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Best Smartphones under 20000 in India (2020)

  • 2 min read

  • Highlights

  • Read about top mobiles to buy under 20000

  • Buy a feature-packed smartphone from Vivo or Redmi

  • Shop conveniently from the Bajaj Finserv EMI Network

  • Pay via No Cost EMI in easy installments

When planning to buy a smartphone, you look forward to a range of things such as standout features, power-packed performance modules, and affordability. Checking all the boxes in that list can be tricky, but with the latest advancements in the market, you can easily access every specification of your choice in a pocket-friendly manner by purchasing a smartphone under 20000 on EMI. By shopping at the Bajaj Finserv EMI Network, you can ease the burden of an outright payment. Now that you know of a convenient way to make this purchase, take a look at some of the outstanding smartphones available within the budget of Rs. 20,000.

Additional Read: Upcoming Mobile Phones in India

Best Phones under 20000

In order to take home, the best smartphone under 20000, read the review of the most popular models below.

1. Realme X

If you’re on the hunt for the best smartphone under 20000, the Realme X should definitely feature on your list. It is built to follow in the footsteps of the pop-up camera trend and features an AI enabled 16MP front camera. The Sony sensor in this camera is adept at capturing high definition selfies and thanks to the AI features, you can click a perfectly enhanced photograph for all your subjects. As for the rear cameras, the Realme X has two sensors, 48MP and 5MP, which are supported by the intelligent pixel binning flash, allowing you to capture portraits and landscapes in life-like quality.

Additional Read : Vivo Phones Under 15000

When it comes to performance, the phone has a Qualcomm Snapdragon 710 processor that is complemented by an 8GB RAM. This allows you to play all your favourite games and multitask seamlessly using your apps without experience any lag in the phone’s performance. Apart from all this, the phone also flaunts a 6.5-inch AMOLED display for immersive viewing.

Specifications: Realme X
Display 6.5-inch AMOLED display
Processor Qualcomm Snapdragon 710 processor
Rear camera 48MP and 5MP
Front camera AI enabled 16MP front camera
Battery 3765mAh

2. Xiaomi Poco F1

Among the best phones under 20000, the Xiaomi Poco F1 shines bright as it is equipped with incredible performance chips and comes in an armoured variant. This phone is powered by the most powerful 10nm chip and the Qualcomm Snapdragon 845 processor, which is mainly designed to handle heavy usage, be it gaming or work. The 12+5MP rear camera captures incredible shots and the 20MP selfie camera gives a perfect click for you. To ensure that the phone maintains its performance standard, the brand has added an enhanced cooling technology in to the device. This keeps both the CPU and GPU in a controlled environment. The POCO F1 has an 8GB RAM module that can easily handle multitasking and the 4000mAh battery keeps it operational for an entire day on a single charge.

Specifications: Xiaomi POCO F1
Display 6.18-inch
Processor Qualcomm Snapdragon 845 processor
Rear camera 12+5MP
Front camera 20MP
Battery 4000mAh

3. Vivo Z1 Pro

The Vivo Mobile sports a full screen 6.5-inch FHD+ IPS display that can output at a resolution of 2340x1080 pixels. The camera technology in this phone is praiseworthy as it has an In-Display 32MP camera that is backed by AI beautify. This setting ensures that all your selfies are enhanced in real time and that you always get the best shot, regardless of the angle or lighting. The phone runs on the Funtouch OS 9.0 that is built on the architecture of Android 9.0. These amazing features, coupled with the Qualcomm Snapdragon 712AIE processor help it stand out as one of the best mobile phones under 20000.

Specifications: Vivo Z1 Pro
Display 6.5-inch FHD+ IPS display
Processor Qualcomm Snapdragon 712AIE
Rear camera 16MP + 8MP + 2MP
Front camera 32MP
Battery 5000mAh

Additional Read : Best Oppo Phone Under 15000

4. Samsung Galaxy M40

The Galaxy M40 is a device you must consider if you’re looking for the best mobile under 20000. It features innovative technology and a beautiful design, giving you some best-in-class features to play with. It allows for a fully immersive viewing experience thanks to its 6.3-inch FHD+ display that has a screen-to-body ratio of 91.8%! The triple rear camera technology with 32MP + 8MP + 5MP is another great addition to this model as you can use it to capture stunning 4K video and use the super slow-mo feature for an even greater creative effect. The phone is also fairly sleek as it is only 7.9mm in thickness, but this can be attributed to the fact that it has a strong 3500mAh battery.

Specifications: Samsung Galaxy M40
Display 6.3-inch FHD+
Processor Qualcomm Snapdragon 675
Rear camera 32MP + 8MP + 5MP
Front camera 16MP
Battery 3500mAh

Additional Read : Best Mi Phone Under 10000

5. OPPO K3

If you’re looking for an aesthetically pleasing smartphone, the OPPO K3 should be your pick. It has a sleek unified body and in appearance it has a stylish gradient-like coating on its hardware mould. This style is further complemented by the panoramic 6.5-inch AMOLED display that has a screen-to-body ratio of 91%, allowing you to enjoy more of the beautiful screen and less bezel. The device features 6GB/8GB RAM and 64GB/128GB ROM and powered by Qualcomm Snapdragon 710 processor. In terms of the cameras, it has a 16MP front pop-up camera that automatically retracts when not in use. Another standout feature to take note of is the in-display fingerprint sensor that gives this device more of a futuristic twist.

