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Best Phones Under 20000 in India 2020 (September 2020)

  • 2 min read

  • Highlights

  • Read about top mobiles to buy under 20000

  • Buy a feature-packed smartphone from Vivo or Redmi

  • Shop conveniently from the Bajaj Finserv EMI Network

  • Pay via No Cost EMI in easy installments

When planning to buy a smartphone, you look forward to a range of things such as standout features, power-packed performance modules, and affordability. Checking all the boxes in that list can be tricky, but with the latest advancements in the market, you can easily access every specification of your choice in a pocket-friendly manner by purchasing a phone under 20000 on EMI. By shopping at the Bajaj Finserv EMI Network, you can ease the burden of an outright payment. Now that you know of a convenient way to make this purchase, take a look at some of the outstanding smartphones available within the budget of Rs. 20,000.

Best Mobile Under 20000

Brand Phone under 20,000 Price in India
Realme Realme X Rs. 19,999
Xiaomi Poco F1 Rs. 17,999
Vivo Vivo Z1 Pro Rs. 17,990
Samsung Samsung Galaxy M40 Rs. 19,990
OPPO OPPO K3 Rs. 19,990
Xiaomi Xiaomi Redmi Note 7 Pro Rs. 16,999
Xiaomi Poco F1 Rs. 17,999
Honor Honor 8C Rs. 12,999
Realme Realme 3 Pro Rs. 15,999
Huawei Huawei Y9 Prime Rs. 15,990
Motorola Motorola One Vision Rs. 16,999

best smartphone under 20000

In order to take home, the best smartphone under 20000, read the review of the most popular models below.

1. Realme X

If you’re on the hunt for the best mobile under 20000, the Realme X should definitely feature on your list. It is built to follow in the footsteps of the pop-up camera trend and features an AI enabled 16MP front camera. The Sony sensor in this camera is adept at capturing high definition selfies and thanks to the AI features, you can click a perfectly enhanced photograph for all your subjects. As for the rear cameras, the Realme X has two sensors, 48MP and 5MP, which are supported by the intelligent pixel binning flash, allowing you to capture portraits and landscapes in life-like quality.

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When it comes to performance, the phone has a Qualcomm Snapdragon 710 processor that is complemented by an 8GB RAM. This allows you to play all your favourite games and multitask seamlessly using your apps without experience any lag in the phone’s performance. Apart from all this, the phone also flaunts a 6.5-inch AMOLED display for immersive viewing.

Specifications: Realme X
RAM 4GB
Storage 128GB
Front Camera 16MP
Rear Camera 48MP+5MP
Display 6.5 Inch
Battery 3765mAh
Processor Qualcomm Snapdragon 710 processor
EMI Starts Rs. 1499/Month*

2. Vivo S1 Pro

Most of the smartphone models look the same today. In order to stand out from the rest of the pack, Vivo launched Vivo S1 Pro with a gorgeous diamond-shaped AI rear camera setup, with a stunning 48MP primary camera. The smartphone also comes with an exquisite sAMOLED display that provides vivid, rich colours, that is bound to turn quite a few heads. Furthermore, the smartphone packs an 8GB RAM, and is powered by the Qualcomm Snapdragon 665 SoC, and the two combine to give you a fluid, lag-free experience. If you’re searching for a smartphone under Rs. 20,000, then Vivo S1 Pro should be at the top of your list.

Specifications: Vivo S1 Pro
RAM 8GB
Storage 128GB
Front Camera 32MP
Rear Camera 48MP+8MP+2MP+2MP
Display 6.38 Inch
Battery 4500mAh
Processor Qualcomm Snapdragon 665
EMI Starts Rs. 1333/Month*

Additional Read: Best Selling Phones in India

3. Oppo F9 Pro

Through OPPO F9 Pro’s VOOC Flash Charge Technology, you can charge the smartphone for just five minutes, which will give you a talktime of nearly two hours! The smartphone flaunts a 6.3-inch full HD+ water drop display, providing an immersive viewing experience, while it also comes with overheat protection feature, to ensure that the smartphone does not heat up at any point. With a 25MP selfie camera with HDR sensor, and a dual-rear camera setup, you can take stunning photos and selfies using this smartphone.

