3 min
02 Sep 2025

Phones under Rs. 20,000 in India give strong value with smooth performance, long battery life, and good cameras. Popular brands like realme, Xiaomi, Samsung, and vivo offer many reliable choices in this price segment. These smartphones are made for daily use, with bright displays, stylish designs, and support for multitasking. Whether for work, online study, or entertainment, they deliver the right balance of features and price. Budget-friendly yet powerful, these phones ensure users enjoy the latest technology without spending too much.

You can learn more about the best mobiles under Rs. 20,000 on Bajaj Mall. You can shop for the phone by visiting one of 1.5 lakh+ partner stores across 4,000+ cities in India. Once you have selected your preferred variant, you can buy it with Easy EMI options from Bajaj Finserv. Check your eligibility in a few steps and buy your favourite gadgets without any financial strain.

Latest mobile phones under Rs. 20,000 - Key features and specifications

Smartphones under Rs. 20,000 in India have become some of the most popular choices because they offer strong features at an affordable price. In this range, users can find phones with fast processors that make multitasking smooth, whether it is switching between apps, playing games, or attending online classes. Most of these devices come with 6GB or 8GB RAM and large storage options, giving enough space for photos, videos, and apps without slowing down.

A big attraction in this price segment is the display quality. Many phones feature large Full HD+ screens with high refresh rates, making them suitable for streaming films, browsing, or gaming. Bright and clear visuals add to the overall experience, while slim and stylish designs make these phones easy to carry and appealing to look at.

Cameras in phones under Rs. 20,000 are also quite advanced. Many models come with multiple lenses, including wide-angle and macro sensors, allowing users to take detailed photos and good-quality videos. This makes them suitable for students, social media users, and anyone who enjoys photography.

Battery life is another strong point. Most phones in this range come with 5000 mAh batteries or more, ensuring they last through a full day of use. Fast charging support is also common, which helps users recharge quickly and continue with work or entertainment without long waits.

Brands like realme, Xiaomi, Samsung, and vivo offer some of the best models in this category, giving consumers reliable performance, good design, and long-term value. For those who want a balanced smartphone for work, study, or entertainment, phones under Rs. 20,000 are a smart and budget-friendly option.

Infinix GT 30

You can use the Infinix GT 30 if you love gaming and entertainment. It has a smooth display that makes videos and games look clear. The fast processor and strong battery help you play games without interruptions. It is also handy for taking bright pictures and storing many apps.

Specification

Details

Display

6.78-inch AMOLED, 1080 x 2400 pixel

Processor

MediaTek Dimensity 7400

RAM

8GB

Storage

128GB

Camera

64MP main + 13MP front

Battery

5,500 mAh with 45 W charging

Price

Rs. 19,499


OPPO K13

The OPPO K13 is good for daily use as well as photography. You can click detailed pictures and watch movies on its colourful screen. The battery lasts the whole day, so you do not need to worry about charging often. It is also slim and light, making it easy to carry.

Specification

Details

Display

6.67-inch AMOLED, 120Hz, 1080 x 2400 pixel

Processor

Snapdragon 6 Gen 4

RAM

8GB

Storage

128GB/256GB

Camera

50MP triple camera + 16MP front

Battery

7,000 mAh with 80 W fast charging

Price

Rs. 17,297


vivo T4R

The vivo T4R is designed for people who like smooth performance and clear selfies. You can use it for social media, gaming, and photography. It has a sharp display for watching reels or videos, and the battery can handle a full day of mixed use.

Specification

Details

Display

6.77-inch AMOLED, 120Hz, 1080 x 2392 pixel

Processor

MediaTek Dimensity 7400

RAM

8GB/12GB

Storage

128GB/256GB

Camera

50MP OIS camera + 32MP front

Battery

5,700 mAh with 44 W charging

Price

Rs. 19,499


iQOO Z10R

You can choose the iQOO Z10R if you want a performance-focused phone. It is built for gamers and heavy users with a fast processor. The display is smooth, making games and apps run without lag. The battery also charges quickly, so you spend less time waiting.

Specification

Details

Display

6.77-inch AMOLED, 120Hz, 1080 x 2392 pixel

Processor

MediaTek Dimensity 7400

RAM

8GB/12GB

Storage

128GB/256GB

Camera

50MP OIS camera + 32MP front

Battery

5,700 mAh with 44 W charging

Price

Rs. 19,499


realme P3

The realme P3 is a good option if you want balanced performance and style. It comes with a colourful display, decent cameras, and a big battery for daily use. You can watch movies, play light games, and use multiple apps without slowing down.

