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Instant Doorstep Loan

A doorstep loan is a collateral-free personal financing option with no end-use restriction. Primarily a western concept, it is steadily gaining currency in India amidst increasingly busy lifestyles. Obtain funds for emergencies or any other purpose, such as home renovation, education, business outlays, from the convenience of your home without hassle.

With Bajaj Finserv, you can avail up to Rs.25 lakh at competitive interest rates. Fulfil our simple eligibility criteria and complete the documentation process at your doorstep to enjoy instant approval. We disburse the funds within the same day of approval, ensuring you can meet any expense timely.

Repay the sum in easy-to-manage EMIs with flexible tenors. To simplify the application process, you can check for pre-approved offers by keying in your name and phone number.

  • Features of a Doorstep Loan

    Some of the top features of a Bajaj Finserv doorstep loan are as follows -

  • Minimal documentation

    Easy documentation

    No longer waiting in line or skipping work to submit documents for a loan application. We send our representative to you for the documentation process. Provide your address during the online application and our representative will visit you subsequently to collect the documents at a time of your convenience.

  • Approval in minutes

    Receive approval for doorstep finance within a few minutes once you meet the eligibility criteria and document requirements.

  • Avail funds in 24 hours*

    Meet medical exigencies or any other urgent requirements with a doorstep personal loan from Bajaj Finserv, one of India’s leading door-to-door lenders. The sanctioned sum is credited within 24 hours* from approval.

  • Pre-approved offers

    Pre-approved offers

    In case you are an existing Bajaj Finserv customer, provide your name, phone number, and an OTP to check pre-approved offer. Enjoy a hassle-free application process and the fastest disbursal with these offers.

  • loan against property emi calculator

    Flexible repayment tenors

    Streamline EMIs without straining your savings with tenors spanning up to 60 months. Select any repayment period you’re comfortable with and repay your doorstep loan easily.

  • Zero hidden charges

    Pay only what you see. Peruse the loan agreement and terms & conditions to check the associated charges before committing. We do not levy any fee unmentioned in the aforesaid document.

  • Sizeable loan amount

    Meet various expenses without hassle with a loan of up to Rs.25 lakh. With no end-use restriction, you can use the borrowed sum to consolidate existing debts, pay for children’s education, or renovate a home, as per priorities.

  • 45% lower EMIs with Flexi loan

    Minimise instalments by as much as 45% with a Bajaj Finserv Flexi Loan. Withdraw funds as and when you require from a sanctioned limit and pay interest only on that amount.

Doorstep Loan – Eligibility Criteria

You need to meet the following eligibility parameters to apply for a doorstep personal loan –

❖ Must be an Indian citizen residing in the country.
❖ CIBIL score should be above 750.
❖ Employed in a public or private company, or an MNC.
❖ Age should be between 23 years and 55 years.
❖ Salary must satisfy the city-specific minimum requirement.

  Consider using our personal loan eligibility calculator before applying to know whether you qualify for the loan and minimise chances of rejection.

Documents required

Our representative will contact you to schedule an appointment for doorstep documentation. You need to submit the following documents –

  • Employee ID card.

  • Officially valid documents for KYC.

  • Previous 2 months’ salary slip.

  • Last 3 months’ bank account statements.

How to Apply for a Doorstep Loan?

Apply for a personal doorstep loan following the below-mentioned steps –

  • Step 1 – Click on “Apply now” and fill in the application form with personal, employment, and financial details.

  • Step 2 – Provide the loan amount and tenor.

  • Step 3 – Fix an appointment with our representative and hand over the essential documents to him/her.

  • Step 4 – You will receive the sum in your account within 24 hours* of approval.
 

Apply after assessing the loan amount you need and the tenor by which you can comfortably repay that sum. Take stock of requirements, estimate the total cost, and apply for a sum you think will cover that without a stretch.

To determine the tenor, use a Personal Loan EMI calculator. Key in the loan amount, tenor, and probable interest rate to check which term suits you best.

Uses of a Doorstep Loan

 

The zero end-use restriction feature allows using the obtained sum for various large-scale expenses, including –

Medical emergencies – Address health-related exigencies promptly by utilising a doorstep loan.
Wedding – Meet costs of catering, decoration, jewellery, and bridal makeup packages with this personal financing option.
Debt consolidation – Utilise a personal doorstep loan to consolidate all existing debts and avoid the fuss of multiple repayments.
Travel – Use a loan to cover travelling expenses and minimise the strain on your savings.
Education – Cover all expenses related to education abroad such as tuition fee and accommodation costs using this financing option.

A doorstep loan proffers several benefits, one of the key ones being that a prospective borrower won’t have to step out of the comfort of his home to obtain funding. It also simplifies the paperwork since the applicant can fetch any additional document instantly.