Specifications: Oppo F9 Pro
RAM 6GB
Storage 64GB
Front Camera 25MP
Rear Camera 16MP+2MP
Display 6.3 Inch
Battery 3500mAh
Processor Mediatek Helio P60 Octacore
EMI Starts Rs. 1199/Month*

4. Samsung Galaxy M40

The Galaxy M40 is a device you must consider if you’re looking for the best mobile under 20000. It features innovative technology and a beautiful design, giving you some best-in-class features to play with. It allows for a fully immersive viewing experience thanks to its 6.3-inch FHD+ display that has a screen-to-body ratio of 91.8%! The triple rear camera technology with 32MP + 8MP + 5MP is another great addition to this model as you can use it to capture stunning 4K video and use the super slow-mo feature for an even greater creative effect. The phone is also fairly sleek as it is only 7.9mm in thickness, but this can be attributed to the fact that it has a strong 3500mAh battery.

Specifications: Samsung Galaxy M40
RAM 6GB
Storage 128GB
Front Camera 16MP
Rear Camera 32MP+8MP+5MP
Display 6.3 Inch
Battery 3500mAh
Processor Qualcomm Snapdragon 675
EMI Starts Rs. 1885/Month*

5. Realme 6 Pro

With a massive 8GB RAM, 128GB internal storage, and a quad-rear camera setup with 64MP primary shooter, Realme 6 Pro is indubitably one of the best smartphones under Rs. 20,000. Realme has established itself in the Indian smartphone market in a relatively short period, and this smartphone is yet another impressive feather in its cap. The device is powered by the Qualcomm Snapdragon 720G SoC, and comes with a 90Hz ultra-smooth display, providing a seamless user experience. The smartphone also houses a dual in-display selfie camera setup, with the 16MP wide-angle lens and 105-degree ultra-wide-angle lens offering a 3x wider field-of-view. At the back, the phone flaunts a quad-rear camera setup, with a stunning 64MP primary sensor with 20x zoom.

Specifications: Realme 6 Pro
RAM 8GB
Storage 128GB
Front Camera 16MP+8MP
Rear Camera 64MP+12MP+8MP+2MP
Display 6.6 Inch
Battery 3500mAh
Processor Snapdragon 720G Processor
EMI Starts Rs. 1666/Month*

6. LG Q6 Plus

As smartphone brands continue to tinker with phone design, offering curved surfaces and bezel-less bodies, LG provides a throwback with its LG Q6 Plus smartphone. The device comes with a minimal design, which is a welcome change, and provides a fully extended screen with rounded corners. Furthermore, for those wanting a replica of the older, smaller phone models, LG Q6 Plus sports a 5.5-inch Full HD+ FullVision Display, and fits in the palm of your hand without any problem. With a wide selfie camera and various camera modes, including the playful square camera mode, LG has managed to offer something unique with this smartphone. If that weren’t enough, the phone packs a 4GB RAM and 64GB internal memory, which can be expanded up to 2TB via microSD card.

Specifications: LG Q6 Plus
RAM 4GB
Storage 64GB
Front Camera 5MP
Rear Camera 13MP
Display 5.5 Inch
Battery 3000mAh
Processor Qualcomm Snapdragon 435
EMI Starts Rs. 1666/Month*

7. Nokia 7.2

Another brand that has looked to move away from the recent trend is Nokia. At a time when almost all the smartphone brands provide the same vertical rear camera setup, Nokia has designed a smartphone that looks absolutely stunning with a round triple-camera setup, and comes with a 6.3-inch full HD display. This smartphone is powered by the Qualcomm Snapdragon 660 chipset, and comes packed with excellent features and specs, such as a 6GB RAM, 20MP selfie shooter, and 64GB storage capacity.