Specification

Details

Display

6.67-inch AMOLED, 120Hz, 1080 x 2400 pixel

Processor

Snapdragon 6 Gen 4

RAM

6GB/8GB

Storage

128GB/256GB

Camera

50MP triple camera + 16MP front

Battery

6,000 mAh with 45 W charging

Price

Rs. 15,500


moto G86 Power

The moto G86 Power is made for users who want long battery life. You can use it for work, calls, and entertainment without charging again and again. The display is smooth, and the clean Android experience makes it easy to use without extra apps.

Specification

Details

Display

6.7-inch AMOLED, 120Hz, 1220 x 2712 pixel

Processor

MediaTek Dimensity 7400

RAM

8GB

Storage

128GB

Camera

50MP dual camera + 32MP front

Battery

6,720 mAh with 33 W charging

Price

Rs. 19,999


Infinix Note 50s 5G+

You can select the Infinix Note 50s 5G+ if you want 5G connectivity at an affordable price. It comes with a large screen for movies and games. The phone is strong in performance and suitable for multitasking. The big battery keeps it going for long hours.

Specification

Details

Display

6.78-inch AMOLED, 120Hz, 1080 x 2436 pixel

Processor

MediaTek Dimensity 7300 Ultimate

RAM

6GB/8GB

Storage

128GB/256GB

Camera

64MP dual camera + 13MP front

Battery

5,500 mAh with 45 W charging

Price

Rs. 15,999


POCO X7

The POCO X7 is built for people who like speed and performance. It runs heavy games smoothly and comes with a strong processor. The display has bright colours, and the battery charges quickly, so you can use it for long gaming sessions without interruptions.

Specification

Details

Display

6.67-inch AMOLED, 120Hz, 1220 x 2712 pixel

Processor

MediaTek Dimensity 7300 Ultra

RAM

8GB

Storage

128GB/256GB

Camera

50MP OIS triple camera + 20MP front

Battery

5,500 mAh with 45 W charging

Price

Rs. 17,150


TECNO Pova Curve 5G

The TECNO Pova Curve 5G is ideal for budget users who want stylish design and 5G speed. It has a large curved display that makes movies and games look premium. The phone also offers good performance for multitasking and comes with a battery that lasts the whole day.

Specification

Details

Display

6.78-inch curved AMOLED, 144Hz, 1080 x 2436 pixel

Processor

MediaTek Dimensity 7300 Ultimate

RAM

6GB/8GB

Storage

128GB

Camera

64MP dual camera + 13MP front

Battery

5,500 mAh with 45 W charging

Price

Rs. 15,999


realme 14x 5G

The realme 14x 5G is a perfect phone if you want future-ready 5G connectivity with good performance. It comes with a smooth display for everyday use and a strong processor for gaming. The cameras are sharp, and the battery supports fast charging for quick top-ups.

Specification

Details

Display

6.67-inch AMOLED, 120Hz, 1080 x 2400 pixel

Processor

MediaTek Dimensity 6300

RAM

6GB/8GB

Storage

128GB

Camera

50MP OIS camera + 8MP front

Battery

6,000 mAh with 45 W charging

Price

Rs. 14,999

 

Best mobile phones under Rs. 20,000 - Price list in India

Listed below is the price of the above-mentioned mobile phones under Rs. 20,000.

Model

Price (Rs.)

Infinix  GT 30

Rs. 19,499*

OPPO K13

Rs. 17,297*

vivo T4R

Rs. 19,499*

iQOO Z10R

Rs. 19,499*

realme P3

Rs. 15,500*

moto G86 Power

Rs. 19,999*

Infinix Note 50s 5G+

Rs. 15,999*

POCO X7

Rs. 17,150*

Tecno Pova Curve 5G

Rs. 15,999*

realme 14x 5G

Rs. 14,999*

*Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Check the latest offers and grab the best deals for a premium experience.

Turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

Shop smart with Easy EMIs

Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.

Why use the Maha Bachat Savings Calculator

Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

  1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

  2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

  3. Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.

  4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.


