domestic flight tickets, hotel stays, holiday packages, eye-wear, education and even groceries.
Visit the store locator section on our website to find out the nearest Bajaj Finserv partner store.
Yes, there are 1000+ offers available on the various products under EMI Network. You can view these offers on our website, the Bajaj Finserv Wallet app or visit our partner stores and ask the in-store representative for these offers. The offers will also be communicated to you via our promotional e-mails or SMS from time to time.
Shopping on EMI network is simple and you have an option to shop either by using an EMI card or without an EMI card.
With an EMI Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Card
Step 3: Walk out with your purchase
Without an EMI Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase
To shop on EMI Network, you will need to submit government issued photo ID proof and residence proof, one cancelled cheque, one passport size photograph and a signed ECS mandate
The products on EMI Network can be bought on easy EMIs without any extra cost. The manufacturers bear an annualized rate of interest which is based on risk gradation, cost of funds, margin, and risk premium. Hence shopping on EMI Network is better than using your credit or debit card.
There will be a nominal processing fee for availing the loan and will vary from product to product purchased on the EMI Network. There are no hidden charges whatsoever.
An EMI Network Card is a payment instrument with a pre-approved loan amount. By swiping the card at any partner store or online websites, you can convert your purchases into easy EMI’s. You can use it to shop for your favorite electronic items and appliances, gadgets, clothes, accessories, eyewear, footwear, watches, groceries, book flight tickets, holiday packages, pay for coaching classes and more.
You can use this card across any Bajaj Finserv partner outlets to shop for 1 million+ products in more than 1,300+ cities in India. This card is now accepted across 60,000 stores in India.
You can view our partner stores online or log into Bajaj Finserv wallets app.
The EMI Store is an online platform where you can choose your favorite products and buy them with your EMI Card on no cost EMI. Here are some of the key features of the EMI Store:
1.Same day doorstep delivery at no extra cost
2.Down payment on delivery through cash/card
3.Lowest down payment and multiple tenor schemes
4.No documentation
5.Best offer prices
You can read more about the EMI Store here.
Step 1: Login to EMI Store using your ID & password/ OTP/ social media login.
Step 2: Select 'Go to shop' then choose a product category.
Step 3: Select a product with any of available EMI schemes.
Step 4: Add product to cart & select any insurance of your choice then proceed to checkout.
Step 5: Enter your shipping address & click 'Generate OTP'.
Step 6: Review your order, check 'Loan' & 'Product' details then enter OTP that you have received on your registered mobile number & click submit.
Step 7: Agree to terms & conditions then click 'Buy Now'.
Step 8: Now you will receive a call from the dealer asking your confirmation to dispatch your order, post which you cannot cancel your order if you choose to confirm.
Step 9: Delivery boy will deliver the product at your doorstep. Pay the down payment, & sign invoice. You may ask the delivery boy to open sealed product in front of you to check for the product.
