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Best Latest Mobile Phoness Under Rs.20,000 in India (August 2022)

  • 2 min read

  • Highlights

  • Read about top mobiles to buy under 20000

  • Buy a feature-packed smartphone from Vivo or Redmi

  • Shop conveniently from the Bajaj Finserv EMI Network

  • Pay via No Cost EMI in easy installments

When planning to buy a mobile phone, you look forward to a range of things such as standout features, power-packed performance modules, and affordability. Checking all the boxes in that list can be tricky, but with the latest advancements in the market, you can easily access every specification of your choice in a pocket-friendly manner by purchasing a phone under 20000 on EMI. By shopping at the Bajaj Finserv EMI Network, you can ease the burden of an outright payment. Now that you know of a convenient way to make this purchase, take a look at some of the outstanding smartphones available within the budget of Rs. 20,000.

Best Phones Under 20000

In order to take home the best phone under 20000, read the review of the most popular models below.

1. Oppo A16

Sporting an ultra-high-resolution quad-rear camera setup with a 108MP primary sensor, Oppo A16 allows you to capture stunning images that are sharp and bright. Additionally, its mammoth 6.5-inch display, with a 60Hz refresh rate offers vibrant, true-to-life colors with enhanced brightness and contrast levels. This renders every image vivid and lifelike.

Click here to shop the latest phone under 20000 on easy EMIs


Specifications: Oppo A16
RAM 4GB
Storage 64GB
Front Camera 8MP
Rear Camera 13 MP + 2 MP + 2 MP
Display 6.5 inch
Battery 5000 mAh
Processor MediaTek Helio G35 Octa Core Processor

2. Vivo Y33T

Vivo Y33T is India’s first smartphone to be powered by the Qualcomm Snapdragon 680 processor. This immediately places this device on a pedestal, as it delivers a seamless and ultra-smooth performance.

Specifications: Vivo Y33T
RAM 8GB
Storage 128GB
Front Camera 16MP
Rear Camera 50 MP + 2 MP + 2 MP
Display 6.58 -inch
Battery 5000 mAh
Processor Qualcomm Snapdragon 680

Additional Read: Best Selling Phones in India

3. Vivo Y21G

The 6GB RAM of Realme 8 Pro ensures that you can seamlessly switch between different applications, without losing your progress. Furthermore, the 6.4-inch Full HD+ Super AMOLED display offers an immersive visual and gaming experience. On the camera front, this device houses a 108MP quad-rear camera, which gives you the ammunition you need to click professional-grade photos.

Specifications: Vivo Y21G
RAM 4GB
Storage 64GB
Front Camera 8MP
Rear Camera 13 MP + 2 MP
Display 6.51 Inch
Battery 5000 mAh
Processor Mediatek Helio P35

4. Vivo Y21T

Vivo Y21T continues Vivo’s tradition of offering large batteries, and houses a massive 5,000mAh battery underneath the back panel. This ensures that the phone remains operational for a long time, even while running on a single charge throughout the day.

Specifications: Vivo Y21T
RAM 4GB
Storage 128GB
Front Camera 8 MP
Rear Camera 50 MP + 2 MP + 2 MP
Display 6.58 -inch
Battery 5000 mAh
Processor Qualcomm Snapdragon 680

5. Oppo A76

One of the best smartphones available for less than Rs. 20,000 is Oppo A76 , which comes with a 5,000mAh battery. This keeps you assured about the device’s long-lasting performance, while the charger can power the phone back up to 100% in just 44 minutes! On the camera front, this phone houses the Sony IMX682 64 MP quad-rear camera, which lets you click stunning images.

Specifications: Oppo A76
RAM 6GB
Storage 128GB
Front Camera 8MP
Rear Camera 13 MP + 2 MP
Display 6.56 inch
Battery 5000mAh
Processor Qualcomm Snapdragon 680

6. Oppo A55

Oppo A55 is a true all-rounder, and delivers uninterrupted performance owing to a large 5,000mAh battery. The device is powered by the MediaTek Helio G35 processor, which facilitates a smooth and seamless performance. Additionally, the 4GB RAM allows you to switch between different applications seamlessly, while you can open as many applications as you want.