Mobile by brands

vivo mobile

LAVA phones

iQOO mobiles

TECNO mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 


Mobile by budget

Mobiles under Rs. 10,000

Mobiles under Rs. 15,000

Mobiles under Rs. 20,000

Mobiles under Rs. 25,000

Mobiles under Rs. 30,000

Mobiles under Rs. 35,000

Mobiles under Rs. 50,000

Mobiles under Rs. 60,000

Mobiles under Rs. 80,000


5G mobiles by brand

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

Motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

vivo 5G mobiles

Google 5G mobiles

iQ00 5G mobiles


5G mobiles by budget

5G mobiles under Rs. 15,000

5G mobiles under Rs. 20,000

5G mobiles under Rs. 25,000

5G mobiles under Rs. 30,000

5G mobiles under Rs. 40,000

 


Mobile by features

10000 mAh battery mobiles

120 W fast charging mobiles

13MP camera mobiles

200MP camera mobiles

16GB RAM mobiles

18GB RAM mobiles

Dolby Atmos Phones

Dual Stereo speaker mobiles

Flagship mobiles

Mobiles with 512GB internal memory

Mobiles with optical zoom

motorola curved display mobiles

Ultra wide camera phones

Sony IMX sensor camera mobiles

 

 

 

Pro tip:

Celebrate Ganesh Chaturthi the smarter way – bring home appliances and gadgets at up to 60% off

Frequently asked questions

Which brand is the best for mobile phones under Rs. 20,000?

Popular brands such as realme, Xiaomi, Samsung, vivo, OPPO, and iQOO offer strong options under Rs. 20,000 in India. Each brand has its strengths—realme and Xiaomi focus on value, vivo and OPPO bring stylish designs with great cameras, while iQOO is performance-oriented. The best brand depends on your specific needs such as gaming, photography, or everyday multitasking.

Which mobile phone is the best under Rs. 20,000 in 2025?

The OPPO K13 stands out as one of the best phones under Rs. 20,000 in 2025. It combines a 120Hz AMOLED display, Snapdragon 6 Gen 4 processor, triple cameras, and a massive 7,000 mAh battery with 80 W fast charging. This makes it a reliable all-rounder for users who want strong performance, long battery life, and smooth visuals.

Which mobile phone under Rs. 20,000 has the best night camera?

The vivo T4R is an excellent choice for night photography under Rs. 20,000. It features a 50MP OIS main camera that captures more light, reducing blur and improving low-light shots. Paired with a 32MP front camera, it is ideal for both night landscapes and selfies. This makes it a perfect pick for social media users and photography lovers.

Can I get a 5G smartphone under Rs. 20,000?

Yes, several smartphones under Rs. 20,000 come with 5G support. Options like the realme 14x 5G, Infinix Note 50s 5G+, POCO X7, and TECNO Pova Curve 5G offer future-ready 5G connectivity. These phones also come with smooth AMOLED displays, good cameras, and long-lasting batteries, making them ideal for users who want affordable next-generation connectivity without compromising on performance.

Which phone under Rs. 20,000 offers the best camera quality?

The POCO X7 delivers one of the best camera setups under Rs. 20,000. It comes with a 50MP OIS triple camera system and a 20MP front camera for sharp selfies. Optical Image Stabilisation ensures steady shots and videos, while the AMOLED display enhances viewing. With these features, it is an excellent option for photography enthusiasts on a budget.

Are gaming phones available under Rs. 20,000?

Yes, phones like the iQOO Z9 5G and POCO X7 5G cater to budget gamers with powerful chipsets and high refresh rate displays. These devices offer smooth gameplay, decent thermals, and long battery life, making them excellent options for mobile gaming without crossing the Rs. 20,000 mark.

Do budget phones under Rs. 20,000 support fast charging?

Most smartphones in this price segment now support fast charging. Devices such as the OPPO K13 (80 W charging), Infinix Note 50s 5G+ (45 W), and POCO X7 (45 W) allow quick recharges. This feature ensures you spend less time charging and more time using your phone for work, gaming, or entertainment, making them highly convenient.

Which phone under Rs. 20,000 has the best display quality?

The TECNO Pova Curve 5G offers one of the best display experiences under Rs. 20,000. Its 6.78-inch curved AMOLED screen with a 144Hz refresh rate makes it stand out. Bright visuals, smooth scrolling, and a premium curved design provide an immersive viewing experience, perfect for watching films, gaming, or scrolling through social media with vibrant colours.

Are there waterproof or splash-resistant phones under Rs. 20,000?

Fully waterproof phones are rare in the under Rs. 20,000 segment, but some models come with basic splash resistance. Brands like realme, Samsung, and Xiaomi often provide IP-rated protection on select devices, which helps safeguard against accidental spills and light rain. For complete water resistance, you may need to consider higher-end models above this price range.

Can I buy phones under Rs. 20,000 on EMI from Bajaj Finserv?

Yes, you can purchase phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv. If you are an existing user of the Bajaj Finserv Insta EMI Card:

1. Explore the range of smartphones on Bajaj Mall

2. Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person

3. Use your Bajaj Finserv Insta EMI Card and avail of Easy EMIs for affordable monthly payments

If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.

Show More Show Less

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page. 

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more