Specifications: Nokia 7.2
RAM 6GB
Storage 64GB
Front Camera 20MP
Rear Camera 48MP+8MP+5MP
Display 6.3 Inch
Battery 3500mAh
Processor Qualcomm Snapdragon 660
EMI Starts Rs. 1542/Month*

8. Vivo Y50

For a smartphone brand, understanding their target audience means everything. This is where Vivo has clearly defined its audience segment, and caters to them with chic, stylish smartphones with excellent features. Vivo Y50 is a true all-rounder; from a mammoth 8GB RAM, to 6.53-inch FHD+ iView display, you cannot ask for more from a smartphone that is affordably priced. This smartphone also packs impressive cameras; at the back, it sports an AI quad-rear camera setup with 13MP primary shooter, along with a wide-angle camera with 120-degree field-of-view. You can capture mesmerizing photos even during the nights with the camera’s Super Night Mode, and the phone also lets you capture ultra-stable videos, owing to the EIS. This smartphone also flaunts a 16MP front camera, 128GB storage capacity, and a powerful 5,000mAh battery, making this one of the best smartphones under 20,000 INR.

Specifications: Vivo Y50
RAM 8GB
Storage 128GB
Front Camera 16MP
Rear Camera 13MP+8MP+2MP+2MP
Display 6.53 Inch
Battery 5000mAh
Processor Qualcomm Snapdragon 665
EMI Starts Rs. 1199/Month*

9. Huawei Y9 Prime

If you’re looking for a smartphone with a minimalistic and stylish design, then the Y9 Prime is something you should opt for. It comes in two colours, emerald green and sapphire blue and has a smooth back panel. Here you’ll also find the fingerprint sensor located for easy accessibility. This device boasts of AI-backed front and rear cameras, allowing for greater definition and optimisation when clicking photographs or recording video. You can also store all your favourite moments in one location thanks to the ample 128GB internal storage capacity. All of these features are complemented by the admirable 4000mAh energy-efficient battery pack for extensive usage on a single charge.

Specifications: Huawei Y9 Prime
RAM 4GB
Storage 128GB
Front Camera 16MP
Rear Camera 16MP+8MP+2MP
Display 6.59 Inch
Battery 4000mAh
Processor HiSilicon Kirin 710F AI Chipset with Dual-NPU
EMI Starts Rs. 1133/Month*

10. Samsung Galaxy A50s

You can bank on three things when you’re purchasing a mid-range Samsung smartphone: great features, impressive battery capacity, and an over-all excellent performance. Samsung Galaxy A50s does not disappoint on any of those fronts; the smartphone flaunts a 6.4-inch FHD+ sAMOLED Infinity-U display, offering splendid viewing experience. It also packs excellent cameras, with a triple-rear camera setup with 48MP primary sensor that comes with Super Steady Video and Night modes, and a stunning 32MP selfie camera. With 128GB internal storage and a powerful 4,000mAh battery with 15W fast charging feature, it is truly a remarkable device that you can own for less than Rs. 20,000!

Specifications: Samsung Galaxy A50s
RAM 4GB
Storage 128GB
Front Camera 32MP
Rear Camera 48MP+8MP+5MP
Display 6.4 Inch
Battery 4000mAh
Processor Exynos 9611 Processor
EMI Starts Rs. 1405/Month*

Buy the Best Phone Under 20000 on EMI

Now that you have information about some of the best smartphones under Rs. 20,000 you can buy in 2020, take the time to pick one that best suits you. Once you have decided, shop using a deal of your choice at the Bajaj Finserv EMI Network.

With over 100,000 partnered retail stores across 1,900+ cities, you can choose a retailer of your preference and take advantage of any available offers. Further, you can buy the phone of your choice basis a cashless transaction using the EMI Network Card during checkout. In case you don’t have the card, opt for in-store financing by approaching a representative available at the retail outlet. Apart from ease of transaction you also get to buy your device on No Cost EMI, without paying anything extra over and above the purchase price. To begin with, check your pre-approved offer and opt for customised EMI plan right now!

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