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From televisions and smartphones to furniture and groceries, buy products on easy EMIs across 1 lakh+ partner stores.
Divide your purchase into easy EMIs of 3, 6, 9, 12, 18 or 24 months, according to your ease.
Fill an online form and show the SMS of your pre-approved loan amount to buy your favourite product at the nearest partner store.
Forget heaps of paper work and never-ending forms. All you need are KYC documents and a cancelled cheque.
The Bajaj Finserv EMI Card helps you buy everything you need, all on easy EMIs with a simple swipe.
As an existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.
Most of the products on EMI Network have minimal or no processing fees. You pay the exact price of your purchase, divided into monthly EMIs.
Products brought on EMI Network have minimal or no down payment. With the Bajaj Finserv EMI Network, convert your purchase into EMIs.
1. An individual between 21 and 60 years of age
2. Regular source of income
By entering your name and mobile in the form
One cancelled cheque
ECS mandate duly signed
(Above documents are applicable to those shopping without an EMI Network Card)
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Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents |
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate. |
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*The processing fee may vary at the time of purchase.
Fee amount subject to change.
Buy best phones under 10,000 like lava zolo, lava z91, etc on Easy EMI.
EMI Network is the way to pay for your favorite electronics, appliances, smartphones, laptops, tv, furniture, groceries, clothes, accessories and much more and divide the cost of your purchase into easy monthly installments (EMIs).
You can shop for 1 million products under EMI Network. The categories include electronics, large and small appliances, gadgets, clothes, accessories, eyewear, footwear, watches, international and domestic flight tickets, hotel stays, holiday packages, eye-wear, education and even groceries.
Visit the store locator section on our website to find out the nearest Bajaj Finserv partner store.
Yes, there are 1000+ offers available on the various products under EMI Network. You can view these offers on our website, the Bajaj Finserv Wallet app or visit our partner stores and ask the in-store representative for these offers. The offers will also be communicated to you via our promotional e-mails or SMS from time to time.
Shopping on EMI network is simple and you have an option to shop either by using an EMI Network card or without an EMI Network card.
With an EMI Network Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase
Without an EMI Network Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase
To shop on EMI Network, you will need to submit government issued photo ID proof and residence proof, one cancelled cheque, one passport size photograph and a signed ECS mandate
The products on EMI Network can be bought on easy EMIs without any extra cost. The manufacturers bear an annualized rate of interest which is based on risk gradation, cost of funds, margin, and risk premium. Hence shopping on EMI Network is better than using your credit or debit card.
There will be a nominal processing fee for availing the loan and will vary from product to product purchased on the EMI Network. There are no hidden charges whatsoever.
An EMI Network Card is a payment instrument with a pre-approved loan amount. By swiping the card at any partner store or online websites, you can convert your purchases into easy EMI’s. You can use it to shop for your favorite electronic items and appliances, gadgets, clothes, accessories, eyewear, footwear, watches, groceries, book flight tickets, holiday packages, pay for coaching classes and more.
You can use this card across any Bajaj Finserv partner outlets to shop for 1 million+ products in more than 1,300+ cities in India. This card is now accepted across 60,000 stores in India.
You can view our partner stores online or log into Bajaj Finserv wallets app.
If you planning to purchase new gadgets and appliances on EMI and worrying about how to apply for an EMI Network Card; then worry not, the process is very easy. You can apply for an EMI Network Card online using our customer portal- Experia, and offline by visiting any of our 1 lakh+ partner stores and seek in-store financing option to avail.
The EMI Network Card eligibility criteria is:
• You must be between 21 to 60 years of age
• You must have a regular source of income