Specifications: OPPO K3
Display 6.5-inch AMOLED
Processor Qualcomm Snapdragon 710 processor
Rear camera 16MP + 2MP
Front camera 16MP pop-up camera
Battery 3765mAh

6. Redmi Note 7 Pro

The Note 7 Pro is certainly a standout device as it houses many top-tier features. It has a 6.3-inch Full-HD Dot Notch display that offers a resolution of 2340x1080 pixels. The Redmi Note 7 Pro’s camera technology is one of its best features as it has an AI dual rear camera with a 48MP and 5MP sensor that is great for low-light photography as well as 4K video recording. This device is also gamer friendly as it has a nimble 6GB RAM module complemented by a Snapdragon 675 processor that is clocked at 2.0GHz. Lastly, it sports a Type-C charging port and houses a 4000mAh battery that supports Quick Charge 4 technology.

Specifications: Redmi Note 7 Pro
Display 6.3-inch Full-HD
Processor Snapdragon 675 processor
Rear camera 48MP + 5MP
Front camera 13MP
Battery 4000mAh

7. Honor 8C

The Honor 8C is a pocket-friendly model that comes with a Qualcomm Snapdragon 632 Octa-Core processor. Thanks to this, the phone can comfortably handle most apps, be it games or related to productivity. Additionally, it also supports a fair bit of multitasking as it has a 4GB RAM module that can handle apps and programs running simultaneously. The Honor 8C comes in two storage variants, 32GB and 64GB, both of which offer enough space for most users. However, should you need more, you can expand the storage up to 256GB with a microSD card.

Specifications: Honor 8C
Display 6.26-inch
Processor Qualcomm Snapdragon 632 Octa-Core processor
Rear camera 13MP + 2MP
Front camera 8MP
Battery 4000mAh

Additional read : Best 4g Phone Under 10000


8. Realme 3 Pro

Speed meets aesthetics with the Realme 3 Pro smartphone. Thanks to its snappy Snapdragon 710 AIE processor and Hyper Boost 2.0 technology, you enjoy unparalleled processing speeds. This comes in handy when recording HD video or playing demanding games and it adds to overall feel of the device. The 4045mAh battery pack supports VOOC Flash Charge 3.0, giving you more uptime for usage. On a full charge, you can expect to play your favourite games for 7 hours at a stretch and in comparison, to its predecessor, you enjoy 32% more battery life. In terms of design, it has a gorgeous light-pattern colour scheme that takes after the Le Mans Speedway. This is only complemented by the large 6.3-inch FHD+ display.

Specifications: Realme 3 Pro
Display 6.3-inch FHD+
Processor Snapdragon 710 AIE processor
Rear camera 16MP + 5MP
Front camera 25MP
Battery 4045mAh

Additional read : Oppo Mobile 4g Under 10000


9. Huawei Y9 Prime

If you’re looking for a smartphone with a minimalistic and stylish design, then the Y9 Prime is something you should opt for. It comes in two colours, emerald green and sapphire blue and has a smooth back panel. Here you’ll also find the fingerprint sensor located for easy accessibility. This device boasts of AI-backed front and rear cameras, allowing for greater definition and optimisation when clicking photographs or recording video. You can also store all your favourite moments in one location thanks to the ample 128GB internal storage capacity. All of these features are complemented by the admirable 4000mAh energy-efficient battery pack for extensive usage on a single charge.

Specifications: Huawei Y9 Prime
Display 6.59-inch
Processor HiSilicon Kirin 710
Rear camera 16MP + 8MP + 2MP
Front camera 16MP
Battery 4000mAh

10. Motorola One Vision

The Motorola One Vision is definitely among the best phones available in the market at present, as it sports incredible features at an irresistible price. Its most standout feature is the camera framework. It has dual AI rear cameras that come ready with a 48MP and 5MP sensor. As for the front, you’ll find a 25MP camera, which is backed by intelligent algorithms to automatically pick the best settings for an optimal image. Further, as a gamer, thanks to the Exynos 9609 processor and the 6.3-inch IPS display you can enjoy your heavy graphic games in full clarity without any performance dip all through the day.

Specifications: Motorola One Vision
Display 6.3-inch IPS
Processor Exynos 9609 processor
Rear camera 48MP + 5MP
Front camera 25MP
Battery 3500mAh

Buy the Best Phones Under 20000 on EMI

Now that you have information about some of the best smartphones under Rs. 20,000 you can buy in 2020, take the time to pick one that best suits you. Once you have decided, shop using a deal of your choice at the Bajaj Finserv EMI Network.

Brand Model Price
Realme Realme X Rs. 19,999
Xiaomi Poco F1 Rs. 17,999
Vivo Vivo Z1 Pro Rs. 17,990
Samsung Samsung Galaxy M40 Rs. 19,990
OPPO OPPO K3 Rs. 19,990
Xiaomi Xiaomi Redmi Note 7 Pro Rs. 16,999
Honor Honor 8C Rs. 12,999
Realme Realme 3 Pro Rs. 15,999
Huawei Huawei Y9 Prime Rs. 15,990
Motorola Motorola One Vision Rs. 16,999

With over 100,000 partnered retail stores across 1,900+ cities, you can choose a retailer of your preference and take advantage of any available offers. Further, you can buy the phone of your choice basis a cashless transaction using the EMI Network Card during checkout. In case you don’t have the card, opt for in-store financing by approaching a representative available at the retail outlet. Apart from ease of transaction you also get to buy your device on No Cost EMI, without paying anything extra over and above the purchase price. To begin with, check your pre-approved offer and opt for customised EMI plan right now!

Disclaimer: The price of smartphone models have been sourced from various sources and are subjected to change.

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