Education Loan Subsidy

What is Education Loan Subsidy?

Achieving career goals successfully is largely depended on the quality education of the students. However, the rising cost of education has become a major obstacle, especially for meritorious students from economically weaker and minority sections. To ensure the availability and affordability of higher education, the Indian Government launched education loan subsidy schemes for eligible applicants.

These schemes allow borrowers to avail an education loan in India with interest subsidy for the moratorium period.

Some Education Loan Subsidy Schemes:

1. Padho Pardesh Scheme
   This program offers the opportunity of pursuing education abroad to students belonging to the minority community. Under the Padho Pardesh scheme, eligible individuals can avail 100% interest subsidy on their education loan.
2. Central Scheme of Interest Subsidy
   This education loan interest subsidy program is introduced for students from the economically weaker section. Students can opt for this scheme to finance their studies in any professional or technical course.
3. Dr. Ambedkar Central Sector Scheme of Interest Subsidy
   It is also an interest subsidy scheme on education loan. Individuals from the economically backward classes along with other backward classes can avail this financial assistance to study overseas.
   
   Before applying, applicants must know all the Education Loan details and interest subsidy programs.
   
   Bajaj Finserv brings high-value Study Loan on Property with additional features and benefits, such as:

• Amounts up to Rs. 1 Crore for salaried borrowers and up to Rs. 3.5 Crore for self-employed borrowers.
• Flexible tenures for repayment from 2 to 20 years as per the borrower’s convenience.
• Hassle-free Loan Against Property Balance Transfer facility to enjoy competitive rates of interest.
• Exclusive Flexi Loan facility that reduces EMIs almost by 45%.

Avail our Loan Against Property for Education at affordable interest rates and nominal associated charges. We bring customised loans for students with longer tenure up to 20 years to make repayments more convenient.

Also Read: How to Finance using an Education Loan?

Get an affordable Student Loan in India from Bajaj Finserv and fulfil all career goals effortlessly.

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