Specifications: Oppo A55
RAM 4GB
Storage 64GB
Front Camera 16MP
Rear Camera 50 MP + 2 MP + 2 MP
Display 6.51 Inch
Battery 5000 mAh
Processor MediaTek Helio G35

7. Oppo A16e

Specifically designed for gaming enthusiasts, Oppo A16e from Oppo runs on the gaming centric MediaTek Helio P22 Octa Core processor. The processor ensures that you can play graphics-intensive games without any hassles.

Specifications: Oppo A16e
RAM 4GB
Storage 64GB
Front Camera 5 MP
Rear Camera 13 MP
Display 6.52 -inch
Battery 4230 mAh
Processor MediaTek Helio P22 Octa Core

8. Samsung Galaxy A13

Samsung Galaxy A13 is a certified head-turner, as it comes with a slim design and a 6.6-inch FHD AMOLED display. Additionally, thanks to the electronic image stabilization (EIS) attribute, you can capture stable videos without any shakes using the phone’s cameras, even when you’re in motion! Another advantage of owning this model is that you can expand the storage from 128GB to 1TB by using a microSD card. Thus, you can safely store multimedia files, images, and other important documents on the smartphone.

Specifications: Samsung Galaxy A13
RAM 4GB
Storage 64GB
Front Camera 8MP
Rear Camera 50 MP + 5 MP + 2 MP + 2 MP
Display 6.6 Inch
Battery 5000 mAh
Processor Octa Core Processor

9. Samsung Galaxy A23

Flaunting a 50MP quad-rear camera, Samsung Galaxy A23 allows you to capture vibrant and vivid images, while retaining their natural fervor. Additionally, the 6GB RAM allows you to easily switch between different applications seamlessly, while you can open as many applications as you want.

Specifications: Samsung Galaxy A23
RAM 6GB
Storage 128GB
Front Camera 16MP
Rear Camera 50 MP + 5 MP + 2 MP + 2 MP
Display 6.6Inch
Battery 5000mAh
Processor Octa Core Processor

10. Vivo Y21A

Vivo Y21A sports a gorgeous 6.51 inch Super AMOLED display. Furthermore, the smartphone features a 13 MP + 2 MP dual rear camera, which permits you to click awe-inspiring images, and capture different perspectives.

Specifications: Vivo Y21A
RAM 4GB
Storage 64GB
Front Camera 8MP
Rear Camera 13 MP + 2 MP
Display 6.51 Inch
Battery 5000 mAh
Processor MediaTek Helio P22 MT6762R

Get latest smartphones, laptops, and tablets on easy EMIs with Bajaj Finserv EMI Network

Best Mobile Phones Under Rs.20,000 Price List (August 2022)

Best Mobile Phones Under 20000 Price
Oppo A16 Rs. 12,990
Vivo Y33T Rs. 17,990
Vivo Y21G Rs. 13,499
Vivo Y21T Rs. 16,490
Oppo A76 Rs. 16,490
Oppo A55 Rs. 14,990
Oppo A16e Rs. 10,490
Samsung Galaxy A13 Rs. 13,999
Samsung Galaxy A23 Rs. 18,499
Vivo Y21A Rs. 13,499

Buy Smartphones Under Rs. 20,000 with Bajaj Finserv

Now that you have information about some of the best smartphones under 20000 you can buy in 2021, take the time to pick one that best suits you. Once you have decided, shop using a deal of your choice from Bajaj Mall or Bajaj Finserv EMI Network.

With over 100,000 partnered retail stores across 1,900+ cities, you can choose a retailer of your preference and take advantage of any available offers. Further, you can buy the phone of your choice basis a cashless transaction using the EMI Network Card during checkout. In case you don’t have the card, opt for in-store financing by approaching a representative available at the retail outlet. Apart from ease of transaction you also get to buy your device on No Cost EMI, without paying anything extra over and above the purchase price. To begin with, check your pre-approved offer and opt for a customized EMI plan right now!

Offers on Other Products:

Smart buyers always check out the deals available on other products too. You will be amazed by the cashback offers, super saver days and super weekend sale that will make your purchase more pocket-friendly.

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